Credit Acceptance Corpora... (CACC)
NASDAQ: CACC
· Real-Time Price · USD
485.86
5.67 (1.18%)
At close: Oct 03, 2025, 3:59 PM
485.86
0.00%
After-hours: Oct 03, 2025, 04:10 PM EDT
Credit Acceptance Income Statement
Financials in USD. Fiscal
year is
January - December.
| Fiscal Year | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 | Q1 2021 |
| Period Ending | Jun 30, 2025 | Mar 31, 2025 | Dec 31, 2024 | Sep 30, 2024 | Jun 30, 2024 | Mar 31, 2024 | Dec 31, 2023 | Sep 30, 2023 | Jun 30, 2023 | Mar 31, 2023 | Dec 31, 2022 | Sep 30, 2022 | Jun 30, 2022 | Mar 31, 2022 | Dec 31, 2021 | Sep 30, 2021 | Jun 30, 2021 | Mar 31, 2021 |
Revenue | 2.24B | 2.19B | 2.13B | 2.06B | 1.99B | 1.93B | 1.88B | 1.85B | 1.83B | 1.82B | 1.82B | 1.83B | 1.84B | 1.86B | 1.85B | 1.84B | 1.79B | 1.73B |
Cost of Revenue | 854.6M | 833.6M | 802.2M | 757.1M | 703.8M | 655.9M | 617.4M | 583M | 550.9M | 514.7M | 475M | 463.2M | 454.6M | 428.8M | 421.1M | 406.1M | 397.2M | 412.8M |
Gross Profit | 1.38B | 1.36B | 1.33B | 1.3B | 1.29B | 1.28B | 1.26B | 1.27B | 1.28B | 1.3B | 1.35B | 1.37B | 1.39B | 1.43B | 1.43B | 1.43B | 1.4B | 1.32B |
Operating Income | 527.2M | 379.1M | 325.1M | 253.4M | 153.6M | 214.7M | 256.6M | 316M | 435.6M | 553.5M | 715.7M | 828.4M | 1.04B | 1.28B | 1.26B | 1.19B | 1.18B | 923.9M |
Interest Income | 30.2M | 28.8M | 26.2M | 24M | 22.9M | 21.4M | 19.7M | 18M | 14.6M | 10.4M | 6.6M | 3.2M | 1.5M | 1.2M | 1.2M | 1.2M | 1.4M | 1.5M |
Pretax Income | 557.9M | 384.8M | 329.5M | 254M | 244M | 327.2M | 367.6M | 414.2M | 439.8M | 554M | 711.7M | 833.4M | 1.04B | 1.28B | 1.26B | 1.19B | 1.18B | 926.6M |
Net Income | 424.4M | 289.9M | 247.9M | 189.6M | 181.6M | 250.9M | 286.1M | 319.8M | 335.8M | 421M | 535.8M | 626.1M | 789.3M | 970.5M | 958.3M | 907M | 899.1M | 706.9M |
Selling & General & Admin | 214.8M | 191.6M | 192.3M | 196.5M | 188.2M | 186.4M | 178.9M | 157.3M | 149.8M | 154.3M | 152.3M | 163M | 159.9M | 140.4M | 165.6M | 166.7M | 167.3M | 168.3M |
Research & Development | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Other Expenses | 642.6M | 790.6M | 814.7M | 855M | 945.6M | 898.1M | 971.5M | 1.11B | 1.13B | 1.15B | 1.2B | 1.21B | 1.23B | 1.29B | 1.27B | 1.27B | 1.23B | 1.15B |
Operating Expenses | 857.4M | 982.2M | 1.01B | 1.05B | 1.13B | 1.08B | 1.15B | 1.27B | 1.28B | 1.3B | 1.35B | 1.37B | 1.39B | 1.43B | 1.43B | 1.43B | 1.4B | 1.32B |
Interest Expense | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
Selling & Marketing Expenses | 96.5M | 95.3M | 94.4M | 93.2M | 92.6M | 93.5M | 91.7M | 88.6M | 85.8M | 78.5M | 75.6M | 74.8M | 71.4M | 67.3M | 65.3M | 64M | 64.3M | 67.6M |
Cost & Expenses | 1.71B | 1.82B | 1.81B | 1.81B | 1.84B | 1.74B | 1.77B | 1.85B | 1.83B | 1.82B | 1.82B | 1.83B | 1.84B | 1.86B | 1.85B | 1.84B | 1.79B | 1.73B |
Income Tax Expense | 133.5M | 94.9M | 81.6M | 64.4M | 62.4M | 76.3M | 81.5M | 94.4M | 104M | 133M | 175.9M | 207.3M | 254.2M | 310.6M | 302.6M | 285.3M | 279.4M | 219.7M |
Shares Outstanding (Basic) | 11.57M | 12.09M | 12.26M | 12.28M | 12.28M | 12.48M | 12.78M | 12.93M | 13.05M | 13.06M | 13.27M | 13.29M | 13.44M | 14.27M | 14.73M | 15.8M | 16.79M | 17.06M |
Shares Outstanding (Diluted) | 11.77M | 12.28M | 12.39M | 12.41M | 12.28M | 12.65M | 12.84M | 13.04M | 13.1M | 13.07M | 13.29M | 13.36M | 13.52M | 14.34M | 14.9M | 15.83M | 16.79M | 17.1M |
EPS (Basic) | 35.09 | 23.71 | 20.07 | 15.07 | 14.12 | 19.65 | 22.12 | 24.38 | 25.44 | 31.73 | 39.05 | 44.23 | 53.53 | 62.73 | 59.64 | 54.34 | 52.08 | 40.29 |
EPS (Diluted) | 34.61 | 23.36 | 19.78 | 14.89 | 13.97 | 19.49 | 22.02 | 24.31 | 25.37 | 31.62 | 38.95 | 43.97 | 53.27 | 62.51 | 59.39 | 54.22 | 51.99 | 40.21 |
EBITDA | 554.7M | 406.7M | 352.9M | 281M | 272.1M | 332.7M | 373.9M | 432.9M | 460.9M | 578.9M | 741.3M | 854.3M | 1.07B | 1.31B | 1.29B | 1.22B | 1.2B | 948.7M |
EBIT | 527.2M | 379.1M | 325.1M | 253.4M | 244.3M | 305.4M | 347.3M | 406.7M | 435.6M | 553.5M | 715.7M | 828.4M | 1.04B | 1.28B | 1.26B | 1.19B | 1.18B | 923.9M |
Depreciation & Amortization | 27.5M | 27.6M | 27.8M | 27.6M | 27.8M | 27.3M | 26.6M | 26.2M | 25.3M | 25.4M | 25.6M | 25.9M | 26.5M | 26.4M | 26.3M | 26M | 25.4M | 24.8M |