Price Alert

Principal Financial Group... (PFG)

NASDAQ: PFG · Real-Time Price · USD

84.24

-0.02 (-0.02%)

At close: Oct 03, 2025, 3:59 PM

84.24

0.00%

After-hours: Oct 03, 2025, 04:35 PM EDT

Principal Financial Statistics

Share Statistics

Principal Financial has 222.77M shares outstanding. The number of shares has increased by -2.6% in one year.

Shares Outstanding	222.77M
Shares Change (YoY)	-2.6%
Shares Change (QoQ)	-0.63%
Owned by Institutions (%)	70.54%
Shares Floating	221.17M
Failed to Deliver (FTD) Shares	3
FTD / Avg. Volume	n/a

Short Selling Information

The latest short interest is 4.63M, so 2.08% of the outstanding shares have been sold short.

Short Interest	4.63M
Short % of Shares Out	2.08%
Short % of Float	2.39%
Short Ratio (days to cover)	3.75

Valuation Ratios

The PE ratio is 11.15 and the forward PE ratio is 9.15. Principal Financial's PEG ratio is 0.07.

PE Ratio	11.15
Forward PE	9.15
PS Ratio	1.09
Forward PS	1.1
PB Ratio	1.58
P/FCF Ratio	3.86
PEG Ratio	0.07

Financial Ratio History

Enterprise Valuation

Principal Financial has an Enterprise Value (EV) of 17.41B.

EV / Sales	1.08
EV / EBITDA	8.11
EV / EBIT	3.78
EV / FCF	3.84

Financial Position

The company has a current ratio of 1.64, with a Debt / Equity ratio of 0.37.

Current Ratio	1.64
Quick Ratio	1.64
Debt / Equity	0.37
Debt / EBITDA	1.91
Debt / FCF	0.91
Interest Coverage	726.77

Financial Efficiency

Return on Equity is 14.17% and Return on Invested Capital is 1.83%.

Return on Equity	14.17%
Return on Assets	0.5%
Return on Invested Capital	1.83%
Revenue Per Employee	$818.66K
Profits Per Employee	$79.75K
Employee Count	19,700
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

Income Tax	291.7M
Effective Tax Rate	15.44%

Stock Price Statistics

The stock price has increased by -3.53% in the last 52 weeks. The beta is 1.03, so Principal Financial's price volatility has been higher than the market average.

Beta	1.03
52-Week Price Change	-3.53%
50-Day Moving Average	79.96
200-Day Moving Average	79.83
Relative Strength Index (RSI)	65.9
Average Volume (20 Days)	1,299,180

Income Statement

In the last 12 months, Principal Financial had revenue of 16.13B and earned 1.57B in profits. Earnings per share was 6.77.

Revenue	16.13B
Gross Profit	7.35B
Operating Income	1.89B
Net Income	1.57B
EBITDA	2.15B
EBIT	1.89B
Earnings Per Share (EPS)	6.77

Full Income Statement

Balance Sheet

The company has 4.21B in cash and 4.11B in debt, giving a net cash position of 103.9M.

Cash & Cash Equivalents	4.21B
Total Debt	4.11B
Net Cash	103.9M
Retained Earnings	17.58B
Total Assets	323.1B
Working Capital	7.42B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 4.6B and capital expenditures -68.8M, giving a free cash flow of 4.53B.

Operating Cash Flow	4.6B
Capital Expenditures	-68.8M
Free Cash Flow	4.53B
FCF Per Share	20.04

Full Cash Flow Statement

Margins

Gross margin is 45.59%, with operating and profit margins of 11.72% and 9.74%.

Gross Margin	45.59%
Operating Margin	11.72%
Pretax Margin	11.72%
Profit Margin	9.74%
EBITDA Margin	13.31%
EBIT Margin	11.72%
FCF Margin	28.11%

Dividends & Yields

PFG pays an annual dividend of $3.74, which amounts to a dividend yield of 3.71%.

Dividend Per Share	$3.74
Dividend Yield	3.71%
Dividend Growth (YoY)	8.7%
Payout Ratio	75.1%
Earnings Yield	8.97%
FCF Yield	25.89%

Dividend Details

Analyst Forecast

The average price target for PFG is $88.5, which is 5.1% higher than the current price. The consensus rating is "Hold".

Price Target	$88.5
Price Target Difference	5.1%
Analyst Consensus	Hold
Analyst Count	10

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$40.01
Lynch Upside	-52.5%
Graham Number	87.51
Graham Upside	3.88%

Scores

Altman Z-Score	0.2
Piotroski F-Score	8