Essent Statistics

Share Statistics

Essent has 101.4M shares outstanding. The number of shares has increased by -2.66% in one year.

Shares Outstanding Shares Outstanding n/a Close	101.4M
Shares Change (YoY) Shares Change (YoY) n/a Close	-2.66%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	-2.24%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	94.36%
Shares Floating Shares Floating n/a Close	98M
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	257
FTD / Avg. Volume FTD / Avg. Volume n/a Close	0.04%

Short Selling Information

The latest short interest is 1.94M, so 1.91% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	1.94M
Short % of Shares Out Short % of Shares Out n/a Close	1.91%
Short % of Float Short % of Float n/a Close	2.35%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	3.32

Valuation Ratios

The PE ratio is 7.87 and the forward PE ratio is 8.05. Essent's PEG ratio is 1.43.

PE Ratio PE Ratio n/a Close	7.87
Forward PE Forward PE n/a Close	8.05
PS Ratio PS Ratio n/a Close	4.53
Forward PS Forward PS n/a Close	4.3
PB Ratio PB Ratio n/a Close	1.02
P/FCF Ratio P/FCF Ratio n/a Close	6.71
PEG Ratio PEG Ratio n/a Close	1.43

Financial Ratio History

Enterprise Valuation

Essent has an Enterprise Value (EV) of 6.1B.

EV / Sales EV / Sales n/a Close	4.81
EV / EBITDA EV / EBITDA n/a Close	6.8
EV / EBIT EV / EBIT n/a Close	7.08
EV / FCF EV / FCF n/a Close	7.14

Financial Position

The company has a current ratio of 1.06, with a Debt / Equity ratio of 0.09.

Current Ratio Current Ratio n/a Close	1.06
Quick Ratio Quick Ratio n/a Close	1.06
Debt / Equity Debt / Equity n/a Close	0.09
Debt / EBITDA Debt / EBITDA n/a Close	0.55
Debt / FCF Debt / FCF n/a Close	0.58
Interest Coverage Interest Coverage n/a Close	24.22

Financial Efficiency

Return on Equity is 13.02% and Return on Invested Capital is 553.77%.

Return on Equity Return on Equity n/a Close	13.02%
Return on Assets Return on Assets n/a Close	10.26%
Return on Invested Capital Return on Invested Capital n/a Close	553.77%
Revenue Per Employee Revenue Per Employee n/a Close	$2,283,156.76
Profits Per Employee Profits Per Employee n/a Close	$1,314,239.64
Employee Count Employee Count n/a Close	555
Asset Turnover Asset Turnover n/a Close	0.18
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	126.09M
Effective Tax Rate Effective Tax Rate n/a Close	14.74%

Stock Price Statistics

The stock price has increased by 5.72% in the last 52 weeks. The beta is 0.8, so Essent's price volatility has been higher than the market average.

Beta Beta n/a Close	0.8
52-Week Price Change 52-Week Price Change n/a Close	5.72%
50-Day Moving Average 50-Day Moving Average n/a Close	57.17
200-Day Moving Average 200-Day Moving Average n/a Close	58.05
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	57.09
Average Volume (20 Days) Average Volume (20 Days) n/a Close	686,804

Income Statement

In the last 12 months, Essent had revenue of 1.27B and earned 729.4M in profits. Earnings per share was 6.92.

Revenue Revenue n/a Close	1.27B
Gross Profit Gross Profit n/a Close	1.27B
Operating Income Operating Income n/a Close	855.49M
Net Income Net Income n/a Close	729.4M
EBITDA EBITDA n/a Close	896.59M
EBIT EBIT n/a Close	890.81M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	6.92

Full Income Statement

Balance Sheet

The company has 131.48M in cash and 493.96M in debt, giving a net cash position of -362.48M.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	131.48M
Total Debt Total Debt n/a Close	493.96M
Net Cash Net Cash n/a Close	-362.48M
Retained Earnings Retained Earnings n/a Close	4.69B
Total Assets Total Assets n/a Close	7.2B
Working Capital Working Capital n/a Close	-226.16M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 861.53M and capital expenditures -6.77M, giving a free cash flow of 854.77M.

Operating Cash Flow Operating Cash Flow n/a Close	861.53M
Capital Expenditures Capital Expenditures n/a Close	-6.77M
Free Cash Flow Free Cash Flow n/a Close	854.77M
FCF Per Share FCF Per Share n/a Close	8.11

Full Cash Flow Statement

Margins

Gross margin is 100%, with operating and profit margins of 67.51% and 57.56%.

Gross Margin Gross Margin n/a Close	100%
Operating Margin Operating Margin n/a Close	67.51%
Pretax Margin Pretax Margin n/a Close	67.51%
Profit Margin Profit Margin n/a Close	57.56%
EBITDA Margin EBITDA Margin n/a Close	70.76%
EBIT Margin EBIT Margin n/a Close	67.51%
FCF Margin FCF Margin n/a Close	67.46%

Dividends & Yields

ESNT pays an annual dividend of $1.46, which amounts to a dividend yield of 2.03%.

Dividend Per Share Dividend Per Share n/a Close	$1.46
Dividend Yield Dividend Yield n/a Close	2.03%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	10.71%
Payout Ratio Payout Ratio n/a Close	21.35%
Earnings Yield Earnings Yield n/a Close	12.71%
FCF Yield FCF Yield n/a Close	14.9%

Dividend Details

Analyst Forecast

The average price target for ESNT is $64, which is 8.6% higher than the current price. The consensus rating is "Buy".

Price Target Price Target n/a Close	$64
Price Target Difference Price Target Difference n/a Close	8.6%
Analyst Consensus Analyst Consensus n/a Close	Buy
Analyst Count Analyst Count n/a Close	7

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$84.49
Lynch Upside Lynch Upside n/a Close	43.4%
Graham Number Graham Number n/a Close	90.99
Graham Upside Graham Upside n/a Close	54.43%

Scores

Altman Z-Score Altman Z-Score n/a Close	3.72
Piotroski F-Score Piotroski F-Score n/a Close	6

Essent Group Ltd. (ESNT)