International General Ins... (IGIC)
International General Insurance Statistics
Share Statistics
International General Insurance has 45.11M shares outstanding. The number of shares has increased by -1.88% in one year.
| Shares Outstanding | 45.11M |
| Shares Change (YoY) | -1.88% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 18.16% |
| Shares Floating | 16.81M |
| Failed to Deliver (FTD) Shares | 312 |
| FTD / Avg. Volume | 0.28% |
Short Selling Information
The latest short interest is 141.57K, so 0.31% of the outstanding shares have been sold short.
| Short Interest | 141.57K |
| Short % of Shares Out | 0.31% |
| Short % of Float | 0.83% |
| Short Ratio (days to cover) | 1 |
Valuation Ratios
The PE ratio is 7.78 and the forward PE ratio is 7.5. International General Insurance's PEG ratio is 0.56.
| PE Ratio | 7.78 |
| Forward PE | 7.5 |
| PS Ratio | 1.95 |
| Forward PS | 1.9 |
| PB Ratio | 1.61 |
| P/FCF Ratio | 5.18 |
| PEG Ratio | 0.56 |
Enterprise Valuation
International General Insurance has an Enterprise Value (EV) of 895.78M.
| EV / Sales | 1.66 |
| EV / EBITDA | 0 |
| EV / EBIT | 4.28 |
| EV / FCF | 4.42 |
Financial Position
The company has a current ratio of 4.23, with a Debt / Equity ratio of 0.
| Current Ratio | 4.23 |
| Quick Ratio | 4.23 |
| Debt / Equity | 0 |
| Debt / EBITDA | - |
| Debt / FCF | 0 |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 20.64% and Return on Invested Capital is 6.22%.
| Return on Equity | 20.64% |
| Return on Assets | 6.63% |
| Return on Invested Capital | 6.22% |
| Revenue Per Employee | $1.34M |
| Profits Per Employee | $337.03K |
| Employee Count | 401 |
| Asset Turnover | 0.26 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -2.86M |
| Effective Tax Rate | -2.16% |
Stock Price Statistics
The stock price has increased by 78.22% in the last 52 weeks. The beta is 0.05, so International General Insurance's price volatility has been higher than the market average.
| Beta | 0.05 |
| 52-Week Price Change | 78.22% |
| 50-Day Moving Average | 25.14 |
| 200-Day Moving Average | 22.25 |
| Relative Strength Index (RSI) | 45.4 |
| Average Volume (20 Days) | 111.04K |
Income Statement
In the last 12 months, International General Insurance had revenue of 539M and earned 135.15M in profits. Earnings per share was 2.94.
| Revenue | 539M |
| Gross Profit | 539M |
| Operating Income | 132.29M |
| Net Income | 135.15M |
| EBITDA | 0 |
| EBIT | -3.4M |
| Earnings Per Share (EPS) | 2.94 |
Balance Sheet
The company has 155.25M in cash and 0 in debt, giving a net cash position of 155.25M.
| Cash & Cash Equivalents | 155.25M |
| Total Debt | 0 |
| Net Cash | 155.25M |
| Retained Earnings | 531.7M |
| Total Assets | 2.04B |
| Working Capital | 290.53M |
Cash Flow
In the last 12 months, operating cash flow was 209.47M and capital expenditures 0, giving a free cash flow of 202.84M.
| Operating Cash Flow | 209.47M |
| Capital Expenditures | 0 |
| Free Cash Flow | 202.84M |
| FCF Per Share | 4.59 |
Margins
Gross margin is 100%, with operating and profit margins of 24.54% and 25.07%.
| Gross Margin | 100% |
| Operating Margin | 24.54% |
| Pretax Margin | 24.54% |
| Profit Margin | 25.07% |
| EBITDA Margin | n/a |
| EBIT Margin | 24.54% |
| FCF Margin | 37.63% |
Dividends & Yields
IGIC pays an annual dividend of $0.95, which amounts to a dividend yield of 4.2%.
| Dividend Per Share | $0.95 |
| Dividend Yield | 4.2% |
| Dividend Growth (YoY) | 71.57% |
| Payout Ratio | 31.88% |
| Earnings Yield | 12.86% |
| FCF Yield | 19.3% |
Analyst Forecast
The average price target for IGIC is $31.5, which is 30.9% higher than the current price. The consensus rating is "Buy".
| Price Target | $31.5 |
| Price Target Difference | 30.9% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
Scores
| Altman Z-Score | 1.44 |
| Piotroski F-Score | 4 |