First Commonwealth Financ... (FCF)
First Commonwealth Financial Statistics
Share Statistics
First Commonwealth Financial has 101.82M shares outstanding. The number of shares has increased by -0.47% in one year.
| Shares Outstanding | 101.82M |
| Shares Change (YoY) | -0.47% |
| Shares Change (QoQ) | 0.03% |
| Owned by Institutions (%) | 73.54% |
| Shares Floating | 99.61M |
| Failed to Deliver (FTD) Shares | 71 |
| FTD / Avg. Volume | 0.01% |
Short Selling Information
The latest short interest is 2.02M, so 1.98% of the outstanding shares have been sold short.
| Short Interest | 2.02M |
| Short % of Shares Out | 1.98% |
| Short % of Float | 2.77% |
| Short Ratio (days to cover) | 1.85 |
Valuation Ratios
The PE ratio is 12.09 and the forward PE ratio is 9.45. First Commonwealth Financial's PEG ratio is -1.25.
| PE Ratio | 12.09 |
| Forward PE | 9.45 |
| PS Ratio | 3.61 |
| Forward PS | 2.9 |
| PB Ratio | 1.23 |
| P/FCF Ratio | 15.14 |
| PEG Ratio | -1.25 |
Enterprise Valuation
First Commonwealth Financial has an Enterprise Value (EV) of 1.91B.
| EV / Sales | 3.99 |
| EV / EBITDA | 0 |
| EV / EBIT | 14.75 |
| EV / FCF | 16.76 |
Financial Position
The company has a current ratio of 15.63, with a Debt / Equity ratio of 0.23.
| Current Ratio | 15.63 |
| Quick Ratio | 15.63 |
| Debt / Equity | 0.23 |
| Debt / EBITDA | - |
| Debt / FCF | 2.79 |
| Interest Coverage | 0.83 |
Financial Efficiency
Return on Equity is 10.15% and Return on Invested Capital is 8.52%.
| Return on Equity | 10.15% |
| Return on Assets | 1.23% |
| Return on Invested Capital | 8.52% |
| Revenue Per Employee | $310.87K |
| Profits Per Employee | $92.7K |
| Employee Count | 1,538 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 35.64M |
| Effective Tax Rate | 20% |
Stock Price Statistics
The stock price has increased by 13.58% in the last 52 weeks. The beta is 0.71, so First Commonwealth Financial's price volatility has been higher than the market average.
| Beta | 0.71 |
| 52-Week Price Change | 13.58% |
| 50-Day Moving Average | 15.39 |
| 200-Day Moving Average | 16.68 |
| Relative Strength Index (RSI) | 54.51 |
| Average Volume (20 Days) | 849.18K |
Income Statement
In the last 12 months, First Commonwealth Financial had revenue of 478.12M and earned 142.57M in profits. Earnings per share was 1.4.
| Revenue | 478.12M |
| Gross Profit | 478.12M |
| Operating Income | 184.01M |
| Net Income | 142.57M |
| EBITDA | 0 |
| EBIT | -5.69M |
| Earnings Per Share (EPS) | 1.4 |
Balance Sheet
The company has 133.41M in cash and 317.99M in debt, giving a net cash position of -184.58M.
| Cash & Cash Equivalents | 133.41M |
| Total Debt | 317.99M |
| Net Cash | -184.58M |
| Retained Earnings | 971.08M |
| Total Assets | 11.58B |
| Working Capital | 1.28B |
Cash Flow
In the last 12 months, operating cash flow was 129.46M and capital expenditures -15.55M, giving a free cash flow of 113.92M.
| Operating Cash Flow | 129.46M |
| Capital Expenditures | -15.55M |
| Free Cash Flow | 113.92M |
| FCF Per Share | 1.12 |
Margins
Gross margin is 100%, with operating and profit margins of 38.49% and 29.82%.
| Gross Margin | 100% |
| Operating Margin | 38.49% |
| Pretax Margin | 37.27% |
| Profit Margin | 29.82% |
| EBITDA Margin | n/a |
| EBIT Margin | 38.49% |
| FCF Margin | 23.83% |
Dividends & Yields
FCF pays an annual dividend of $0.65, which amounts to a dividend yield of 3.11%.
| Dividend Per Share | $0.65 |
| Dividend Yield | 3.11% |
| Dividend Growth (YoY) | 4% |
| Payout Ratio | 48.13% |
| Earnings Yield | 8.27% |
| FCF Yield | 6.61% |
Analyst Forecast
The average price target for FCF is $20, which is 30.6% higher than the current price. The consensus rating is "Hold".
| Price Target | $20 |
| Price Target Difference | 30.6% |
| Analyst Consensus | Hold |
| Analyst Count | 6 |
Stock Splits
The last stock split was on Nov 19, 1999. It was a forward split with a ratio of 2:1.
| Last Split Date | Nov 19, 1999 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.42 |
| Piotroski F-Score | 5 |