Southern States Bancshare... (SSBK)
Southern States Bancshares Statistics
Share Statistics
Southern States Bancshares has 9.92M shares outstanding. The number of shares has increased by 11.38% in one year.
| Shares Outstanding | 9.92M |
| Shares Change (YoY) | 11.38% |
| Shares Change (QoQ) | 0.38% |
| Owned by Institutions (%) | 56.88% |
| Shares Floating | n/a |
| Failed to Deliver (FTD) Shares | 1,389 |
| FTD / Avg. Volume | 4.56% |
Short Selling Information
The latest short interest is 38.4K, so 0.39% of the outstanding shares have been sold short.
| Short Interest | 38.4K |
| Short % of Shares Out | 0.39% |
| Short % of Float | 0.41% |
| Short Ratio (days to cover) | 1 |
Valuation Ratios
The PE ratio is 8.94 and the forward PE ratio is 7.91. Southern States Bancshares's PEG ratio is 3.61.
| PE Ratio | 8.94 |
| Forward PE | 7.91 |
| PS Ratio | 3.15 |
| Forward PS | 2.8 |
| PB Ratio | 1.11 |
| P/FCF Ratio | 8.17 |
| PEG Ratio | 3.61 |
Enterprise Valuation
Southern States Bancshares has an Enterprise Value (EV) of 415.6M.
| EV / Sales | 4.19 |
| EV / EBITDA | 0 |
| EV / EBIT | 10.52 |
| EV / FCF | 10.89 |
Financial Position
The company has a current ratio of 107.87, with a Debt / Equity ratio of 0.47.
| Current Ratio | 107.87 |
| Quick Ratio | 107.87 |
| Debt / Equity | 0.47 |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.44 |
| Interest Coverage | 0.04 |
Financial Efficiency
Return on Equity is 12.46% and Return on Invested Capital is 0.83%.
| Return on Equity | 12.46% |
| Return on Assets | 1.22% |
| Return on Invested Capital | 0.83% |
| Revenue Per Employee | $481,053.4 |
| Profits Per Employee | $169,262.14 |
| Employee Count | 206 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 10.72M |
| Effective Tax Rate | 23.52% |
Stock Price Statistics
The stock price has increased by 32.62% in the last 52 weeks. The beta is 0.27, so Southern States Bancshares's price volatility has been higher than the market average.
| Beta | 0.27 |
| 52-Week Price Change | 32.62% |
| 50-Day Moving Average | 32.4 |
| 200-Day Moving Average | 32.41 |
| Relative Strength Index (RSI) | 57.12 |
| Average Volume (20 Days) | 30,444 |
Income Statement
In the last 12 months, Southern States Bancshares had revenue of 99.1M and earned 34.87M in profits. Earnings per share was 3.72.
| Revenue | 99.1M |
| Gross Profit | 169.78M |
| Operating Income | 3.32M |
| Net Income | 34.87M |
| EBITDA | n/a |
| EBIT | -2.11M |
| Earnings Per Share (EPS) | 3.72 |
Balance Sheet
The company has 27.32M in cash and 131.22M in debt, giving a net cash position of -103.9M.
| Cash & Cash Equivalents | 27.32M |
| Total Debt | 131.22M |
| Net Cash | -103.9M |
| Retained Earnings | n/a |
| Total Assets | 2.85B |
| Working Capital | 309.54M |
Cash Flow
In the last 12 months, operating cash flow was 39.51M and capital expenditures 0, giving a free cash flow of 38.15M.
| Operating Cash Flow | 39.51M |
| Capital Expenditures | n/a |
| Free Cash Flow | 38.15M |
| FCF Per Share | 4.08 |
Margins
Gross margin is 171.33%, with operating and profit margins of 3.35% and 35.19%.
| Gross Margin | 171.33% |
| Operating Margin | 3.35% |
| Pretax Margin | 46.01% |
| Profit Margin | 35.19% |
| EBITDA Margin | n/a |
| EBIT Margin | 3.35% |
| FCF Margin | 38.49% |
Dividends & Yields
SSBK pays an annual dividend of $0.45, which amounts to a dividend yield of 1.07%.
| Dividend Per Share | $0.45 |
| Dividend Yield | 1.07% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 11.84% |
| Earnings Yield | 11.19% |
| FCF Yield | 12.24% |
Analyst Forecast
The average price target for SSBK is $36, which is 6.2% higher than the current price. The consensus rating is "Buy".
| Price Target | $36 |
| Price Target Difference | 6.2% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
Scores
| Altman Z-Score | 0.36 |
| Piotroski F-Score | 7 |