Citizens Financial Servic... (CZFS)

NASDAQ: CZFS · Real-Time Price · USD

53.33

-1.10 (-2.02%)

At close: May 01, 2025, 3:59 PM

54.13

1.50%

After-hours: May 01, 2025, 04:20 PM EDT

Citizens Financial Services Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Revenue	100.75M	86.34M	81.87M	78.42M	81.27M	61.98M	54.92M	48.09M	44.34M
Cost of Revenue	-53.56M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	154.32M	86.34M	81.87M	78.42M	81.27M	61.98M	54.92M	48.09M	44.34M
Operating Income	33.68M	42.66M	35.49M	35.32M	30.37M	23.31M	21.44M	24.89M	24.07M
Interest Income	152.77M	125.71M	82.73M	72.84M	69.9M	61.48M	56.31M	47.82M	42.72M
Pretax Income	33.68M	21.52M	35.49M	35.32M	30.37M	23.31M	21.44M	19.06M	15.67M
Net Income	27.82M	17.81M	29.06M	29.12M	25.1M	19.49M	18.03M	13.03M	12.64M
Selling & General & Admin	2.6M	36.47M	28.51M	26.42M	24.67M	20.53M	19.51M	18.04M	17.11M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	n/a	n/a	n/a	n/a	48.95M	37.8M	n/a	n/a	n/a
Operating Expenses	2.6M	43.68M	34.63M	32.23M	73.61M	58.33M	19.51M	17.84M	16.98M
Interest Expense	67.86M	46.86M	11.22M	7.11M	8.11M	12.04M	9.57M	5.84M	5.04M
Selling & Marketing Expenses	n/a	n/a	n/a	n/a	1.16M	n/a	n/a	199K	123K
Cost & Expenses	2.6M	43.68M	34.63M	32.23M	48.72M	25.68M	24.56M	22.34M	20.28M
Income Tax Expense	5.87M	3.7M	6.43M	6.2M	5.26M	3.82M	3.4M	6.03M	3.03M
Shares Outstanding (Basic)	4.75M	4.43M	4.05M	4.06M	3.96M	3.7M	3.72M	3.73M	3.76M
Shares Outstanding (Diluted)	4.76M	4.43M	4.05M	4.06M	3.96M	3.7M	3.72M	3.73M	3.76M
EPS (Basic)	5.86	4.02	7.17	7.16	6.34	5.27	4.84	3.49	3.36
EPS (Diluted)	5.85	4.02	7.17	7.16	6.33	5.26	4.84	3.49	3.40
EBITDA	n/a	23.04M	n/a	n/a	n/a	n/a	n/a	n/a	n/a
EBIT	-1.81M	21.52M	35.49M	35.32M	30.37M	23.31M	21.44M	-200K	-320K
Depreciation & Amortization	1.81M	1.52M	n/a	n/a	n/a	n/a	n/a	200K	n/a