Evans Bancorp Inc. (EVBN)
Evans Bancorp Statistics
Share Statistics
Evans Bancorp has 5.57M shares outstanding. The number of shares has increased by 0.36% in one year.
| Shares Outstanding | 5.57M |
| Shares Change (YoY) | 0.36% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 60.3% |
| Shares Floating | 5.32M |
| Failed to Deliver (FTD) Shares | 137 |
| FTD / Avg. Volume | 0.57% |
Short Selling Information
The latest short interest is 15.25K, so 0.27% of the outstanding shares have been sold short.
| Short Interest | 15.25K |
| Short % of Shares Out | 0.27% |
| Short % of Float | 0.32% |
| Short Ratio (days to cover) | 1 |
Valuation Ratios
The PE ratio is 20.02 and the forward PE ratio is null. Evans Bancorp's PEG ratio is -0.38.
| PE Ratio | 20.02 |
| Forward PE | n/a |
| PS Ratio | 3.46 |
| Forward PS | 2.8 |
| PB Ratio | 1.31 |
| P/FCF Ratio | -77.21 |
| PEG Ratio | -0.38 |
Enterprise Valuation
Evans Bancorp has an Enterprise Value (EV) of 311.97M.
| EV / Sales | 4.51 |
| EV / EBITDA | 0 |
| EV / EBIT | -113.16 |
| EV / FCF | -100.64 |
Financial Position
The company has a current ratio of 3.59, with a Debt / Equity ratio of 0.63.
| Current Ratio | 3.59 |
| Quick Ratio | 3.59 |
| Debt / Equity | 0.63 |
| Debt / EBITDA | - |
| Debt / FCF | -37.21 |
| Interest Coverage | 0.27 |
Financial Efficiency
Return on Equity is 6.53% and Return on Invested Capital is 70.96%.
| Return on Equity | 6.53% |
| Return on Assets | 0.55% |
| Return on Invested Capital | 70.96% |
| Revenue Per Employee | $260.17K |
| Profits Per Employee | $44.94K |
| Employee Count | 266 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 2.31M |
| Effective Tax Rate | 16.22% |
Stock Price Statistics
The stock price has increased by 56.39% in the last 52 weeks. The beta is 0.79, so Evans Bancorp's price volatility has been higher than the market average.
| Beta | 0.79 |
| 52-Week Price Change | 56.39% |
| 50-Day Moving Average | 38.92 |
| 200-Day Moving Average | 39.68 |
| Relative Strength Index (RSI) | 55.35 |
| Average Volume (20 Days) | 24.07K |
Income Statement
In the last 12 months, Evans Bancorp had revenue of 69.21M and earned 11.95M in profits. Earnings per share was 2.15.
| Revenue | 69.21M |
| Gross Profit | 69.21M |
| Operating Income | 13.74M |
| Net Income | 11.95M |
| EBITDA | 0 |
| EBIT | -1.24M |
| Earnings Per Share (EPS) | 2.15 |
Balance Sheet
The company has 42.72M in cash and 115.35M in debt, giving a net cash position of -72.64M.
| Cash & Cash Equivalents | 42.72M |
| Total Debt | 115.35M |
| Net Cash | -72.64M |
| Retained Earnings | 142.94M |
| Total Assets | 2.19B |
| Working Capital | 204.57M |
Cash Flow
In the last 12 months, operating cash flow was -2.76M and capital expenditures -343K, giving a free cash flow of -3.1M.
| Operating Cash Flow | -2.76M |
| Capital Expenditures | -343K |
| Free Cash Flow | -3.1M |
| FCF Per Share | -0.56 |
Margins
Gross margin is 100%, with operating and profit margins of 19.86% and 17.27%.
| Gross Margin | 100% |
| Operating Margin | 19.86% |
| Pretax Margin | 20.62% |
| Profit Margin | 17.27% |
| EBITDA Margin | n/a |
| EBIT Margin | 19.86% |
| FCF Margin | -4.48% |
Dividends & Yields
EVBN pays an annual dividend of $1.32, which amounts to a dividend yield of 3.43%.
| Dividend Per Share | $1.32 |
| Dividend Yield | 3.43% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 61.11% |
| Earnings Yield | 4.99% |
| FCF Yield | -1.3% |
Analyst Forecast
The average price target for EVBN is $45.5, which is 17.4% higher than the current price. The consensus rating is "Hold".
| Price Target | $45.5 |
| Price Target Difference | 17.4% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
Stock Splits
The last stock split was on Nov 10, 2005. It was a forward split with a ratio of 21:20.
| Last Split Date | Nov 10, 2005 |
| Split Type | forward |
| Split Ratio | 21:20 |
Scores
| Altman Z-Score | 0.31 |
| Piotroski F-Score | 3 |