CNO Financial Group Inc. (CNO)
CNO Financial Statistics
Share Statistics
CNO Financial has 100.29M shares outstanding. The number of shares has increased by -7.37% in one year.
| Shares Outstanding | 100.29M |
| Shares Change (YoY) | -7.37% |
| Shares Change (QoQ) | -2.83% |
| Owned by Institutions (%) | 91.99% |
| Shares Floating | 97.29M |
| Failed to Deliver (FTD) Shares | 43 |
| FTD / Avg. Volume | 0.01% |
Short Selling Information
The latest short interest is 2.43M, so 2.43% of the outstanding shares have been sold short.
| Short Interest | 2.43M |
| Short % of Shares Out | 2.43% |
| Short % of Float | 3.57% |
| Short Ratio (days to cover) | 2.76 |
Valuation Ratios
The PE ratio is 9.78 and the forward PE ratio is 9.01. CNO Financial's PEG ratio is 0.17.
| PE Ratio | 9.78 |
| Forward PE | 9.01 |
| PS Ratio | 0.89 |
| Forward PS | 0.9 |
| PB Ratio | 1.58 |
| P/FCF Ratio | 6.29 |
| PEG Ratio | 0.17 |
Enterprise Valuation
CNO Financial has an Enterprise Value (EV) of 6.81B.
| EV / Sales | 1.53 |
| EV / EBITDA | 8.82 |
| EV / EBIT | 10.85 |
| EV / FCF | 10.85 |
Financial Position
The company has a current ratio of 22.73, with a Debt / Equity ratio of 1.81.
| Current Ratio | 22.73 |
| Quick Ratio | 22.73 |
| Debt / Equity | 1.81 |
| Debt / EBITDA | 5.85 |
| Debt / FCF | 7.2 |
| Interest Coverage | 2.04 |
Financial Efficiency
Return on Equity is 16.17% and Return on Invested Capital is 1.68%.
| Return on Equity | 16.17% |
| Return on Assets | 1.07% |
| Return on Invested Capital | 1.68% |
| Revenue Per Employee | $1.31M |
| Profits Per Employee | $118.82K |
| Employee Count | 3,400 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 114.3M |
| Effective Tax Rate | 22.05% |
Stock Price Statistics
The stock price has increased by 36.44% in the last 52 weeks. The beta is 0.92, so CNO Financial's price volatility has been higher than the market average.
| Beta | 0.92 |
| 52-Week Price Change | 36.44% |
| 50-Day Moving Average | 39.71 |
| 200-Day Moving Average | 36.97 |
| Relative Strength Index (RSI) | 41.63 |
| Average Volume (20 Days) | 780.71K |
Income Statement
In the last 12 months, CNO Financial had revenue of 4.45B and earned 404M in profits. Earnings per share was 3.81.
| Revenue | 4.45B |
| Gross Profit | 4.45B |
| Operating Income | 518.3M |
| Net Income | 404M |
| EBITDA | 772.7M |
| EBIT | 772.7M |
| Earnings Per Share (EPS) | 3.81 |
Balance Sheet
The company has 1.66B in cash and 4.52B in debt, giving a net cash position of -2.86B.
| Cash & Cash Equivalents | 1.66B |
| Total Debt | 4.52B |
| Net Cash | -2.86B |
| Retained Earnings | 0 |
| Total Assets | 37.85B |
| Working Capital | 5.51B |
Cash Flow
In the last 12 months, operating cash flow was 627.7M and capital expenditures 0, giving a free cash flow of 627.7M.
| Operating Cash Flow | 627.7M |
| Capital Expenditures | 0 |
| Free Cash Flow | 627.7M |
| FCF Per Share | 5.91 |
Margins
Gross margin is 100%, with operating and profit margins of 11.66% and 9.09%.
| Gross Margin | 100% |
| Operating Margin | 11.66% |
| Pretax Margin | 11.66% |
| Profit Margin | 9.09% |
| EBITDA Margin | 17.38% |
| EBIT Margin | 11.66% |
| FCF Margin | 14.12% |
Dividends & Yields
CNO pays an annual dividend of $0.64, which amounts to a dividend yield of 1.66%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 1.66% |
| Dividend Growth (YoY) | 6.67% |
| Payout Ratio | 22.38% |
| Earnings Yield | 10.23% |
| FCF Yield | 15.89% |
Analyst Forecast
The average price target for CNO is $44, which is 18.7% higher than the current price. The consensus rating is "Hold".
| Price Target | $44 |
| Price Target Difference | 18.7% |
| Analyst Consensus | Hold |
| Analyst Count | 6 |
Scores
| Altman Z-Score | 0.51 |
| Piotroski F-Score | 9 |