Citizens & Northern Corpo... (CZNC)
Citizens & Northern Statistics
Share Statistics
Citizens & Northern has 15.48M shares outstanding. The number of shares has increased by 0.59% in one year.
| Shares Outstanding | 15.48M |
| Shares Change (YoY) | 0.59% |
| Shares Change (QoQ) | 0.34% |
| Owned by Institutions (%) | 33.5% |
| Shares Floating | 14.73M |
| Failed to Deliver (FTD) Shares | 81 |
| FTD / Avg. Volume | 0.27% |
Short Selling Information
The latest short interest is 68.01K, so 0.44% of the outstanding shares have been sold short.
| Short Interest | 68.01K |
| Short % of Shares Out | 0.44% |
| Short % of Float | 0.46% |
| Short Ratio (days to cover) | 2.02 |
Valuation Ratios
The PE ratio is 10.94 and the forward PE ratio is 9.52. Citizens & Northern's PEG ratio is 1.23.
| PE Ratio | 10.94 |
| Forward PE | 9.52 |
| PS Ratio | 2.22 |
| Forward PS | 2.5 |
| PB Ratio | 1.03 |
| P/FCF Ratio | 8.6 |
| PEG Ratio | 1.23 |
Enterprise Valuation
Citizens & Northern has an Enterprise Value (EV) of 466.94M.
| EV / Sales | 3.65 |
| EV / EBITDA | 0 |
| EV / EBIT | 14.13 |
| EV / FCF | 14.13 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.75.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0.75 |
| Debt / EBITDA | - |
| Debt / FCF | 6.21 |
| Interest Coverage | 2.57 |
Financial Efficiency
Return on Equity is 9.43% and Return on Invested Capital is 18.57%.
| Return on Equity | 9.43% |
| Return on Assets | 0.99% |
| Return on Invested Capital | 18.57% |
| Revenue Per Employee | $331.81K |
| Profits Per Employee | $67.25K |
| Employee Count | 386 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 5.91M |
| Effective Tax Rate | 18.55% |
Stock Price Statistics
The stock price has increased by 8.32% in the last 52 weeks. The beta is 0.39, so Citizens & Northern's price volatility has been higher than the market average.
| Beta | 0.39 |
| 52-Week Price Change | 8.32% |
| 50-Day Moving Average | 19.89 |
| 200-Day Moving Average | 19.77 |
| Relative Strength Index (RSI) | 48.76 |
| Average Volume (20 Days) | 30.04K |
Income Statement
In the last 12 months, Citizens & Northern had revenue of 128.08M and earned 25.96M in profits. Earnings per share was 1.71.
| Revenue | 128.08M |
| Gross Profit | 128.08M |
| Operating Income | 125.9M |
| Net Income | 25.96M |
| EBITDA | 0 |
| EBIT | -2.18M |
| Earnings Per Share (EPS) | 1.71 |
Balance Sheet
The company has 22.21M in cash and 205.18M in debt, giving a net cash position of -182.97M.
| Cash & Cash Equivalents | 22.21M |
| Total Debt | 205.18M |
| Net Cash | -182.97M |
| Retained Earnings | 0 |
| Total Assets | 2.61B |
| Working Capital | 348.61M |
Cash Flow
In the last 12 months, operating cash flow was 33.03M and capital expenditures 0, giving a free cash flow of 33.03M.
| Operating Cash Flow | 33.03M |
| Capital Expenditures | 0 |
| Free Cash Flow | 33.03M |
| FCF Per Share | 2.16 |
Margins
Gross margin is 100%, with operating and profit margins of 98.3% and 20.27%.
| Gross Margin | 100% |
| Operating Margin | 98.3% |
| Pretax Margin | 24.88% |
| Profit Margin | 20.27% |
| EBITDA Margin | n/a |
| EBIT Margin | 98.3% |
| FCF Margin | 25.79% |
Dividends & Yields
CZNC pays an annual dividend of $1.4, which amounts to a dividend yield of 5.9%.
| Dividend Per Share | $1.40 |
| Dividend Yield | 5.9% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 80% |
| Earnings Yield | 9.14% |
| FCF Yield | 11.63% |
Analyst Forecast
Currently there are no analyst rating for CZNC.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Apr 22, 2003. It was a forward split with a ratio of 3:2.
| Last Split Date | Apr 22, 2003 |
| Split Type | forward |
| Split Ratio | 3:2 |
Scores
| Altman Z-Score | 0.39 |
| Piotroski F-Score | 5 |