Price Alert

International General Ins... (IGIC)

NASDAQ: IGIC · Real-Time Price · USD

23.45

0.00 (0.00%)

At close: Oct 03, 2025, 3:59 PM

23.45

0.00%

After-hours: Oct 03, 2025, 04:38 PM EDT

International General Insurance Statistics

Share Statistics

International General Insurance has 44.23M shares outstanding. The number of shares has increased by -2.15% in one year.

Shares Outstanding	44.23M
Shares Change (YoY)	-2.15%
Shares Change (QoQ)	-1.94%
Owned by Institutions (%)	16.38%
Shares Floating	16.16M
Failed to Deliver (FTD) Shares	4,865
FTD / Avg. Volume	5.15%

Short Selling Information

The latest short interest is 230.06K, so 0.51% of the outstanding shares have been sold short.

Short Interest	230.06K
Short % of Shares Out	0.51%
Short % of Float	1.35%
Short Ratio (days to cover)	4.14

Valuation Ratios

The PE ratio is 7.78 and the forward PE ratio is 7.42. International General Insurance's PEG ratio is 0.47.

PE Ratio	7.78
Forward PE	7.42
PS Ratio	2
Forward PS	1.8
PB Ratio	1.61
P/FCF Ratio	5.18
PEG Ratio	0.47

Financial Ratio History

Enterprise Valuation

International General Insurance has an Enterprise Value (EV) of 900.02M.

EV / Sales	1.71
EV / EBITDA	6.63
EV / EBIT	4.3
EV / FCF	4.44

Financial Position

The company has a current ratio of 1, with a Debt / Equity ratio of 0.01.

Current Ratio	1
Quick Ratio	1
Debt / Equity	0.01
Debt / EBITDA	0.03
Debt / FCF	0.02
Interest Coverage	0

Financial Efficiency

Return on Equity is 20.64% and Return on Invested Capital is 24.19%.

Return on Equity	20.64%
Return on Assets	6.63%
Return on Invested Capital	24.19%
Revenue Per Employee	$1.31M
Profits Per Employee	$337.03K
Employee Count	401
Asset Turnover	0.26
Inventory Turnover	n/a

Taxes

Income Tax	-2.86M
Effective Tax Rate	-2.16%

Stock Price Statistics

The stock price has increased by 22.33% in the last 52 weeks. The beta is 0.26, so International General Insurance's price volatility has been higher than the market average.

Beta	0.26
52-Week Price Change	22.33%
50-Day Moving Average	23.96
200-Day Moving Average	24.29
Relative Strength Index (RSI)	44.34
Average Volume (20 Days)	94,444

Income Statement

In the last 12 months, International General Insurance had revenue of 525.95M and earned 135.15M in profits. Earnings per share was 3.01.

Revenue	525.95M
Gross Profit	230.3M
Operating Income	447.17M
Net Income	135.15M
EBITDA	135.69M
EBIT	132.29M
Earnings Per Share (EPS)	3.01

Full Income Statement

Balance Sheet

The company has 155.25M in cash and 4.24M in debt, giving a net cash position of 151.01M.

Cash & Cash Equivalents	155.25M
Total Debt	4.24M
Net Cash	151.01M
Retained Earnings	531.7M
Total Assets	2.09B
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 209.47M and capital expenditures -6.63M, giving a free cash flow of 202.84M.

Operating Cash Flow	209.47M
Capital Expenditures	-6.63M
Free Cash Flow	202.84M
FCF Per Share	4.59

Full Cash Flow Statement

Margins

Gross margin is 43.79%, with operating and profit margins of 85.02% and 25.7%.

Gross Margin	43.79%
Operating Margin	85.02%
Pretax Margin	25.15%
Profit Margin	25.7%
EBITDA Margin	25.8%
EBIT Margin	85.02%
FCF Margin	38.57%

Dividends & Yields

IGIC pays an annual dividend of $1.02, which amounts to a dividend yield of 4.14%.

Dividend Per Share	$1.02
Dividend Yield	4.14%
Dividend Growth (YoY)	71.57%
Payout Ratio	37.14%
Earnings Yield	12.86%
FCF Yield	19.3%

Dividend Details

Analyst Forecast

The average price target for IGIC is $31.5, which is 34.3% higher than the current price. The consensus rating is "Buy".

Price Target	$31.5
Price Target Difference	34.3%
Analyst Consensus	Buy
Analyst Count	2

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$75.25
Lynch Upside	220.9%
Graham Number	31.9
Graham Upside	36.03%

Scores

Altman Z-Score	1.23
Piotroski F-Score	2