Citizens Community Bancor... (CZWI)
Citizens Community Bancorp Statistics
Share Statistics
Citizens Community Bancorp has 9.99M shares outstanding. The number of shares has increased by -4% in one year.
| Shares Outstanding | 9.99M |
| Shares Change (YoY) | -4% |
| Shares Change (QoQ) | -0.44% |
| Owned by Institutions (%) | 54.15% |
| Shares Floating | n/a |
| Failed to Deliver (FTD) Shares | 667 |
| FTD / Avg. Volume | 2.8% |
Short Selling Information
The latest short interest is 17.64K, so 0.18% of the outstanding shares have been sold short.
| Short Interest | 17.64K |
| Short % of Shares Out | 0.18% |
| Short % of Float | 0.21% |
| Short Ratio (days to cover) | 1 |
Valuation Ratios
The PE ratio is 12.08 and the forward PE ratio is 9.4. Citizens Community Bancorp's PEG ratio is -0.15.
| PE Ratio | 12.08 |
| Forward PE | 9.4 |
| PS Ratio | 2.95 |
| Forward PS | 2.2 |
| PB Ratio | 0.93 |
| P/FCF Ratio | 8.61 |
| PEG Ratio | -0.15 |
Enterprise Valuation
Citizens Community Bancorp has an Enterprise Value (EV) of 182.56M.
| EV / Sales | 3.24 |
| EV / EBITDA | 0 |
| EV / EBIT | 9.05 |
| EV / FCF | 9.47 |
Financial Position
The company has a current ratio of 1.18, with a Debt / Equity ratio of 0.37.
| Current Ratio | 1.18 |
| Quick Ratio | 1.18 |
| Debt / Equity | 0.37 |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.45 |
| Interest Coverage | 0.4 |
Financial Efficiency
Return on Equity is 7.68% and Return on Invested Capital is 4.76%.
| Return on Equity | 7.68% |
| Return on Assets | 0.79% |
| Return on Invested Capital | 4.76% |
| Revenue Per Employee | $271,917.87 |
| Profits Per Employee | $66,429.95 |
| Employee Count | 207 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 3.7M |
| Effective Tax Rate | 21.2% |
Stock Price Statistics
The stock price has increased by 35.45% in the last 52 weeks. The beta is 0.82, so Citizens Community Bancorp's price volatility has been higher than the market average.
| Beta | 0.82 |
| 52-Week Price Change | 35.45% |
| 50-Day Moving Average | 14.38 |
| 200-Day Moving Average | 14.54 |
| Relative Strength Index (RSI) | 57.79 |
| Average Volume (20 Days) | 23,839 |
Income Statement
In the last 12 months, Citizens Community Bancorp had revenue of 56.29M and earned 13.75M in profits. Earnings per share was 0.26.
| Revenue | 56.29M |
| Gross Profit | 56.29M |
| Operating Income | 17.45M |
| Net Income | 13.75M |
| EBITDA | n/a |
| EBIT | -3.42M |
| Earnings Per Share (EPS) | 0.26 |
Balance Sheet
The company has 50.17M in cash and 66.61M in debt, giving a net cash position of -16.43M.
| Cash & Cash Equivalents | 50.17M |
| Total Debt | 66.61M |
| Net Cash | -16.43M |
| Retained Earnings | 80.84M |
| Total Assets | 1.75B |
| Working Capital | 123.05M |
Cash Flow
In the last 12 months, operating cash flow was 20.18M and capital expenditures 0, giving a free cash flow of 19.29M.
| Operating Cash Flow | 20.18M |
| Capital Expenditures | n/a |
| Free Cash Flow | 19.29M |
| FCF Per Share | 1.89 |
Margins
Gross margin is 100%, with operating and profit margins of 31% and 24.43%.
| Gross Margin | 100% |
| Operating Margin | 31% |
| Pretax Margin | 31% |
| Profit Margin | 24.43% |
| EBITDA Margin | n/a |
| EBIT Margin | 31% |
| FCF Margin | 34.27% |
Dividends & Yields
CZWI pays an annual dividend of $0.68, which amounts to a dividend yield of 2.32%.
| Dividend Per Share | $0.68 |
| Dividend Yield | 2.32% |
| Dividend Growth (YoY) | 12.5% |
| Payout Ratio | 50.75% |
| Earnings Yield | 8.28% |
| FCF Yield | 11.61% |
Analyst Forecast
Currently there are no analyst rating for CZWI.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Nov 1, 2006. It was a forward split with a ratio of 191:100.
| Last Split Date | Nov 1, 2006 |
| Split Type | forward |
| Split Ratio | 191:100 |
Scores
| Altman Z-Score | 0.28 |
| Piotroski F-Score | 7 |