Financial Institutions In... (FISI)
Financial Institutions Statistics
Share Statistics
Financial Institutions has 20.11M shares outstanding. The number of shares has increased by 29.98% in one year.
| Shares Outstanding | 20.11M |
| Shares Change (YoY) | 29.98% |
| Shares Change (QoQ) | 3.1% |
| Owned by Institutions (%) | 99.75% |
| Shares Floating | n/a |
| Failed to Deliver (FTD) Shares | 287 |
| FTD / Avg. Volume | 0.15% |
Short Selling Information
The latest short interest is 326.1K, so 1.62% of the outstanding shares have been sold short.
| Short Interest | 326.1K |
| Short % of Shares Out | 1.62% |
| Short % of Float | 1.66% |
| Short Ratio (days to cover) | 1.35 |
Valuation Ratios
The PE ratio is -10.28 and the forward PE ratio is 6.69. Financial Institutions's PEG ratio is 0.06.
| PE Ratio | -10.28 |
| Forward PE | 6.69 |
| PS Ratio | 1.37 |
| Forward PS | 2 |
| PB Ratio | 0.75 |
| P/FCF Ratio | 5.93 |
| PEG Ratio | 0.06 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Financial Institutions.
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 7.74, with a Debt / Equity ratio of 0.45.
| Current Ratio | 7.74 |
| Quick Ratio | 7.74 |
| Debt / Equity | 0.45 |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.56 |
| Interest Coverage | 2.08 |
Financial Efficiency
Return on Equity is n/a and Return on Invested Capital is n/a.
| Return on Equity | n/a |
| Return on Assets | n/a |
| Return on Invested Capital | n/a |
| Revenue Per Employee | $523,797.66 |
| Profits Per Employee | $-69,642.14 |
| Employee Count | 598 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -26.5M |
| Effective Tax Rate | 38.89% |
Stock Price Statistics
The stock price has increased by 44.08% in the last 52 weeks. The beta is 0.7, so Financial Institutions's price volatility has been higher than the market average.
| Beta | 0.7 |
| 52-Week Price Change | 44.08% |
| 50-Day Moving Average | 25.15 |
| 200-Day Moving Average | 25.75 |
| Relative Strength Index (RSI) | 62.49 |
| Average Volume (20 Days) | 196,837 |
Income Statement
In the last 12 months, Financial Institutions had revenue of 313.23M and earned -41.65M in profits. Earnings per share was -2.56.
| Revenue | 313.23M |
| Gross Profit | 313.23M |
| Operating Income | 311.66M |
| Net Income | -41.65M |
| EBITDA | n/a |
| EBIT | -7.67M |
| Earnings Per Share (EPS) | -2.56 |
Balance Sheet
The company has 87.32M in cash and 256.61M in debt, giving a net cash position of -169.28M.
| Cash & Cash Equivalents | 87.32M |
| Total Debt | 256.61M |
| Net Cash | -169.28M |
| Retained Earnings | 388.67M |
| Total Assets | 5.73B |
| Working Capital | 1.15B |
Cash Flow
In the last 12 months, operating cash flow was 77.13M and capital expenditures 0, giving a free cash flow of 72.15M.
| Operating Cash Flow | 77.13M |
| Capital Expenditures | n/a |
| Free Cash Flow | 72.15M |
| FCF Per Share | 4.6 |
Margins
Gross margin is 100%, with operating and profit margins of 99.5% and -13.3%.
| Gross Margin | 100% |
| Operating Margin | 99.5% |
| Pretax Margin | -21.76% |
| Profit Margin | -13.3% |
| EBITDA Margin | n/a |
| EBIT Margin | 99.5% |
| FCF Margin | 23.04% |
Dividends & Yields
FISI pays an annual dividend of $1.51, which amounts to a dividend yield of 4.64%.
| Dividend Per Share | $1.51 |
| Dividend Yield | 4.64% |
| Dividend Growth (YoY) | 3.33% |
| Payout Ratio | -54.91% |
| Earnings Yield | n/a |
| FCF Yield | n/a |
Analyst Forecast
The average price target for FISI is $33, which is 28.5% higher than the current price. The consensus rating is "Hold".
| Price Target | $33 |
| Price Target Difference | 28.5% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
Scores
| Altman Z-Score | 0.32 |
| Piotroski F-Score | 4 |