Shares Outstanding Shares Outstanding n/a Close	16.9M
Shares Change (YoY) Shares Change (YoY) n/a Close	15.46%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	15.69%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	78.11%
Shares Floating Shares Floating n/a Close	16.36M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	7
FTD / Avg. Volume FTD / Avg. Volume n/a Close	0.01%

Short Selling Information

The latest short interest is 540.46K, so 3.2% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	540.46K
Short % of Shares Out Short % of Shares Out n/a Close	3.2%
Short % of Float Short % of Float n/a Close	3.25%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	10.85

Valuation Ratios

The PE ratio is 11.76 and the forward PE ratio is 7.62. Camden National's PEG ratio is 0.54.

PE Ratio PE Ratio n/a Close	11.76
Forward PE Forward PE n/a Close	7.62
PS Ratio PS Ratio n/a Close	3.61
Forward PS Forward PS n/a Close	2.5
PB Ratio PB Ratio n/a Close	1.17
P/FCF Ratio P/FCF Ratio n/a Close	11.26
PEG Ratio PEG Ratio n/a Close	0.54

Financial Ratio History

Enterprise Valuation

Camden National has an Enterprise Value (EV) of 953.11M.

EV / Sales EV / Sales n/a Close	5.52
EV / EBITDA EV / EBITDA n/a Close	13.75
EV / EBIT EV / EBIT n/a Close	16.03
EV / FCF EV / FCF n/a Close	17.22

Financial Position

The company has a current ratio of 0.13, with a Debt / Equity ratio of 1.03.

Current Ratio Current Ratio n/a Close	0.13
Quick Ratio Quick Ratio n/a Close	0.13
Debt / Equity Debt / Equity n/a Close	1.03
Debt / EBITDA Debt / EBITDA n/a Close	7.86
Debt / FCF Debt / FCF n/a Close	9.84
Interest Coverage Interest Coverage n/a Close	0.57

Financial Efficiency

Return on Equity is 9.98% and Return on Invested Capital is -1.36%.

Return on Equity Return on Equity n/a Close	9.98%
Return on Assets Return on Assets n/a Close	0.91%
Return on Invested Capital Return on Invested Capital n/a Close	-1.36%
Revenue Per Employee Revenue Per Employee n/a Close	$294,564.85
Profits Per Employee Profits Per Employee n/a Close	$90,450.51
Employee Count Employee Count n/a Close	586
Asset Turnover Asset Turnover n/a Close	0.03
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	12.46M
Effective Tax Rate Effective Tax Rate n/a Close	19.03%

Stock Price Statistics

The stock price has increased by 22.14% in the last 52 weeks. The beta is 0.63, so Camden National's price volatility has been higher than the market average.

Beta Beta n/a Close	0.63
52-Week Price Change 52-Week Price Change n/a Close	22.14%
50-Day Moving Average 50-Day Moving Average n/a Close	39.11
200-Day Moving Average 200-Day Moving Average n/a Close	41.93
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	41.89
Average Volume (20 Days) Average Volume (20 Days) n/a Close	80,973

Income Statement

In the last 12 months, Camden National had revenue of 172.62M and earned 53M in profits. Earnings per share was 3.63.

Revenue Revenue n/a Close	172.62M
Gross Profit Gross Profit n/a Close	172.62M
Operating Income Operating Income n/a Close	66.62M
Net Income Net Income n/a Close	53M
EBITDA EBITDA n/a Close	69.33M
EBIT EBIT n/a Close	66.62M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	3.63

Full Income Statement

Balance Sheet

The company has 214.96M in cash and 544.95M in debt, giving a net cash position of -329.99M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	214.96M
Total Debt Total Debt n/a Close	544.95M
Net Cash Net Cash n/a Close	-329.99M
Retained Earnings Retained Earnings n/a Close	509.45M
Total Assets Total Assets n/a Close	6.96B
Working Capital Working Capital n/a Close	-5.13B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 59.47M and capital expenditures -5.58M, giving a free cash flow of 55.36M.

Operating Cash Flow Operating Cash Flow n/a Close	59.47M
Capital Expenditures Capital Expenditures n/a Close	-5.58M
Free Cash Flow Free Cash Flow n/a Close	55.36M
FCF Per Share FCF Per Share n/a Close	3.8

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 38.59% and 30.71%.

Gross Margin Gross Margin n/a Close	100%
Operating Margin Operating Margin n/a Close	38.59%
Pretax Margin Pretax Margin n/a Close	37.92%
Profit Margin Profit Margin n/a Close	30.71%
EBITDA Margin EBITDA Margin n/a Close	40.16%
EBIT Margin EBIT Margin n/a Close	38.59%
FCF Margin FCF Margin n/a Close	32.07%

Dividends & Yields

CAC pays an annual dividend of $2.1, which amounts to a dividend yield of 4.49%.

Dividend Per Share Dividend Per Share n/a Close	$2.10
Dividend Yield Dividend Yield n/a Close	4.49%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	0%
Payout Ratio Payout Ratio n/a Close	66.88%
Earnings Yield Earnings Yield n/a Close	8.51%
FCF Yield FCF Yield n/a Close	8.88%

Dividend Details

Analyst Forecast

The average price target for CAC is $47, which is 21.9% higher than the current price. The consensus rating is "Hold".

Price Target Price Target n/a Close	$47
Price Target Difference Price Target Difference n/a Close	21.9%
Analyst Consensus Analyst Consensus n/a Close	Hold
Analyst Count Analyst Count n/a Close	3

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$18.15
Lynch Upside Lynch Upside n/a Close	-52.93%
Graham Number Graham Number n/a Close	54.59
Graham Upside Graham Upside n/a Close	41.57%

Stock Splits

The last stock split was on Oct 3, 2016. It was a forward split with a ratio of 3:2.

Last Split Date Last Split Date n/a Close	Oct 3, 2016
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	3:2

Scores

Altman Z-Score Altman Z-Score n/a Close	-0.65
Piotroski F-Score Piotroski F-Score n/a Close	5