Finward Bancorp (FNWD)
Finward Bancorp Statistics
Share Statistics
Finward Bancorp has 4.32M shares outstanding. The number of shares has increased by 0.08% in one year.
| Shares Outstanding | 4.32M |
| Shares Change (YoY) | 0.08% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 36.22% |
| Shares Floating | n/a |
| Failed to Deliver (FTD) Shares | 23 |
| FTD / Avg. Volume | 0.35% |
Short Selling Information
The latest short interest is 2.98K, so 0.07% of the outstanding shares have been sold short.
| Short Interest | 2.98K |
| Short % of Shares Out | 0.07% |
| Short % of Float | 0.07% |
| Short Ratio (days to cover) | 1 |
Valuation Ratios
The PE ratio is 9.87 and the forward PE ratio is 16.73. Finward Bancorp's PEG ratio is 0.22.
| PE Ratio | 9.87 |
| Forward PE | 16.73 |
| PS Ratio | 1.68 |
| Forward PS | 1.8 |
| PB Ratio | 0.79 |
| P/FCF Ratio | 17.79 |
| PEG Ratio | 0.22 |
Enterprise Valuation
Finward Bancorp has an Enterprise Value (EV) of 49.81M.
| EV / Sales | 0.7 |
| EV / EBITDA | 0 |
| EV / EBIT | 5.08 |
| EV / FCF | 7.4 |
Financial Position
The company has a current ratio of 1.73, with a Debt / Equity ratio of 0.
| Current Ratio | 1.73 |
| Quick Ratio | 1.73 |
| Debt / Equity | 0 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 8.01% and Return on Invested Capital is 1%.
| Return on Equity | 8.01% |
| Return on Assets | 0.59% |
| Return on Invested Capital | 1% |
| Revenue Per Employee | $242,641.64 |
| Profits Per Employee | $41,399.32 |
| Employee Count | 293 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 1.32M |
| Effective Tax Rate | 9.85% |
Stock Price Statistics
The stock price has increased by 25.31% in the last 52 weeks. The beta is 0.31, so Finward Bancorp's price volatility has been higher than the market average.
| Beta | 0.31 |
| 52-Week Price Change | 25.31% |
| 50-Day Moving Average | 28.84 |
| 200-Day Moving Average | 29.07 |
| Relative Strength Index (RSI) | 67.24 |
| Average Volume (20 Days) | 6,511 |
Income Statement
In the last 12 months, Finward Bancorp had revenue of 71.09M and earned 12.13M in profits. Earnings per share was 2.84.
| Revenue | 71.09M |
| Gross Profit | 71.09M |
| Operating Income | 22.49M |
| Net Income | 12.13M |
| EBITDA | n/a |
| EBIT | 44.98M |
| Earnings Per Share (EPS) | 2.84 |
Balance Sheet
The company has 69.93M in cash and 0 in debt, giving a net cash position of 69.93M.
| Cash & Cash Equivalents | 69.93M |
| Total Debt | n/a |
| Net Cash | n/a |
| Retained Earnings | 139.46M |
| Total Assets | 2.06B |
| Working Capital | 26.98M |
Cash Flow
In the last 12 months, operating cash flow was 9.8M and capital expenditures 0, giving a free cash flow of 6.73M.
| Operating Cash Flow | 9.8M |
| Capital Expenditures | n/a |
| Free Cash Flow | 6.73M |
| FCF Per Share | 1.58 |
Margins
Gross margin is 100%, with operating and profit margins of 31.63% and 17.06%.
| Gross Margin | 100% |
| Operating Margin | 31.63% |
| Pretax Margin | 18.93% |
| Profit Margin | 17.06% |
| EBITDA Margin | n/a |
| EBIT Margin | 31.63% |
| FCF Margin | 9.47% |
Dividends & Yields
FNWD pays an annual dividend of $0.48, which amounts to a dividend yield of 1.55%.
| Dividend Per Share | $0.48 |
| Dividend Yield | 1.55% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 16.9% |
| Earnings Yield | 10.13% |
| FCF Yield | 5.62% |
Analyst Forecast
Currently there are no analyst rating for FNWD.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Apr 8, 1999. It was a forward split with a ratio of 2:1.
| Last Split Date | Apr 8, 1999 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.21 |
| Piotroski F-Score | 7 |