Shares Outstanding Shares Outstanding n/a Close	21.56M
Shares Change (YoY) Shares Change (YoY) n/a Close	2.01%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	0.18%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	49.79%
Shares Floating Shares Floating n/a Close	8.87M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	852
FTD / Avg. Volume FTD / Avg. Volume n/a Close	4.96%

Short Selling Information

The latest short interest is 278.15K, so 1.29% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	278.15K
Short % of Shares Out Short % of Shares Out n/a Close	1.29%
Short % of Float Short % of Float n/a Close	3.67%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	26.09

Valuation Ratios

The PE ratio is 12.04 and the forward PE ratio is 4.06. Consumer Portfolio Services's PEG ratio is -0.21.

PE Ratio PE Ratio n/a Close	12.04
Forward PE Forward PE n/a Close	4.06
PS Ratio PS Ratio n/a Close	0.59
Forward PS Forward PS n/a Close	0.4
PB Ratio PB Ratio n/a Close	0.79
P/FCF Ratio P/FCF Ratio n/a Close	0.99
PEG Ratio PEG Ratio n/a Close	-0.21

Financial Ratio History

Enterprise Valuation

Consumer Portfolio Services has an Enterprise Value (EV) of 3.35B.

EV / Sales EV / Sales n/a Close	8.51
EV / EBITDA EV / EBITDA n/a Close	118.42
EV / EBIT EV / EBIT n/a Close	14.33
EV / FCF EV / FCF n/a Close	14.36

Financial Position

The company has a current ratio of 0.03, with a Debt / Equity ratio of 10.69.

Current Ratio Current Ratio n/a Close	0.03
Quick Ratio Quick Ratio n/a Close	0.03
Debt / Equity Debt / Equity n/a Close	10.69
Debt / EBITDA Debt / EBITDA n/a Close	110.66
Debt / FCF Debt / FCF n/a Close	13.42
Interest Coverage Interest Coverage n/a Close	0.14

Financial Efficiency

Return on Equity is 6.56% and Return on Invested Capital is 150.93%.

Return on Equity Return on Equity n/a Close	6.56%
Return on Assets Return on Assets n/a Close	0.55%
Return on Invested Capital Return on Invested Capital n/a Close	150.93%
Revenue Per Employee Revenue Per Employee n/a Close	$196,673.38
Profits Per Employee Profits Per Employee n/a Close	$20,363.73
Employee Count Employee Count n/a Close	943
Asset Turnover Asset Turnover n/a Close	0.11
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	8.23M
Effective Tax Rate Effective Tax Rate n/a Close	30%

Stock Price Statistics

The stock price has increased by 13.53% in the last 52 weeks. The beta is 0.95, so Consumer Portfolio Services's price volatility has been higher than the market average.

Beta Beta n/a Close	0.95
52-Week Price Change 52-Week Price Change n/a Close	13.53%
50-Day Moving Average 50-Day Moving Average n/a Close	9.09
200-Day Moving Average 200-Day Moving Average n/a Close	9.87
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	57.92
Average Volume (20 Days) Average Volume (20 Days) n/a Close	17,167

Income Statement

In the last 12 months, Consumer Portfolio Services had revenue of 185.46M and earned 19.2M in profits. Earnings per share was 0.9.

Revenue Revenue n/a Close	185.46M
Gross Profit Gross Profit n/a Close	185.46M
Operating Income Operating Income n/a Close	27.43M
Net Income Net Income n/a Close	19.2M
EBITDA EBITDA n/a Close	28.29M
EBIT EBIT n/a Close	27.43M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	0.9

Full Income Statement

Balance Sheet

The company has 11.71M in cash and 3.13B in debt, giving a net cash position of -3.12B.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	11.71M
Total Debt Total Debt n/a Close	3.13B
Net Cash Net Cash n/a Close	-3.12B
Retained Earnings Retained Earnings n/a Close	267.06M
Total Assets Total Assets n/a Close	3.67B
Working Capital Working Capital n/a Close	29.84M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 233.75M and capital expenditures -433K, giving a free cash flow of 233.32M.

Operating Cash Flow Operating Cash Flow n/a Close	233.75M
Capital Expenditures Capital Expenditures n/a Close	-433K
Free Cash Flow Free Cash Flow n/a Close	233.32M
FCF Per Share FCF Per Share n/a Close	10.96

Full Cash Flow Statement

Margins

Gross margin is 98.57%, with operating and profit margins of 6.97% and 4.88%.

Gross Margin Gross Margin n/a Close	98.57%
Operating Margin Operating Margin n/a Close	6.97%
Pretax Margin Pretax Margin n/a Close	6.97%
Profit Margin Profit Margin n/a Close	4.88%
EBITDA Margin EBITDA Margin n/a Close	7.19%
EBIT Margin EBIT Margin n/a Close	14.79%
FCF Margin FCF Margin n/a Close	125.81%

Dividends & Yields

CPSS does not appear to pay any dividends at this time.

Dividend Per Share Dividend Per Share n/a Close	n/a
Dividend Yield Dividend Yield n/a Close	n/a
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	n/a
Payout Ratio Payout Ratio n/a Close	n/a
Earnings Yield Earnings Yield n/a Close	8.3%
FCF Yield FCF Yield n/a Close	100.9%

Dividend Details

Analyst Forecast

Currently there are no analyst rating for CPSS.

Price Target Price Target n/a Close	n/a
Price Target Difference Price Target Difference n/a Close	n/a
Analyst Consensus Analyst Consensus n/a Close	n/a
Analyst Count Analyst Count n/a Close	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$4.5
Lynch Upside Lynch Upside n/a Close	-54.18%
Graham Number Graham Number n/a Close	16.7
Graham Upside Graham Upside n/a Close	70.06%

Stock Splits

The last stock split was on Mar 15, 1996. It was a forward split with a ratio of 2:1.

Last Split Date Last Split Date n/a Close	Mar 15, 1996
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	2:1

Scores

Altman Z-Score Altman Z-Score n/a Close	0.42
Piotroski F-Score Piotroski F-Score n/a Close	6