Bank of Montreal (BMO)

NYSE: BMO · Real-Time Price · USD

96.31

0.83 (0.87%)

At close: May 01, 2025, 3:59 PM

96.37

0.06%

Pre-market: May 02, 2025, 08:19 AM EDT

Bank of Montreal Income Statement

Financials in CAD. Fiscal year is November - October.

Fiscal Year	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Jan 31, 2025	Oct 31, 2024	Jul 31, 2024	Apr 30, 2024	Jan 31, 2024	Oct 31, 2023	Jul 31, 2023	Apr 30, 2023	Jan 31, 2023	Oct 31, 2022	Jul 31, 2022	Apr 30, 2022	Jan 31, 2022	Oct 31, 2021	Jul 31, 2021	Apr 30, 2021	Jan 31, 2021	Oct 31, 2020	Jul 31, 2020	Apr 30, 2020	Jan 31, 2020	Oct 31, 2019	Jul 31, 2019	Apr 30, 2019	Jan 31, 2019	Oct 31, 2018	Jul 31, 2018	Apr 30, 2018	Jan 31, 2018	Oct 31, 2017	Jul 31, 2017	Apr 30, 2017	Jan 31, 2017	Oct 31, 2016	Jul 31, 2016	Apr 30, 2016	Jan 31, 2016
Revenue	32.74B	31.17B	31.18B	31.82B	32.28B	31.68B	29.85B	28.86B	29.73B	29.81B	29.83B	30.38B	27.4B	27.19B	26.62B	25.87B	25.03B	24.83B	24.94B	24.83B	25.57B	25.33B	25.14B	24.28B	23.7B	22.84B	22.59B	22.22B	22.35B	21.87B	21.45B	21.63B	21.09B	20.95B	20.75B	19.99B	19.35B
Cost of Revenue	-868M	-868M	-868M	-4M	-4M	-4M	-4M	n/a	3.55B	3.55B	3.55B	3.55B	n/a	n/a	n/a	-394M	-394M	-394M	-394M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	33.61B	32.04B	32.05B	31.83B	32.29B	31.69B	29.85B	28.86B	26.18B	26.26B	26.28B	26.83B	27.4B	27.19B	26.62B	26.26B	25.42B	25.22B	25.33B	24.83B	25.57B	25.33B	25.14B	24.28B	23.7B	22.84B	22.59B	22.22B	22.35B	21.87B	21.45B	21.63B	21.09B	20.95B	20.75B	19.99B	19.35B
Operating Income	6.13B	8.83B	11.7B	11.38B	10.22B	8.46B	12.1B	11.92B	15.91B	19.37B	16.18B	18B	14.8B	14.04B	13.2B	12.59B	10.35B	9.9B	9.77B	9.35B	11.75B	11.83B	12.49B	11.9B	11.39B	10.69B	10.27B	10.03B	10.51B	10.24B	9.93B	10.24B	9.41B	9.18B	9.07B	8.33B	7.92B
Interest Income	66.75B	65.98B	64.72B	62.44B	60.06B	55.57B	49.1B	41.32B	33.06B	26.9B	22.8B	20.65B	20.03B	19.89B	20B	20.61B	21.86B	23.32B	24.85B	26.05B	26.3B	26.12B	25.31B	24.06B	22.22B	20.64B	18.96B	17.51B	16.7B	15.73B	15.26B	14.93B	14.74B	14.5B	14.12B	13.74B	13.36B
Pretax Income	10.71B	9.54B	8.7B	8.24B	7.08B	5.93B	9.69B	9.39B	14.49B	17.89B	14.75B	16.02B	11.55B	10.26B	9.46B	8B	6.94B	6.35B	5.85B	6.33B	7.39B	7.27B	7.89B	7.89B	7.58B	7.41B	6.78B	6.6B	6.53B	6.65B	6.84B	6.64B	6.33B	5.73B	5.53B	5.41B	5.46B
Net Income	8.16B	7.32B	6.63B	6.33B	5.49B	4.33B	7.21B	7.01B	10.74B	13.54B	11.21B	12.12B	8.67B	7.75B	7.18B	6.14B	5.52B	5.1B	4.71B	5.03B	5.84B	5.76B	6.26B	6.24B	5.99B	5.45B	4.98B	4.83B	4.83B	5.35B	5.46B	5.32B	5.05B	4.62B	4.48B	4.42B	4.44B
Selling & General & Admin	13.41B	13.07B	13.47B	12.49B	12.83B	12.46B	11.2B	10.6B	8.83B	8.63B	8.85B	9.36B	9.82B	10.12B	9.78B	9.74B	9.79B	9.85B	10.62B	10.31B	10.98B	11.13B	10.42B	9.71B	9.49B	8.81B	9.22B	9.2B	9.34B	9.01B	8.48B	8.82B	8.64B	8.93B	9.03B	8.51B	8.07B
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	11.21B	5.4B	5B	9.79B	7.87B	12.22B	11.64B	1.76B	4.57B	214M	-4.21B	885M	4.13B	4.13B	4.13B	4.13B	n/a	-4.42B	-8.36B	-12.37B	-15.96B	-15.96B	-14.89B	-14.33B	-10.74B	-6.31B	-3.45B	n/a	n/a	n/a	3.3B	3.3B	3.3B	3.3B	2.94B	5.78B	8.38B
Operating Expenses	22.75B	14.96B	14.97B	18.76B	25.54B	31.16B	29.32B	28.21B	22.76B	22.83B	22.86B	23.41B	27.11B	26.91B	26.34B	25.98B	25.42B	16.92B	17.03B	8.73B	2.29B	2.44B	2.24B	9.16B	15.71B	22.74B	22.49B	22.14B	22.31B	21.87B	21.45B	21.63B	21.09B	20.95B	20.69B	19.89B	19.2B
Interest Expense	46.61B	46.52B	45.75B	43.36B	40.68B	36.89B	31.59B	24.52B	17.18B	11.01B	6.93B	5.45B	5.28B	5.58B	5.92B	6.51B	7.7B	9.34B	11.05B	12.57B	13.2B	13.23B	12.68B	11.68B	10.48B	9.14B	8.03B	7.01B	6.28B	5.72B	5.29B	5.02B	4.82B	4.63B	4.43B	4.3B	4.28B
Selling & Marketing Expenses	820M	837M	870M	872M	865M	813M	714M	630M	550M	517M	489M	455M	437M	397M	264M	163M	66M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	1M	1M	1M	1M	n/a	n/a	n/a	n/a	n/a	n/a	1.72B	1.72B	1.72B
Cost & Expenses	25.96B	21.08B	17.81B	18.4B	16.08B	18.79B	20.22B	18.81B	19.25B	15.65B	12.51B	12.31B	13.25B	12.99B	12.71B	12.49B	7.3B	2.53B	-1.75B	-5.93B	-4.98B	-4.83B	-4.44B	-4.58B	-539M	3.83B	7.51B	11.67B	11.45B	11.46B	11.42B	11.25B	11.32B	11.2B	11.06B	10.98B	10.86B
Income Tax Expense	2.53B	2.21B	2.06B	1.91B	1.58B	1.58B	2.48B	2.38B	3.75B	4.35B	3.54B	3.9B	2.88B	2.5B	2.29B	1.87B	1.42B	1.25B	1.15B	1.3B	1.55B	1.51B	1.63B	1.65B	1.58B	1.96B	1.8B	1.76B	1.7B	1.3B	1.38B	1.32B	1.27B	1.1B	1.03B	963M	985M
Shares Outstanding (Basic)	727.74M	727.74M	729.45M	728.35M	723.75M	779.74M	715.43M	814.29M	967.77M	689.17M	700M	666.32M	663.64M	668.52M	667.16M	682.34M	665.68M	669.97M	681.69M	691.84M	671.73M	670.84M	665.38M	662.39M	662.28M	659.43M	665.37M	669.89M	680.42M	679.29M	676.59M	677.72M	669.82M	683.8M	669.35M	671.03M	670.89M
Shares Outstanding (Diluted)	728.53M	728.53M	730.19M	729.28M	724.59M	720M	716.38M	712.81M	692.63M	677.5M	674.8M	660.03M	650.16M	650.1M	649M	648.05M	647.42M	668.35M	641.65M	640.22M	640.79M	640.4M	640.45M	640.26M	640.41M	641.8M	642.36M	645.63M	649.86M	677.9M	653.72M	653.55M	650.31M	665.35M	646.55M	645.33M	644.91M
EPS (Basic)	10.56	9.45	8.56	8.12	7.07	5.70	10.16	10.22	16.14	20.30	17.02	18.41	13.09	11.60	10.73	9.12	8.21	7.56	6.98	7.51	8.78	8.68	9.47	9.45	9.05	8.20	7.44	7.17	7.15	7.95	8.16	7.98	7.59	6.95	6.75	6.69	6.72
EPS (Diluted)	10.63	9.52	8.63	8.12	7.06	5.69	10.13	10.18	16.09	20.25	16.98	18.37	13.07	11.58	10.72	9.12	8.21	7.55	6.96	7.49	8.75	8.66	9.45	9.42	9.02	8.17	7.41	7.15	7.13	7.92	8.13	7.94	7.55	6.91	6.72	6.66	6.70
EBITDA	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
EBIT	-2.12B	-2.11B	-2.18B	-2.2B	-2.24B	-2.09B	-1.88B	-1.69B	-1.49B	-1.48B	-1.5B	-1.51B	-1.54B	-1.56B	-1.58B	-1.59B	-1.61B	-1.62B	-1.52B	-1.42B	-1.32B	-1.21B	-1.18B	-1.16B	-1.14B	-1.13B	-1.13B	-1.12B	-1.11B	-1.1B	-1.09B	-1.08B	-1.07B	-1.05B	-983M	-915M	-847M
Depreciation & Amortization	2.12B	2.11B	2.18B	2.2B	2.24B	2.09B	1.88B	1.69B	1.49B	1.48B	1.5B	1.51B	1.54B	1.56B	1.58B	1.59B	1.61B	1.62B	1.52B	1.42B	1.32B	1.21B	1.18B	1.16B	1.14B	1.13B	1.13B	1.12B	1.11B	1.1B	1.09B	1.08B	1.07B	1.05B	983M	915M	847M