Bread Financial Inc. (BFH)

NYSE: BFH · Real-Time Price · USD

48.31

0.86 (1.81%)

At close: May 01, 2025, 3:31 PM

1.81% (1D)

Bid	48.22
Market Cap	2.25B
Revenue (ttm)	4.31B
Net Income (ttm)	280M
EPS (ttm)	5.67
PE Ratio (ttm)	8.52
Forward PE	5.01
Analyst	Hold

Ask	48.31
Volume	379,961
Avg. Volume (20D)	1,079,050
Open	47.92
Previous Close	47.45
Day's Range	46.95 - 48.37
52-Week Range	38.21 - 66.71
Beta	1.61

About BFH

Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for approximately 130 private label and co-brand credit card programs, as well as through Bread partnerships to approximately 500 small-and medium-sized businesses merch...

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Industry Financial - Credit Services

Sector Financial Services

IPO Date Jun 15, 2001

Employees 6,000

Stock Exchange NYSE

Ticker Symbol BFH

Website https://www.breadfinancial.com

Full Company Profile

Analyst Forecast

According to 14 analyst ratings, the average rating for BFH stock is "Hold." The 12-month stock price forecast is $56, which is an increase of 15.92% from the latest price.

Stock Forecasts

Earnings Surprise

Bread Financial has released their quartely earnings on Apr 24, 2025:

Revenue of $970M exceeds estimates by $16.49M, with -2.12% YoY decline.

EPS of 2.86 exceeds estimates by 0.63, with 4.76% YoY growth.

Why Price Moved

3 weeks ago

+12.67%

Shares of consumer finance companies are trading h... Unlock content with Pro Subscription

4 weeks ago

-13.13%

Shares of companies within the broader financials sector are trading lower as markets react to President Trump's announcement of sweeping tariffs.

News

3 days ago · cnbc.com

Wealthy consumers upped their spending last quarter, while the rest of America is cutting back

Lower-income earners are reining in their transactions to focus on essentials, while the wealthy continue to spend freely on perks including dining out and luxury travel, according to first-quarter re...

6 days ago · zacks.com

Bread Financial Q1 Earnings, Revenues Top Estimates, Credit Sales Rise

BFH first-quarter results reflect higher credit sales, an increase in total interest income and a decline in total non-interest expenses.

1 week ago · seekingalpha.com

Bread Financial Holdings, Inc. (BFH) Q1 2025 Earnings Call Transcript

Bread Financial Holdings, Inc. (NYSE:BFH ) Q1 2025 Earnings Conference Call April 24, 2025 8:30 AM ET Company Participants Brian Vereb - Head-Investor Relations Ralph Andretta - President & Chief Exec...

6 days ago · zacks.com

Compared to Estimates, Bread Financial (BFH) Q1 Earnings: A Look at Key Metrics

While the top- and bottom-line numbers for Bread Financial (BFH) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics co...

6 days ago · zacks.com

Bread Financial Holdings (BFH) Q1 Earnings and Revenues Top Estimates

Bread Financial Holdings (BFH) came out with quarterly earnings of $2.86 per share, beating the Zacks Consensus Estimate of $2.10 per share. This compares to earnings of $2.73 per share a year ago.

2 weeks ago · zacks.com

Bread Financial Holdings (BFH) Expected to Beat Earnings Estimates: Can the Stock Move Higher?

Bread Financial (BFH) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

2 weeks ago · zacks.com

Bread Financial (BFH) Surges 12.7%: Is This an Indication of Further Gains?

Bread Financial (BFH) witnessed a jump in share price last session on above-average trading volume. The latest trend in earnings estimate revisions for the stock doesn't suggest further strength down ...

3 weeks ago · https://thefly.com

Bread Financial downgraded to Underweight from Overweight at Morgan Stanley

Morgan Stanley downgraded Bread Financial to Underweight from Overweight with a price target of $33, down from $76. The firm says Bread is the single-most-exposed name in its coverage universe to a re...