SLM Corporation (SLM)

NASDAQ: SLM · Real-Time Price · USD

31.20

1.21 (4.03%)

At close: May 02, 2025, 3:59 PM

31.25

0.16%

After-hours: May 02, 2025, 04:50 PM EDT

SLM Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	2.15B	2.42B	2.47B	2.5B	2.23B	1.81B	1.71B	1.76B	1.85B	1.82B	2B	1.91B	1.68B	2.03B	1.87B	1.88B	1.86B	1.81B	1.86B	1.91B	1.95B	1.67B	1.65B	1.5B	1.43B	1.36B	1.25B	1.27B	1.2B	1.13B	1.09B	1.05B	1B	960.15M	965.21M	904.32M	933.38M
Cost of Revenue	375.07M	601.43M	732.43M	729.72M	656.79M	556.75M	554.08M	533.09M	455.96M	401.62M	331.19M	331.19M	386.09M	433.42M	375.52M	367.43M	307.29M	242.17M	242.17M	195.96M	198.97M	198.57M	198.57M	197.98M	200M	193.97M	193.97M	172.2M	158.85M	151.07M	151.07M	144.84M	186M	238.9M	238.9M	280.53M	185.75M
Gross Profit	1.78B	1.82B	1.74B	1.77B	1.58B	1.25B	1.15B	1.23B	1.4B	1.42B	1.67B	1.58B	1.29B	1.59B	1.5B	1.51B	1.56B	1.57B	1.62B	1.71B	1.75B	1.47B	1.45B	1.3B	1.23B	1.17B	1.06B	1.1B	1.04B	975.25M	942.85M	907.14M	817.67M	721.26M	726.32M	623.8M	747.63M
Operating Income	-263.51M	893.81M	1.29B	1.62B	1.52B	1.44B	1.15B	937.24M	1.06B	1.1B	1.49B	1.55B	1.28B	1.7B	1.88B	1.93B	1.77B	1.58B	1.26B	1.39B	1.73B	1.45B	1.44B	1.35B	1.25B	1.14B	998.91M	923.8M	840.91M	763.14M	727.31M	656.28M	544.75M	421.61M	432.28M	333.86M	449.56M
Interest Income	2.61B	2.62B	2.63B	2.63B	2.62B	2.59B	2.51B	2.38B	2.2B	2.03B	1.91B	1.83B	1.81B	1.78B	1.8B	1.83B	1.88B	2.02B	2.14B	2.25B	2.34B	2.33B	2.27B	2.18B	2.06B	1.94B	1.8B	1.67B	1.55B	1.44B	1.34B	1.24B	1.16B	1.08B	999.62M	935.98M	879.22M
Pretax Income	814.27M	798.64M	891.76M	991.92M	1.01B	778.3M	456.48M	520.59M	620.41M	630.73M	1.14B	1.12B	861.7M	1.54B	1.69B	1.82B	1.52B	1.15B	770.01M	712.96M	1.01B	743.74M	759.68M	640.74M	606.56M	559.33M	480.56M	547.34M	512.76M	491.46M	491.64M	479.17M	455.6M	414.44M	445.83M	405.02M	464.43M
Net Income	622.93M	608.33M	665.22M	739.73M	752.8M	581.39M	335.9M	379.18M	454.43M	463.45M	845.58M	844.62M	643.31M	1.16B	1.28B	1.38B	1.15B	873.43M	579.93M	535.27M	766.43M	561.44M	567.28M	542.73M	502.7M	471.84M	372.39M	345.98M	306.71M	273.22M	294.09M	272.4M	257.71M	229.12M	249.24M	238.41M	272.59M
Selling & General & Admin	394.44M	400.99M	396.51M	391.83M	382.93M	372.32M	359.92M	333.65M	312.81M	291.29M	278.13M	281.28M	282.58M	281.69M	285.59M	277.04M	288.11M	304.45M	314M	323.6M	317.84M	311.08M	302.38M	299.98M	294.38M	285.13M	280.02M	267.31M	256.69M	242.27M	230M	219.79M	206.74M	194.25M	183.15M	173.98M	167.98M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	736.89M	581.18M	427.99M	312M	308.96M	464.82M	382.69M	365.25M	339.09M	470.94M	471.85M	462.53M	462.53M	455.02M	-445.58M	-458.74M	-37.36M	128.03M	1.31B	1.55B	1.33B	1.32B	1.27B	1.2B	1.11B	1.04B	950.98M	856.69M	781.31M	700.73M	645M	591.21M	549.26M	537.75M	501.85M	474.02M	437.02M
Operating Expenses	1.04B	1.09B	841.33M	624.81M	620.37M	464.82M	459.48M	442.05M	422.03M	553.88M	541.61M	532.3M	526.16M	518.65M	156.24M	143.08M	644.07M	902.57M	1.56B	1.87B	1.65B	1.64B	1.57B	1.5B	1.41B	1.32B	1.23B	1.12B	1.04B	943M	875M	811M	756M	732M	685M	648M	605M
Interest Expense	1.14B	1.14B	1.12B	1.1B	1.07B	1.03B	949.6M	832.37M	685.32M	542.8M	431.72M	371.36M	367.04M	382.08M	404M	431.78M	471.89M	541.67M	610.01M	677.53M	718.36M	707.72M	681.7M	637.34M	581.84M	522.29M	457.25M	400.45M	351.29M	308.08M	272.36M	237.46M	207.73M	185.91M	165.87M	150.07M	137.81M
Selling & Marketing Expenses	85.26M	85.26M	85.26M	85.26M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Cost & Expenses	1.16B	1.55B	1.44B	1.38B	1.29B	895.25M	758.91M	586.36M	422.03M	625.86M	671.49M	796.3M	912.25M	952.07M	531.76M	510.51M	951.36M	1.14B	1.8B	2.07B	1.85B	1.83B	1.77B	1.48B	1.21B	963.7M	869.7M	813.44M	776.11M	746.14M	678.14M	655.48M	680.16M	723.27M	676.27M	711.05M	657.5M
Income Tax Expense	195.29M	190.31M	226.54M	252.19M	257.12M	196.91M	120.57M	138.88M	161.69M	161.71M	284.86M	274.7M	213.58M	379.75M	403.4M	439.2M	355.36M	273.32M	180.67M	166.18M	230.65M	165.46M	175.25M	80.88M	87.15M	71.85M	93.59M	187.88M	192.52M	202.53M	179.46M	186.4M	176.25M	164.11M	175.9M	146.33M	171.93M
Shares Outstanding (Basic)	210.68M	216.22M	214.87M	218.92M	220.42M	223.22M	226.12M	235.06M	241.5M	244.62M	251.27M	261.33M	276.98M	287.83M	299.89M	312.18M	361.04M	375.12M	375.09M	375.01M	409.79M	421.35M	424.15M	429.28M	434.57M	435.59M	435.47M	435.19M	433.95M	431.98M	431.72M	431.25M	429.89M	428.37M	428.08M	427.94M	427.11M
Shares Outstanding (Diluted)	214.99M	216.22M	214.87M	222.47M	223.84M	223.22M	228.8M	237.59M	243.55M	244.62M	253.72M	264.12M	280.65M	292.76M	304.51M	317.12M	366.24M	380.65M	377.92M	375.01M	412.75M	425.04M	427.34M	432.25M	438.25M	440.26M	440.02M	439.44M	438.98M	438.93M	438.42M	438.12M	438.74M	435.42M	433.52M	431.8M	430.9M
EPS (Basic)	2.83	2.69	2.92	3.26	3.24	2.42	1.38	1.57	1.76	1.74	3.11	3.05	2.20	3.53	3.62	3.84	3.16	2.26	1.45	1.29	1.87	1.35	1.35	1.29	1.19	1.12	0.89	0.83	0.74	0.67	0.72	0.67	0.64	0.57	0.62	0.60	0.68
EPS (Diluted)	2.78	2.65	2.88	3.22	3.21	2.41	1.37	1.56	1.75	1.73	3.09	3.03	2.18	3.48	3.57	3.78	3.11	2.24	1.43	1.28	1.86	1.34	1.35	1.29	1.19	1.12	0.89	0.82	0.73	0.66	0.71	0.67	0.64	0.57	0.62	0.60	0.68
EBITDA	321.14M	783.13M	1.2B	1.2B	1.19B	951.87M	557.42M	730.2M	895.68M	880.66M	1.09B	1.09B	777.52M	762.91M	1.15B	1.21B	1.02B	1.32B	896.2M	840.39M	1.03B	758.41M	578.57M	405.53M	478.18M	457.73M	574.02M	766.64M	683.75M	672.96M	672.89M	589.62M	412.39M	225.57M	109.35M	n/a	n/a
EBIT	398.12M	859.16M	796.07M	794.43M	809.91M	569.03M	625.66M	784.9M	854.74M	841.59M	1.29B	1.27B	775.06M	1.45B	1.6B	1.47B	1.47B	1.07B	652.14M	825.01M	1.01B	743.74M	564.15M	391.49M	384.71M	364.64M	481.41M	481.97M	301.76M	104.65M	104.82M	212.29M	214.99M	215.33M	99.59M	-7.3M	-9.25M
Depreciation & Amortization	-946K	n/a	80.74M	82.39M	83.3M	84.17M	27.55M	27.13M	26.98M	25.11M	22.92M	20.14M	17.25M	16.04M	15.13M	14.93M	14.93M	15.07M	15.21M	15.38M	14.94M	14.67M	14.43M	14.14M	14.21M	10.71M	7.25M	6.61M	6.05M	8.66M	8.7M	10.85M	8.14M	5.7M	5.91M	3.18M	5.14M