PennyMac Financial Servic... (PFSI)

NYSE: PFSI · Real-Time Price · USD

98.07

1.06 (1.09%)

At close: May 02, 2025, 3:59 PM

96.23

-1.88%

After-hours: May 02, 2025, 04:46 PM EDT

PennyMac Financial Services Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	2.62B	2.7B	3B	2.92B	2.56B	2.35B	2.09B	2.22B	2.23B	2.29B	2.72B	3.28B	3.54B	3.86B	4.18B	4.47B	4.5B	4.23B	3.52B	2.65B	2.13B	1.63B	1.36B	1.22B	1.14B	1.13B	1.18B	1.18B	1.14B	1.1B	1.09B	1.11B	1.11B	1.04B	923.16M	814.4M	793.83M
Cost of Revenue	128.26M	191.6M	237.4M	575.81M	845.99M	1.09B	1.34B	1.27B	1.23B	1.3B	1.44B	1.6B	1.75B	1.83B	1.83B	1.78B	1.64B	1.49B	1.36B	1.19B	1.07B	941.09M	822.81M	789.06M	734.13M	712.37M	701.66M	677.98M	662.85M	641.37M	624.95M	610.78M	588.08M	556.74M	502.15M	466.01M	458.58M
Gross Profit	2.49B	2.51B	2.76B	2.35B	1.72B	1.26B	750.92M	945.08M	1B	988.11M	1.28B	1.68B	1.79B	2.03B	2.35B	2.69B	2.85B	2.74B	2.16B	1.46B	1.06B	691.5M	542.05M	429.23M	405.29M	416.94M	474.28M	501.38M	478.2M	458.68M	462.15M	502.1M	519.48M	481.25M	421.01M	348.39M	335.25M
Operating Income	1.06B	1.03B	1.03B	1.03B	861.8M	782.11M	558.91M	512.98M	513.13M	625.8M	806.81M	974.37M	1.09B	1.36B	1.74B	2.13B	2.33B	2.24B	1.83B	1.26B	883.88M	529.44M	384.38M	279.88M	254.99M	267.7M	331.16M	363.61M	346.87M	335.91M	343.54M	388.68M	414.98M	383.08M	330.91M	265.55M	256.09M
Interest Income	827.01M	793.57M	747.65M	688.73M	660.87M	632.92M	467.98M	301.43M	128.48M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	57.73M	118.7M	118.7M	161.31M	143.48M	126.96M	161.94M	119.32M	103.75M	82.02M	67.6M	67.6M	55.25M	47.59M	40.22M
Pretax Income	461.34M	401.03M	217.43M	250.3M	189.37M	183.63M	305.59M	364.26M	468.87M	665.25M	831.63M	985.71M	1.09B	1.36B	1.74B	2.13B	2.33B	2.24B	1.83B	1.26B	883.88M	529.44M	384.38M	279.88M	254.99M	267.7M	331.16M	363.61M	346.87M	335.91M	343.54M	388.68M	414.98M	383.08M	330.91M	265.55M	256.09M
Net Income	348.39M	311.42M	170.09M	193.59M	153.59M	144.66M	219.12M	261.38M	332.29M	475.51M	610.97M	725.15M	800.22M	1B	1.28B	1.57B	1.72B	1.65B	1.35B	933.05M	653.07M	392.96M	279.05M	172.07M	117.21M	87.69M	111.26M	113.86M	106.5M	100.76M	61.18M	67.79M	71.78M	66.08M	56.11M	45.1M	43.38M
Selling & General & Admin	602.14M	463.08M	327.22M	176.29M	156.35M	137.06M	121.95M	131.61M	141.25M	160.16M	186.93M	185.62M	176.31M	146.66M	118.39M	111.37M	98.3M	97.42M	87.86M	78M	70.56M	63.1M	62.15M	61.72M	62.68M	62.97M	58.16M	46.29M	36.5M	26.04M	18.13M	18.13M	18.16M	18.08M	17.69M	16.86M	16.37M
Research & Development	35.69M	71.66M	104.53M	143.53M	143.08M	143.15M	145.18M	141.82M	141.2M	139.95M	146.17M	142.93M	142.54M	141.43M	142.91M	139.47M	127.14M	112.57M	85.49M	76.91M	71.09M	67.95M	67.49M	62.37M	61.45M	60.1M	60.2M	58.85M	55.28M	52.01M	47.87M	43.68M	39.83M	35.32M	31.37M	28.32M	27.07M
Other Expenses	164.59M	-446.9M	-887.43M	-1.35B	-2.04B	-1.15B	-593.8M	-175.66M	391.77M	162.71M	32.8M	56.23M	-11.02M	-79.67M	-72.62M	-58.43M	-47.09M	-39.75M	-39.1M	-39.39M	-35.28M	-31.42M	-28.32M	-25.47M	-26.28M	-26.08M	-25.85M	-33.73M	-40.64M	-45.81M	-52.7M	-51.71M	-46.61M	-44.87M	-41.11M	-37.73M	-35.77M
Operating Expenses	766.74M	1.19B	1.45B	1.12B	1.04B	743.02M	445.33M	580.82M	533.02M	322.86M	450.17M	698.11M	700.85M	670.38M	608.06M	560.04M	522.9M	501.37M	337.09M	194.51M	177.56M	162.05M	157.67M	149.35M	150.3M	149.25M	143.12M	137.77M	131.32M	122.77M	118.61M	113.42M	104.51M	98.17M	90.1M	82.83M	79.15M
Interest Expense	861.66M	819.35M	761.74M	701M	671.77M	637.78M	467.28M	310.41M	131.77M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	56.38M	109.3M	146.85M	183.31M	165.7M	145.4M	144.6M	143.81M	147.53M	151.79M	144.52M	141.08M	126.1M	114.69M	106.21M	93.38M	86.81M	77.69M
Selling & Marketing Expenses	27.73M	21.97M	18.38M	17.93M	18.06M	17.63M	17.2M	20.17M	27.6M	46.76M	59.58M	63.34M	60.54M	44.81M	36.9M	25.54M	15.32M	8.66M	-1.32M	-1.32M	-1.32M	n/a	2.88M	5.15M	7.37M	8.21M	9.18M	9.28M	9.54M	9.12M	11.86M	9.48M	7M	5.26M	n/a	n/a	n/a
Cost & Expenses	1.18B	1.67B	1.97B	1.99B	1.89B	1.84B	1.78B	1.85B	1.76B	1.63B	1.89B	2.3B	2.46B	2.5B	2.44B	2.34B	2.16B	1.99B	1.69B	1.39B	1.25B	1.1B	980.48M	938.41M	884.43M	861.62M	844.77M	815.75M	794.17M	764.14M	743.56M	724.21M	692.58M	654.92M	592.25M	548.85M	537.73M
Income Tax Expense	112.94M	89.6M	47.34M	56.71M	35.78M	38.98M	86.47M	102.89M	136.58M	189.74M	220.66M	260.56M	287.48M	355.69M	459.09M	561.98M	614.38M	593.73M	480.01M	331.6M	230.81M	136.48M	91.12M	51.94M	31.34M	23.25M	15.78M	21.89M	22.81M	24.39M	42.08M	47.4M	50.15M	46.1M	38.86M	30.46M	29.12M
Shares Outstanding (Basic)	51.51M	51.27M	51.18M	50.95M	50.55M	49.99M	49.9M	49.87M	50.15M	50.16M	54.93M	54.17M	59.05M	58.25M	62.09M	65.89M	69.11M	71.79M	72.44M	77.79M	78.69M	78.47M	78.36M	78.33M	77.65M	59.88M	25.13M	24.96M	23.83M	23.35M	23.43M	23.39M	22.62M	22.34M	22.22M	22.08M	22.01M
Shares Outstanding (Diluted)	53.62M	53.58M	53.49M	53.2M	53.1M	49.99M	52.56M	52.26M	53.35M	53.09M	54.97M	56.64M	59.13M	61.94M	65.65M	69.4M	73.12M	75.9M	76.14M	80.42M	82.01M	81.08M	80.38M	79.32M	79.29M	61.47M	78.91M	78.83M	79.46M	25.57M	78.42M	77.65M	77.14M	76.97M	76.36M	76.28M	76.19M
EPS (Basic)	6.81	6.11	3.33	3.83	3.07	2.90	4.39	4.99	6.20	8.53	10.75	12.31	13.03	15.54	18.88	22.25	23.68	22.12	17.76	11.92	8.32	5.02	3.72	2.75	2.53	2.64	4.66	4.81	4.55	4.33	2.68	3.02	3.23	2.99	2.55	2.06	1.99
EPS (Diluted)	6.52	5.84	3.15	3.62	2.88	2.71	4.16	4.85	6.02	8.39	10.47	11.81	12.47	14.68	17.86	21.09	22.54	21.12	17.03	11.51	8.04	4.89	3.64	2.70	2.48	2.57	4.38	4.52	4.26	4.06	2.62	2.97	3.18	2.94	2.52	2.04	1.98
EBITDA	838.48M	827.17M	805.31M	985.33M	727.49M	567.11M	508.46M	402.67M	489.49M	676.04M	853.09M	1.02B	1.13B	1.4B	1.79B	2.17B	2.37B	2.28B	1.85B	1.29B	904.61M	547.35M	402.29M	291.37M	311.82M	319M	435.04M	518.04M	495.44M	524.25M	479.32M	473.89M	454.75M	481.57M	429.4M	364.04M	377.56M
EBIT	671.26M	403.51M	385.35M	565.16M	504.67M	501.15M	461.13M	373.79M	485.39M	684.04M	845.33M	998.37M	1.09B	1.36B	1.74B	2.13B	2.33B	2.24B	1.83B	1.26B	883.88M	529.44M	384.38M	279.88M	254.99M	267.7M	331.16M	363.61M	346.87M	335.91M	343.54M	388.68M	414.98M	383.08M	330.91M	265.55M	256.09M
Depreciation & Amortization	-29.77M	69.66M	70.01M	70.21M	69.86M	70.02M	67.07M	63.2M	57.21M	50.24M	46.28M	43.19M	42.72M	42.94M	43.83M	43M	40.54M	37.86M	617.43M	614.3M	611.86M	609.04M	110.98M	172.52M	217.86M	258.81M	223.01M	232.87M	271M	281.63M	258.2M	258.8M	264.74M	306.12M	308.85M	279.91M	207.5M