Bank of Montreal (BMO)

NYSE: BMO · Real-Time Price · USD

97.59

1.27 (1.32%)

At close: May 02, 2025, 3:59 PM

97.59

0.00%

After-hours: May 02, 2025, 05:29 PM EDT

Bank of Montreal Income Statement

Financials in CAD. Fiscal year is November - October.

Fiscal Year	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Jan 31, 2025	Oct 31, 2024	Jul 31, 2024	Apr 30, 2024	Jan 31, 2024	Oct 31, 2023	Jul 31, 2023	Apr 30, 2023	Jan 31, 2023	Oct 31, 2022	Jul 31, 2022	Apr 30, 2022	Jan 31, 2022	Oct 31, 2021	Jul 31, 2021	Apr 30, 2021	Jan 31, 2021	Oct 31, 2020	Jul 31, 2020	Apr 30, 2020	Jan 31, 2020	Oct 31, 2019	Jul 31, 2019	Apr 30, 2019	Jan 31, 2019	Oct 31, 2018	Jul 31, 2018	Apr 30, 2018	Jan 31, 2018	Oct 31, 2017	Jul 31, 2017	Apr 30, 2017	Jan 31, 2017	Oct 31, 2016	Jul 31, 2016	Apr 30, 2016	Jan 31, 2016
Revenue	9.22B	8.32B	7.29B	7.92B	7.65B	8.32B	7.93B	8.38B	7.05B	6.49B	6.95B	9.26B	7.12B	6.51B	7.5B	6.27B	6.92B	5.94B	6.74B	5.43B	6.72B	6.05B	6.63B	6.16B	6.49B	5.86B	5.78B	5.58B	5.63B	5.61B	5.4B	5.7B	5.16B	5.18B	5.58B	5.16B	5.02B
Cost of Revenue	n/a	n/a	-868M	n/a	n/a	n/a	-4M	n/a	n/a	n/a	n/a	3.55B	n/a	n/a	n/a	n/a	n/a	n/a	-394M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	9.22B	8.32B	8.15B	7.92B	7.65B	8.32B	7.94B	8.38B	7.05B	6.49B	6.95B	5.71B	7.12B	6.51B	7.5B	6.27B	6.92B	5.94B	7.14B	5.43B	6.72B	6.05B	6.63B	6.16B	6.49B	5.86B	5.78B	5.58B	5.63B	5.61B	5.4B	5.7B	5.16B	5.18B	5.58B	5.16B	5.02B
Operating Income	n/a	n/a	3.02B	3.11B	2.7B	2.87B	2.71B	1.95B	935M	6.51B	2.52B	5.95B	4.39B	3.33B	4.34B	2.74B	3.63B	2.49B	3.73B	501M	3.18B	2.36B	3.31B	2.9B	3.26B	3.02B	2.72B	2.39B	2.56B	2.6B	2.48B	2.86B	2.29B	2.29B	2.8B	2.02B	2.07B
Interest Income	16.62B	16.86B	17.1B	16.16B	15.85B	15.6B	14.82B	13.78B	11.37B	9.12B	7.04B	5.52B	5.21B	5.03B	4.89B	4.9B	5.06B	5.14B	5.5B	6.15B	6.51B	6.68B	6.7B	6.4B	6.33B	5.88B	5.45B	4.56B	4.75B	4.2B	4B	3.74B	3.79B	3.72B	3.68B	3.55B	3.55B
Pretax Income	2.83B	3.01B	2.45B	2.42B	1.66B	2.18B	1.99B	1.26B	500M	5.94B	1.69B	6.36B	3.9B	2.8B	2.96B	1.89B	2.6B	2.01B	1.5B	827M	2.01B	1.51B	1.98B	1.88B	1.9B	2.13B	1.98B	1.56B	1.74B	1.5B	1.79B	1.5B	1.85B	1.7B	1.59B	1.18B	1.26B
Net Income	2.13B	2.3B	1.86B	1.86B	1.29B	1.61B	1.56B	1.03B	133M	4.48B	1.36B	4.76B	2.93B	2.16B	2.27B	1.3B	2.02B	1.58B	1.23B	689M	1.59B	1.19B	1.56B	1.5B	1.51B	1.7B	1.54B	1.25B	973M	1.23B	1.39B	1.25B	1.49B	1.34B	1.25B	973M	1.06B
Selling & General & Admin	3.41B	2.92B	4.26B	2.82B	3.06B	3.32B	3.29B	3.16B	2.69B	2.07B	2.68B	1.39B	2.49B	2.29B	3.19B	1.86B	2.79B	1.95B	3.15B	1.9B	2.84B	2.72B	2.85B	2.57B	3B	2B	2.14B	2.34B	2.32B	2.42B	2.12B	2.49B	1.99B	1.89B	2.46B	2.31B	2.27B
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	5.81B	5.4B	n/a	n/a	n/a	5B	4.79B	-1.92B	4.36B	4.42B	-5.09B	885M	n/a	n/a	n/a	4.13B	n/a	n/a	n/a	n/a	-4.42B	-3.93B	-4.01B	-3.58B	-4.43B	-2.86B	-3.45B	n/a	n/a	n/a	n/a	n/a	n/a	3.3B	n/a	n/a	n/a
Operating Expenses	9.22B	8.32B	4.26B	953M	1.43B	8.32B	8.06B	7.73B	7.05B	6.49B	6.95B	2.28B	7.12B	6.51B	7.5B	5.99B	6.92B	5.94B	7.14B	5.43B	-1.58B	6.05B	-1.17B	-1.01B	-1.43B	5.86B	5.75B	5.54B	5.59B	5.61B	5.4B	5.7B	5.16B	5.18B	5.58B	5.16B	5.02B
Interest Expense	11.22B	11.43B	12.31B	11.65B	11.13B	10.66B	9.92B	8.97B	7.35B	5.36B	2.85B	1.62B	1.19B	1.27B	1.37B	1.45B	1.49B	1.61B	1.97B	2.63B	3.13B	3.32B	3.49B	3.27B	3.16B	2.77B	2.49B	2.07B	1.82B	1.66B	1.47B	1.33B	1.26B	1.22B	1.21B	1.13B	1.07B
Selling & Marketing Expenses	174M	227M	217M	202M	191M	260M	219M	195M	139M	161M	135M	115M	106M	133M	101M	97M	66M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	1M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Cost & Expenses	9.22B	8.32B	4.26B	4.16B	4.34B	5.05B	4.86B	1.84B	7.05B	6.49B	3.44B	2.28B	3.45B	3.34B	3.23B	3.22B	3.19B	3.07B	3.01B	-1.97B	-1.58B	-1.22B	-1.17B	-1.01B	-1.43B	-828M	-1.31B	3.03B	2.93B	2.85B	2.85B	2.81B	2.94B	2.82B	2.68B	2.88B	2.82B
Income Tax Expense	690M	703M	582M	559M	364M	559M	423M	236M	367M	1.45B	326M	1.61B	962M	640M	689M	587M	588M	422M	270M	138M	421M	318M	425M	384M	387M	438M	443M	317M	763M	278M	407M	250M	361M	357M	348M	208M	188M
Shares Outstanding (Basic)	727.74M	727.74M	729.45M	728.35M	723.75M	779.74M	715.43M	814.29M	967.77M	689.17M	700M	666.32M	663.64M	668.52M	667.16M	682.34M	665.68M	669.97M	681.69M	691.84M	671.73M	670.84M	665.38M	662.39M	662.28M	659.43M	665.37M	669.89M	680.42M	679.29M	676.59M	677.72M	669.82M	683.8M	669.35M	671.03M	670.89M
Shares Outstanding (Diluted)	728.53M	728.53M	730.19M	729.28M	724.59M	720M	716.38M	712.81M	692.63M	677.5M	674.8M	660.03M	650.16M	650.1M	649M	648.05M	647.42M	668.35M	641.65M	640.22M	640.79M	640.4M	640.45M	640.26M	640.41M	641.8M	642.36M	645.63M	649.86M	677.9M	653.72M	653.55M	650.31M	665.35M	646.55M	645.33M	644.91M
EPS (Basic)	2.84	2.95	2.41	2.36	1.73	2.06	1.97	1.31	0.36	6.52	2.03	7.23	4.52	3.24	3.42	1.91	3.03	2.37	1.81	1.00	2.38	1.79	2.34	2.27	2.28	2.58	2.32	1.87	1.43	1.82	2.05	1.85	2.23	2.03	1.87	1.46	1.59
EPS (Diluted)	2.84	2.95	2.48	2.36	1.73	2.06	1.97	1.30	0.36	6.50	2.02	7.21	4.52	3.23	3.41	1.91	3.03	2.37	1.81	1.00	2.37	1.78	2.34	2.26	2.28	2.57	2.31	1.86	1.43	1.81	2.05	1.84	2.22	2.02	1.86	1.45	1.58
EBITDA	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
EBIT	-545M	-524M	-530M	-524M	-532M	-596M	-550M	-564M	-384M	-379M	-367M	-361M	-373M	-396M	-384M	-392M	-393M	-407M	-400M	-407M	-404M	-310M	-301M	-303M	-291M	-283M	-280M	-285M	-279M	-285M	-271M	-275M	-272M	-269M	-267M	-264M	-247M
Depreciation & Amortization	545M	524M	530M	524M	532M	596M	550M	564M	384M	379M	367M	361M	373M	396M	384M	392M	393M	407M	400M	407M	404M	310M	301M	303M	291M	283M	280M	285M	279M	285M	271M	275M	272M	269M	267M	264M	247M