ChoiceOne Financial Servi... (COFS)

NASDAQ: COFS · Real-Time Price · USD

29.05

0.29 (1.01%)

At close: May 02, 2025, 3:59 PM

29.05

0.02%

After-hours: May 02, 2025, 04:05 PM EDT

ChoiceOne Financial Services Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	92.44M	88.7M	83.51M	80.63M	80.79M	81.3M	80.66M	80.8M	80.28M	79.06M	80.19M	75.89M	71.38M	70.17M	64.91M	62.35M	59.19M	50.69M	42.1M	36.77M	31.53M	24.2M	23.9M	23.66M	22.11M	25.89M	25.25M	23.39M	22.85M	23.07M	24.45M	25.86M	27.25M	26.96M	26.55M	26.19M
Cost of Revenue	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	92.44M	88.7M	83.51M	80.63M	80.79M	81.3M	80.66M	80.8M	80.28M	79.06M	80.19M	75.89M	71.38M	70.17M	64.91M	62.35M	59.19M	50.69M	42.1M	36.77M	31.53M	24.2M	23.9M	23.66M	22.11M	25.89M	25.25M	23.39M	22.85M	23.07M	24.45M	25.86M	27.25M	26.96M	26.55M	26.19M
Operating Income	24.93M	31.38M	27.67M	25.75M	25.57M	28.32M	28.98M	29.29M	29.11M	27.91M	27.95M	27.33M	28.37M	27.2M	24.9M	24.44M	20.81M	18.71M	15.23M	12.22M	10.26M	7.51M	8.75M	8.45M	8.49M	8.58M	8.55M	9.11M	9.07M	9.79M	9.78M	9.68M	10.29M	9.98M	10.34M	10.44M
Interest Income	121.1M	118.03M	112.64M	106.01M	98.98M	91.65M	84.63M	78.98M	75.06M	71.24M	68.68M	66.44M	64.62M	62.84M	61.27M	58.71M	55.55M	53.39M	44.8M	38.49M	32.47M	26.04M	25.74M	25.3M	24.52M	23.91M	23.27M	22.58M	22.04M	21.4M	20.94M	20.55M	20.31M	20.03M	19.73M	19.53M
Pretax Income	33.09M	30.74M	27.67M	25.75M	25.57M	26.87M	27.54M	27.84M	27.66M	26.04M	26.08M	25.46M	26.5M	25.28M	22.98M	22.52M	18.89M	17.62M	14.14M	10.43M	8.47M	6.81M	8.04M	8.45M	8.49M	8.58M	8.55M	8.59M	8.55M	8.73M	8.72M	8.44M	8.25M	7.63M	7.29M	7.29M
Net Income	26.73M	24.86M	22.64M	21.26M	21.26M	22.65M	23.34M	23.75M	23.64M	21.97M	21.91M	21.33M	22.04M	21.13M	19.21M	18.6M	15.61M	14.54M	11.73M	8.79M	7.17M	5.97M	6.97M	7.31M	7.33M	6.87M	6.58M	6.38M	6.17M	6.49M	6.45M	6.26M	6.09M	5.62M	5.39M	5.38M
Selling & General & Admin	35.53M	48.09M	47.74M	47.1M	47.27M	32.9M	32.39M	32.08M	31.51M	32.1M	32M	31.45M	30.95M	34.63M	35.03M	34.24M	32.12M	26.04M	21.1M	17.55M	14.98M	12.16M	11.59M	11.34M	11.4M	11.14M	10.98M	10.87M	10.6M	10.43M	10.43M	10.49M	10.44M	10.36M	10.13M	9.75M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	26.6M	18.89M	14.06M	29.96M	29.96M	22.72M	11.36M	n/a	-4.46M	-4.46M	-4.46M	-4.46M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Operating Expenses	61.46M	66.32M	73.52M	80.61M	81.08M	54.11M	34.94M	26.86M	26.3M	35.96M	46.87M	46.81M	46.13M	46.09M	47.16M	46.34M	44.23M	42.01M	35.04M	29.47M	25.21M	20.25M	18.93M	18.37M	17.99M	17.85M	17.72M	17.49M	17.29M	16.82M	16.6M	16.55M	16.38M	16.41M	16.21M	15.75M
Interest Expense	46.66M	46.38M	45.02M	40.67M	33.09M	24.96M	16.83M	10.98M	7.75M	5.55M	4.63M	4.16M	3.98M	3.95M	4.01M	4.09M	4.64M	5.27M	5.17M	5.24M	4.7M	3.86M	3.56M	3.05M	2.46M	2.06M	1.76M	1.56M	1.48M	1.28M	1.13M	1.03M	967K	958K	968K	974K
Selling & Marketing Expenses	788K	665K	766K	722K	721K	859K	789K	781K	764K	791K	775K	835K	848K	683K	648K	585K	588K	671K	668K	632K	528K	370K	283K	260K	308K	348K	348K	336K	298K	223K	217K	233K	222K	258K	260K	229K
Cost & Expenses	61.46M	49M	48.35M	47.87M	48.33M	38.68M	38.49M	38M	37.44M	47.09M	49.76M	49.7M	49.02M	48.98M	47.16M	46.34M	44.23M	42.01M	35.04M	29.47M	25.21M	20.25M	18.93M	18.37M	17.99M	17.85M	17.72M	17.49M	17.29M	16.82M	17.41M	17.36M	17.19M	17.22M	16.21M	15.75M
Income Tax Expense	6.36M	5.88M	5.03M	4.48M	4.31M	4.22M	4.19M	4.1M	4.02M	4.07M	4.18M	4.13M	4.46M	4.15M	3.77M	3.92M	3.27M	3.08M	2.4M	1.64M	1.29M	833K	1.08M	1.14M	1.16M	1.71M	1.98M	2.21M	2.39M	2.24M	2.27M	2.18M	2.16M	2.01M	1.9M	1.92M
Shares Outstanding (Basic)	8.64M	8.64M	7.57M	7.55M	7.56M	7.54M	7.53M	7.52M	7.51M	7.51M	7.5M	7.5M	7.62M	7.62M	7.77M	7.8M	7.91M	7.78M	7.25M	7.25M	6.91M	3.63M	3.62M	3.62M	3.68M	3.61M	3.67M	3.8M	3.62M	3.74M	3.65M	3.8M	3.61M	3.61M	3.7M	3.6M
Shares Outstanding (Diluted)	8.54M	8.54M	7.6M	7.6M	7.56M	7.57M	7.55M	7.55M	7.51M	7.52M	7.51M	7.52M	7.58M	7.63M	7.78M	7.81M	7.81M	7.79M	7.26M	7.26M	6.88M	3.66M	3.64M	3.63M	3.66M	3.63M	3.63M	3.81M	3.64M	3.63M	3.65M	3.62M	3.65M	3.62M	3.64M	3.6M
EPS (Basic)	3.31	3.18	3.00	2.82	2.82	3.01	3.10	3.16	3.15	2.93	2.91	2.81	2.87	2.73	2.47	2.43	2.08	1.99	1.78	1.58	1.58	1.65	1.92	2.02	2.03	1.90	1.82	1.76	1.70	1.78	1.78	1.72	1.67	1.55	1.48	1.48
EPS (Diluted)	3.30	3.16	2.99	2.81	2.82	3.01	3.10	3.16	3.15	2.92	2.90	2.80	2.86	2.72	2.46	2.42	2.07	1.99	1.78	1.58	1.58	1.64	1.91	2.00	2.01	1.89	1.80	1.75	1.69	1.77	1.78	1.72	1.67	1.55	1.48	1.48
EBITDA	n/a	7.28M	7.28M	7.28M	7.28M	8.62M	8.62M	8.62M	8.62M	4.77M	4.77M	4.77M	4.77M	6M	6M	6M	6M	4.56M	4.56M	4.56M	4.56M	2.32M	2.32M	2.32M	2.32M	2.53M	2.53M	2.53M	2.53M	2.62M	2.62M	2.62M	2.62M	n/a	n/a	n/a
EBIT	21.13M	30.74M	27.67M	25.75M	25.57M	26.87M	27.54M	27.84M	27.66M	23.7M	23.74M	23.12M	24.16M	25.28M	22.98M	22.52M	18.89M	17.62M	14.14M	8.08M	3.63M	1.97M	3.21M	5.96M	8.49M	8.58M	8.55M	5.79M	5.75M	5.92M	2.91M	2.87M	304K	-2.59M	-2.52M	-2.5M
Depreciation & Amortization	3.16M	826K	826K	826K	826K	869K	869K	869K	869K	977K	977K	977K	977K	1.09M	1.09M	1.09M	1.09M	909K	909K	909K	909K	330K	330K	330K	330K	445K	445K	445K	445K	364K	364K	993K	1.64M	1.92M	2.52M	2.5M