Credit Acceptance Corpora... (CACC)

NASDAQ: CACC · Real-Time Price · USD

488.51

20.72 (4.43%)

At close: May 02, 2025, 3:59 PM

488.58

0.02%

After-hours: May 02, 2025, 04:05 PM EDT

Credit Acceptance Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	2.21B	2.15B	2.08B	2.01B	1.93B	1.86B	1.81B	1.77B	1.76B	1.76B	1.78B	1.8B	1.8B	1.81B	1.8B	1.77B	1.7B	1.64B	1.58B	1.53B	1.51B	1.47B	1.43B	1.38B	1.32B	1.27B	1.21B	1.15B	1.1B	1.05B	1.02B	988M	951.8M	917.3M	880M	843.6M	810.3M
Cost of Revenue	420.5M	427.6M	382.5M	329.2M	475M	617.4M	583M	550.9M	514.7M	475M	463.2M	454.6M	428.8M	412.1M	397.1M	377.5M	393.1M	396.9M	404M	408.9M	399.7M	396.5M	382.4M	366.3M	347.6M	330.9M	313.1M	295.1M	279.3M	265.4M	253M	246.3M	238.1M	229.8M	223.7M	223.6M	217.3M
Gross Profit	1.79B	1.72B	1.7B	1.68B	1.46B	1.25B	1.22B	1.22B	1.25B	1.29B	1.31B	1.34B	1.37B	1.4B	1.41B	1.39B	1.31B	1.24B	1.17B	1.12B	1.11B	1.08B	1.05B	1.01B	976.5M	934.3M	898.4M	856M	820.1M	787.2M	770.1M	741.7M	713.7M	687.5M	656.3M	620M	593M
Operating Income	1.11B	1.04B	974.6M	971.3M	605.7M	361.2M	401.5M	420.9M	547.1M	704.6M	832.6M	1.05B	1.27B	1.26B	1.19B	1.18B	926.6M	556.9M	557.8M	458.5M	546M	1.01B	989.2M	968.5M	951.2M	755.1M	676.5M	638.2M	597.3M	583.8M	603M	579.4M	557M	531.2M	515.5M	496.9M	479.6M
Interest Income	20.4M	26.2M	24M	22.9M	21.4M	19.7M	18M	14.6M	10.4M	6.6M	3.2M	1.5M	1.2M	1.2M	1.2M	1.4M	1.5M	2.9M	4.4M	6M	7.9M	8.5M	6.7M	6.1M	5.1M	3.5M	3.5M	2.1M	700K	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Pretax Income	384.8M	329.5M	254M	244M	327.2M	367.6M	414.2M	439.8M	554M	711.7M	833.4M	1.04B	1.28B	1.26B	1.19B	1.18B	926.6M	549.5M	548.6M	449.3M	536.8M	855.9M	841.7M	821M	803.7M	755.1M	676.5M	638.2M	597.3M	583.8M	603M	579.4M	557M	531.2M	515.5M	496.9M	479.6M
Net Income	289.9M	247.9M	189.6M	181.6M	250.9M	286.1M	319.8M	335.8M	421M	535.8M	626.1M	789.3M	970.5M	958.3M	907M	899.1M	706.9M	421M	416.6M	339.9M	407.9M	656.1M	646.1M	631.7M	618.3M	574M	599.2M	548.9M	497M	470.2M	380.7M	365.9M	351.7M	332.8M	325.2M	313.3M	302.6M
Selling & General & Admin	191.6M	192.3M	196.5M	188.2M	186.4M	178.9M	169.3M	161.8M	166.3M	164.3M	163M	159.9M	140.4M	165.6M	166.7M	167.3M	168.3M	139.1M	135M	135M	136.7M	135.3M	131.8M	128.4M	123.8M	123.4M	120.7M	118.7M	117.2M	113.9M	109.9M	104.7M	100.8M	97.6M	94.7M	93.2M	88.7M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	397.2M	172.6M	115.3M	-2.7M	67M	343M	393.7M	496.9M	427.6M	302M	203.5M	46.2M	55.8M	41.6M	37.7M	25.3M	28.7M	28.7M	31.3M	31.2M	17.4M	65.9M	65.5M	67.3M	68.6M	20.6M	18.8M	31.1M	43.4M	57.4M	55.8M	53.6M	52.3M	51.9M	50.8M	50.8M	48.7M
Operating Expenses	1.01B	1.01B	956.1M	730M	641M	685.1M	726.2M	821.9M	740.5M	612.9M	502.4M	308.5M	100.5M	141.4M	213.1M	215.3M	382.8M	686.8M	614.7M	661.4M	561.2M	217.1M	204.5M	192.8M	172.3M	179.2M	221.9M	217.8M	222.8M	203.4M	167.1M	162.3M	156.7M	156.3M	140.8M	123.1M	113.4M
Interest Expense	n/a	n/a	78.8M	149.3M	212.1M	212.1M	133.3M	62.8M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	48.2M	100.1M	151.1M	201.5M	203.1M	196.2M	187.5M	178.2M	167.1M	156.6M	146.5M	135.9M	127.1M	120.2M	114.2M	108.8M	103.2M	97.7M	92.6M	87.9M	83.2M
Selling & Marketing Expenses	95.3M	94.4M	93.2M	92.6M	93.5M	91.7M	88.6M	85.8M	78.5M	75.6M	74.8M	71.4M	67.3M	65.3M	64M	64.3M	67.6M	69.5M	71M	71M	70.5M	70.2M	69.5M	69.2M	68.7M	67.7M	66M	63.9M	61.1M	58.4M	55.3M	53.3M	50.8M	49.4M	49.2M	48.9M	47.9M
Cost & Expenses	1.71B	1.61B	1.61B	1.55B	1.52B	1.5B	1.4B	1.33B	1.21B	1.05B	943.8M	754.2M	520.4M	553.5M	610.2M	592.8M	775.9M	1.08B	1.02B	1.07B	960.9M	613.6M	586.9M	559.1M	519.9M	510.1M	535M	512.9M	502.1M	468.8M	420.1M	408.6M	394.8M	386.1M	364.5M	346.7M	330.7M
Income Tax Expense	94.9M	81.6M	64.4M	62.4M	76.3M	81.5M	94.4M	104M	133M	175.9M	207.3M	254.2M	310.6M	302.6M	285.3M	279.4M	219.7M	128.5M	132M	109.4M	128.9M	199.8M	195.6M	189.3M	185.4M	181.1M	77.3M	89.3M	100.3M	113.6M	222.3M	213.5M	205.3M	198.4M	190.3M	183.6M	177M
Shares Outstanding (Basic)	12.09M	12.26M	12.27M	12.28M	12.48M	12.78M	12.93M	13.05M	13.06M	13.27M	13.29M	13.44M	14.27M	14.73M	15.8M	16.79M	17.06M	17.56M	17.84M	17.84M	18.18M	18.76M	18.94M	18.94M	18.96M	19.42M	19.47M	19.47M	19.44M	19.41M	19.41M	19.46M	19.72M	20.13M	20.38M	20.38M	20.44M
Shares Outstanding (Diluted)	12.28M	12.39M	12.42M	12.28M	12.65M	12.84M	13.04M	13.1M	13.07M	13.29M	13.36M	13.52M	14.34M	14.9M	15.83M	16.79M	17.1M	17.63M	17.85M	17.85M	18.19M	18.83M	18.95M	18.95M	19M	19.5M	19.47M	19.47M	19.47M	19.47M	19.42M	19.46M	19.77M	20.21M	20.38M	20.38M	20.49M
EPS (Basic)	23.71	20.07	15.07	14.12	19.65	22.12	24.38	25.44	31.73	39.05	44.23	53.53	62.73	59.64	54.34	52.08	40.29	23.83	22.99	18.15	21.43	34.71	33.90	32.93	32.01	29.52	30.83	28.26	25.59	24.14	19.36	18.39	17.47	16.38	15.89	15.20	14.57
EPS (Diluted)	23.36	19.78	14.89	13.97	19.49	22.02	24.31	25.37	31.62	38.95	43.97	53.27	62.51	59.39	54.22	51.99	40.21	23.78	22.95	18.12	21.40	34.66	33.85	32.87	31.94	29.46	30.77	28.21	25.55	24.10	19.33	18.35	17.43	16.34	15.85	15.17	14.54
EBITDA	246.1M	618.1M	650.8M	718.2M	778.8M	533.6M	492.9M	440.9M	558.9M	716.6M	844.3M	1.06B	1.3B	1.29B	1.22B	1.2B	949.8M	579.1M	578.2M	478.6M	566.6M	875.1M	859.3M	837.7M	819.5M	772.8M	734.4M	695M	653.6M	640M	653.7M	630.1M	607.3M	581.2M	527M	504.5M	486.7M
EBIT	245M	325.1M	338.4M	405.6M	466.7M	508.6M	483M	435.6M	553.5M	715.7M	828.4M	1.04B	1.28B	1.26B	1.19B	1.18B	923.9M	554.7M	554.3M	453.5M	539.2M	848.1M	832.5M	812M	795.8M	749.3M	712.3M	675.2M	635.2M	622M	636.1M	601.2M	566.9M	527.2M	509.6M	491M	475.8M
Depreciation & Amortization	20.7M	27.8M	27.6M	27.8M	27.3M	26.6M	26.2M	25.3M	25.4M	25.6M	25.9M	26.5M	26.4M	26.3M	26M	25.4M	24.8M	23.8M	23.3M	23M	22.8M	22.4M	22.2M	21.3M	20.4M	19.5M	18.1M	17M	16.5M	16.4M	16M	16M	15.6M	15.3M	15M	14.8M	14.3M