Price Alert

Investar (ISTR)

NASDAQ: ISTR · Real-Time Price · USD

22.83

0.13 (0.57%)

At close: Oct 03, 2025, 3:59 PM

22.83

0.00%

After-hours: Oct 03, 2025, 04:10 PM EDT

Investar Statistics

Share Statistics

Investar has 9.83M shares outstanding. The number of shares has increased by -0.01% in one year.

Shares Outstanding	9.83M
Shares Change (YoY)	-0.01%
Shares Change (QoQ)	-0.18%
Owned by Institutions (%)	55.57%
Shares Floating	9.08M
Failed to Deliver (FTD) Shares	345
FTD / Avg. Volume	0.97%

Short Selling Information

The latest short interest is 107.32K, so 1.09% of the outstanding shares have been sold short.

Short Interest	107.32K
Short % of Shares Out	1.09%
Short % of Float	1.17%
Short Ratio (days to cover)	3.29

Valuation Ratios

The PE ratio is 10.64 and the forward PE ratio is 8.53. Investar's PEG ratio is 0.49.

PE Ratio	10.64
Forward PE	8.53
PS Ratio	1.38
Forward PS	1.5
PB Ratio	0.89
P/FCF Ratio	13.98
PEG Ratio	0.49

Financial Ratio History

Enterprise Valuation

Investar has an Enterprise Value (EV) of 288.61M.

EV / Sales	1.84
EV / EBITDA	10.49
EV / EBIT	18.12
EV / FCF	18.72

Financial Position

The company has a current ratio of 0.02, with a Debt / Equity ratio of 0.42.

Current Ratio	0.02
Quick Ratio	0.02
Debt / Equity	0.42
Debt / EBITDA	3.67
Debt / FCF	6.55
Interest Coverage	0.33

Financial Efficiency

Return on Equity is 8.39% and Return on Invested Capital is 5.37%.

Return on Equity	8.39%
Return on Assets	0.74%
Return on Invested Capital	5.37%
Revenue Per Employee	$475.75K
Profits Per Employee	$61.56K
Employee Count	329
Asset Turnover	0.06
Inventory Turnover	n/a

Taxes

Income Tax	4.15M
Effective Tax Rate	17.02%

Stock Price Statistics

The stock price has increased by 20.73% in the last 52 weeks. The beta is 0.6, so Investar's price volatility has been higher than the market average.

Beta	0.6
52-Week Price Change	20.73%
50-Day Moving Average	22.62
200-Day Moving Average	20.09
Relative Strength Index (RSI)	48.2
Average Volume (20 Days)	35,644

Income Statement

In the last 12 months, Investar had revenue of 156.52M and earned 20.25M in profits. Earnings per share was 2.06.

Revenue	156.52M
Gross Profit	85.89M
Operating Income	24.41M
Net Income	20.25M
EBITDA	27.5M
EBIT	24.41M
Earnings Per Share (EPS)	2.06

Full Income Statement

Balance Sheet

The company has 27.92M in cash and 101.02M in debt, giving a net cash position of -73.1M.

Cash & Cash Equivalents	27.92M
Total Debt	101.02M
Net Cash	-73.1M
Retained Earnings	132.94M
Total Assets	2.75B
Working Capital	n/a

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 15.93M and capital expenditures -506K, giving a free cash flow of 15.42M.

Operating Cash Flow	15.93M
Capital Expenditures	-506K
Free Cash Flow	15.42M
FCF Per Share	1.57

Full Cash Flow Statement

Margins

Gross margin is 54.87%, with operating and profit margins of 15.59% and 12.94%.

Gross Margin	54.87%
Operating Margin	15.59%
Pretax Margin	15.59%
Profit Margin	12.94%
EBITDA Margin	17.57%
EBIT Margin	15.59%
FCF Margin	9.85%

Dividends & Yields

ISTR pays an annual dividend of $0.54, which amounts to a dividend yield of 1.85%.

Dividend Per Share	$0.54
Dividend Yield	1.85%
Dividend Growth (YoY)	5%
Payout Ratio	23.88%
Earnings Yield	9.4%
FCF Yield	7.16%

Dividend Details

Analyst Forecast

The average price target for ISTR is $27, which is 18.3% higher than the current price. The consensus rating is "Buy".

Price Target	$27
Price Target Difference	18.3%
Analyst Consensus	Buy
Analyst Count	1

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$20.93
Lynch Upside	-8.32%
Graham Number	33.79
Graham Upside	48.01%

Scores

Altman Z-Score	0.22
Piotroski F-Score	4