Price Alert

Bankwell Financial Group ... (BWFG)

NASDAQ: BWFG · Real-Time Price · USD

43.47

0.29 (0.67%)

At close: Oct 03, 2025, 3:59 PM

43.47

0.00%

After-hours: Oct 03, 2025, 04:10 PM EDT

Bankwell Financial Statistics

Share Statistics

Bankwell Financial has 7.88M shares outstanding. The number of shares has increased by 0.24% in one year.

Shares Outstanding	7.88M
Shares Change (YoY)	0.24%
Shares Change (QoQ)	0.05%
Owned by Institutions (%)	39.84%
Shares Floating	6.19M
Failed to Deliver (FTD) Shares	38
FTD / Avg. Volume	0.1%

Short Selling Information

The latest short interest is 157.04K, so 1.99% of the outstanding shares have been sold short.

Short Interest	157.04K
Short % of Shares Out	1.99%
Short % of Float	2.48%
Short Ratio (days to cover)	3.12

Valuation Ratios

The PE ratio is 24.58 and the forward PE ratio is 8.5. Bankwell Financial's PEG ratio is -0.33.

PE Ratio	24.58
Forward PE	8.5
PS Ratio	1.23
Forward PS	2.8
PB Ratio	0.89
P/FCF Ratio	8.19
PEG Ratio	-0.33

Financial Ratio History

Enterprise Valuation

Bankwell Financial has an Enterprise Value (EV) of 118.11M.

EV / Sales	0.6
EV / EBITDA	6.91
EV / EBIT	3.95
EV / FCF	4.03

Financial Position

The company has a current ratio of 0.12, with a Debt / Equity ratio of 0.63.

Current Ratio	0.12
Quick Ratio	0.12
Debt / Equity	0.63
Debt / EBITDA	10.03
Debt / FCF	5.85
Interest Coverage	0.12

Financial Efficiency

Return on Equity is 3.61% and Return on Invested Capital is 1.69%.

Return on Equity	3.61%
Return on Assets	0.3%
Return on Invested Capital	1.69%
Revenue Per Employee	$1.35M
Profits Per Employee	$67.38K
Employee Count	145
Asset Turnover	0.06
Inventory Turnover	n/a

Taxes

Income Tax	3.56M
Effective Tax Rate	26.7%

Stock Price Statistics

The stock price has increased by 48.67% in the last 52 weeks. The beta is 0.67, so Bankwell Financial's price volatility has been higher than the market average.

Beta	0.67
52-Week Price Change	48.67%
50-Day Moving Average	42.33
200-Day Moving Average	34.94
Relative Strength Index (RSI)	46.86
Average Volume (20 Days)	36,534

Income Statement

In the last 12 months, Bankwell Financial had revenue of 195.71M and earned 9.77M in profits. Earnings per share was 1.24.

Revenue	195.71M
Gross Profit	64.38M
Operating Income	13.33M
Net Income	9.77M
EBITDA	17.1M
EBIT	13.33M
Earnings Per Share (EPS)	1.24

Full Income Statement

Balance Sheet

The company has 293.55M in cash and 171.5M in debt, giving a net cash position of 122.05M.

Cash & Cash Equivalents	293.55M
Total Debt	171.5M
Net Cash	122.05M
Retained Earnings	152.66M
Total Assets	3.24B
Working Capital	207.39M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 29.94M and capital expenditures -613K, giving a free cash flow of 29.32M.

Operating Cash Flow	29.94M
Capital Expenditures	-613K
Free Cash Flow	29.32M
FCF Per Share	3.8

Full Cash Flow Statement

Margins

Gross margin is 32.9%, with operating and profit margins of 6.81% and 4.99%.

Gross Margin	32.9%
Operating Margin	6.81%
Pretax Margin	6.81%
Profit Margin	4.99%
EBITDA Margin	8.74%
EBIT Margin	6.81%
FCF Margin	14.98%

Dividends & Yields

BWFG pays an annual dividend of $1, which amounts to a dividend yield of 2.01%.

Dividend Per Share	$1.00
Dividend Yield	2.01%
Dividend Growth (YoY)	0%
Payout Ratio	39.84%
Earnings Yield	4.07%
FCF Yield	12.21%

Dividend Details

Analyst Forecast

The average price target for BWFG is $42, which is -3.4% lower than the current price. The consensus rating is "Hold".

Price Target	$42
Price Target Difference	-3.4%
Analyst Consensus	Hold
Analyst Count	2

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$13.12
Lynch Upside	-69.82%
Graham Number	31.63
Graham Upside	-27.24%

Scores

Altman Z-Score	0.31
Piotroski F-Score	9