Provident Financial Statistics Share Statistics Provident Financial has 6.58M
shares outstanding. The number of shares has increased by -2.75%
in one year.
Shares Outstanding 6.58M Shares Change (YoY) -2.75% Shares Change (QoQ) -0.67% Owned by Institutions (%) 47.01% Shares Floating 5.17M Failed to Deliver (FTD) Shares 18 FTD / Avg. Volume 0.26%
Short Selling Information The latest short interest is 22.88K, so 0.35% of the outstanding
shares have been sold short.
Short Interest 22.88K Short % of Shares Out 0.35% Short % of Float 0.39% Short Ratio (days to cover) 4.87
Valuation Ratios The PE ratio is 16.64 and the forward
PE ratio is 11.26.
Provident Financial's PEG ratio is
-1.36.
PE Ratio 16.64 Forward PE 11.26 PS Ratio 1.73 Forward PS 2.5 PB Ratio 0.81 P/FCF Ratio 12.77 PEG Ratio -1.36
Financial Ratio History Enterprise Valuation Provident Financial has an Enterprise Value (EV) of 264.08M.
EV / Sales 4.39 EV / EBITDA 29.76 EV / EBIT 30.41 EV / FCF 32.38
Financial Position The company has a current ratio of 0.62,
with a Debt / Equity ratio of 1.66.
Current Ratio 0.62 Quick Ratio 0.62 Debt / Equity 1.66 Debt / EBITDA 24.01 Debt / FCF 26.13 Interest Coverage 0.42
Financial Efficiency Return on Equity is 4.87% and Return on Invested Capital is 8.84%.
Return on Equity 4.87% Return on Assets 0.5% Return on Invested Capital 8.84% Revenue Per Employee $639.95K Profits Per Employee $66.54K Employee Count 94 Asset Turnover 0.05 Inventory Turnover n/a
Taxes Income Tax 2.62M Effective Tax Rate 29.51%
Stock Price Statistics The stock price has increased by 8.72% in the
last 52 weeks. The beta is 0.38, so Provident Financial's
price volatility has been higher than the market average.
Beta 0.38 52-Week Price Change 8.72% 50-Day Moving Average 15.47 200-Day Moving Average 15.3 Relative Strength Index (RSI) 57.02 Average Volume (20 Days) 6,911
Income Statement In the last 12 months, Provident Financial had revenue of 60.16M
and earned 6.25M
in profits. Earnings per share was 0.93.
Revenue 60.16M Gross Profit 39.67M Operating Income 8.87M Net Income 6.25M EBITDA 8.87M EBIT 8.87M Earnings Per Share (EPS) 0.93
Full Income Statement Balance Sheet The company has 53.09M in cash and 213.07M in
debt, giving a net cash position of -159.98M.
Cash & Cash Equivalents 53.09M Total Debt 213.07M Net Cash -159.98M Retained Earnings 212.4M Total Assets 1.25B Working Capital -101.56M
Full Balance Sheet Cash Flow In the last 12 months, operating cash flow was 8.69M
and capital expenditures -530K, giving a free cash flow of 8.15M.
Operating Cash Flow 8.69M Capital Expenditures -530K Free Cash Flow 8.15M FCF Per Share 1.21
Full Cash Flow Statement Margins Gross margin is 65.94%, with operating and profit margins of 14.75% and 10.4%.
Gross Margin 65.94% Operating Margin 14.75% Pretax Margin 14.75% Profit Margin 10.4% EBITDA Margin 14.75% EBIT Margin 14.75% FCF Margin 13.56%
Dividends & Yields PROV pays an annual dividend of $0.7,
which amounts to a dividend yield of 3.6%.
Dividend Per Share $0.70 Dividend Yield 3.6% Dividend Growth (YoY) 0% Payout Ratio 76.09% Earnings Yield 6.01% FCF Yield 7.83%
Dividend Details Analyst Forecast The average price target for PROV is $16.5,
which is 4.2% higher than the current price. The consensus rating is "Hold".
Price Target $16.5 Price Target Difference 4.2% Analyst Consensus Hold Analyst Count 1
Stock Forecasts Fair Value There are several formulas that can be used to estimate the
intrinsic value of a stock.
Lynch Fair Value $4.65 Lynch Upside -70.63% Graham Number 20.03 Graham Upside 26.53%
Stock Splits The last stock split was on Feb 3, 2004. It was a
forward
split with a ratio of 3:2.
Last Split Date Feb 3, 2004 Split Type forward Split Ratio 3:2
Scores Altman Z-Score 0.26 Piotroski F-Score 6
