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Bread Financial Inc. (BFH)

NYSE: BFH · Real-Time Price · USD

47.94

0.49 (1.03%)

At close: May 01, 2025, 3:59 PM

47.88

-0.13%

After-hours: May 01, 2025, 06:00 PM EDT

Bread Financial Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Revenue	3.84B	3.06B	3.87B	3.27B	4.52B	5.58B	5.67B	7.72B	7.14B
Cost of Revenue	-1.19B	n/a	n/a	1.59B	2.68B	3.41B	3.08B	5B	4.85B
Gross Profit	5.02B	3.06B	3.87B	1.68B	1.84B	2.17B	2.59B	2.72B	2.29B
Operating Income	279M	1.59B	802M	1.04B	394.5M	882.2M	1.76B	1.65B	1.27B
Interest Income	5.02B	5.14B	4.68B	3.87B	3.95B	n/a	n/a	n/a	n/a
Pretax Income	381M	968M	300M	1.04B	394.5M	738.4M	1.22B	1.08B	837M
Net Income	277M	718M	223M	801M	295M	572.6M	963.1M	788.7M	515.8M
Selling & General & Admin	1.04B	1.03B	959M	831M	105.7M	150.6M	162.5M	166.3M	143.2M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	2.79B	n/a	-1.07B	187M	1.34B	1.21B	1.5B	1.64B	1.45B
Operating Expenses	3.84B	1.47B	180M	1.02B	1.45B	1.36B	1.37B	1.64B	1.45B
Interest Expense	960M	879M	503M	383M	108.5M	130M	156.4M	282.7M	218.2M
Selling & Marketing Expenses	147M	161M	180M	160M	143M	205M	n/a	n/a	2.02B
Cost & Expenses	3.84B	1.47B	180M	2.61B	4.13B	4.77B	4.45B	6.64B	6.3B
Income Tax Expense	102M	231M	76M	247M	99.5M	165.8M	269.5M	292.4M	319.4M
Shares Outstanding (Basic)	49.6M	49.8M	49.9M	49.7M	47.8M	50M	54.9M	55.7M	58.6M
Shares Outstanding (Diluted)	50.4M	50M	50M	50M	47.9M	50M	55.1M	55.9M	58.9M
EPS (Basic)	5.58	14.42	4.47	16.12	6.17	11.45	17.54	14.17	7.37
EPS (Diluted)	5.50	14.36	4.46	16.02	6.16	11.45	17.48	14.10	7.34
EBITDA	1.43B	n/a	n/a	1.14B	407M	1.5B	1.96B	2.14B	1.78B
EBIT	1.34B	-116M	-113M	1.04B	301M	1.31B	1.76B	1.06B	837M
Depreciation & Amortization	90M	116M	113M	92M	106M	188M	203.4M	497.6M	512.1M