VersaBank (VBNK)

NASDAQ: VBNK · Real-Time Price · USD

11.18

0.10 (0.90%)

At close: May 01, 2025, 3:59 PM

11.21

0.27%

After-hours: May 01, 2025, 04:00 PM EDT

VersaBank Income Statement

Financials in CAD. Fiscal year is November - October.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021	Oct 31, 2020	Oct 31, 2019	Oct 31, 2018	Oct 31, 2017	Oct 31, 2016
Revenue	111.63M	108.64M	82.39M	65.36M	54.19M	53.92M	51.69M	43.84M	39.68M
Cost of Revenue	n/a	-609K	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	111.63M	109.24M	82.39M	65.36M	54.19M	53.92M	51.69M	43.84M	39.68M
Operating Income	n/a	57.65M	82.7M	30.79M	26.75M	27.82M	54.43M	14.73M	11.76M
Interest Income	285.42M	229.33M	76.67M	89.49M	86.09M	88.31M	80.91M	71.77M	69.66M
Pretax Income	54.79M	57.65M	32.55M	30.79M	26.75M	27.82M	25.01M	14.73M	11.76M
Net Income	39.75M	42.16M	22.66M	22.38M	19.41M	20.2M	18.07M	19.47M	8.47M
Selling & General & Admin	51.95M	50.38M	45.53M	31.35M	25.32M	23.97M	24.03M	25.05M	23.57M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	59.68M	n/a	-45.22M	-65.92M	-52.75M	-50.06M	-21.29M	-10.85M	-8.71M
Operating Expenses	111.63M	50.38M	307K	-34.57M	-27.43M	-26.1M	2.74M	10.85M	8.71M
Interest Expense	182.76M	129.28M	50.15M	29.33M	31.97M	34.41M	29.41M	27.78M	31.26M
Selling & Marketing Expenses	n/a	35.33M	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Cost & Expenses	111.63M	50.38M	307K	-34.57M	-27.43M	-26.1M	2.74M	54.85M	58.09M
Income Tax Expense	15.04M	15.48M	9.89M	8.41M	7.35M	7.63M	6.94M	-4.74M	3.29M
Shares Outstanding (Basic)	26.96M	26.9M	27.43M	21.75M	21.12M	21.12M	21.12M	20.86M	19.86M
Shares Outstanding (Diluted)	25.96M	26.27M	27.43M	21.75M	21.12M	21.12M	21.12M	20.86M	19.86M
EPS (Basic)	1.44	1.53	0.79	0.96	0.82	0.85	0.86	0.83	0.32
EPS (Diluted)	1.49	1.57	0.79	0.96	0.82	0.85	0.86	0.83	0.32
EBITDA	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
EBIT	-2.63M	-1.78M	-1.94M	-1.73M	-1.15M	-721K	-623K	-553K	-776K
Depreciation & Amortization	2.63M	1.78M	1.94M	1.73M	1.15M	721K	623K	553K	776K