C&F Financial Corporation (CFFI)
C&F Financial Statistics
Share Statistics
C&F Financial has 3.24M shares outstanding. The number of shares has increased by -3.51% in one year.
| Shares Outstanding | 3.24M |
| Shares Change (YoY) | -3.51% |
| Shares Change (QoQ) | 0.18% |
| Owned by Institutions (%) | 37.61% |
| Shares Floating | n/a |
| Failed to Deliver (FTD) Shares | 999 |
| FTD / Avg. Volume | 8.48% |
Short Selling Information
The latest short interest is 24.57K, so 0.76% of the outstanding shares have been sold short.
| Short Interest | 24.57K |
| Short % of Shares Out | 0.76% |
| Short % of Float | 0.82% |
| Short Ratio (days to cover) | 1.62 |
Valuation Ratios
The PE ratio is 11.71 and the forward PE ratio is null. C&F Financial's PEG ratio is -0.98.
| PE Ratio | 11.71 |
| Forward PE | n/a |
| PS Ratio | 1.66 |
| Forward PS | 0.8 |
| PB Ratio | 1.02 |
| P/FCF Ratio | 6.03 |
| PEG Ratio | -0.98 |
Enterprise Valuation
C&F Financial has an Enterprise Value (EV) of 244.99M.
| EV / Sales | 1.76 |
| EV / EBITDA | 0 |
| EV / EBIT | 6.37 |
| EV / FCF | 6.37 |
Financial Position
The company has a current ratio of 13.34, with a Debt / Equity ratio of 0.13.
| Current Ratio | 13.34 |
| Quick Ratio | 13.34 |
| Debt / Equity | 0.13 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.75 |
| Interest Coverage | 3.15 |
Financial Efficiency
Return on Equity is 8.74% and Return on Invested Capital is 21.18%.
| Return on Equity | 8.74% |
| Return on Assets | 0.77% |
| Return on Invested Capital | 21.18% |
| Revenue Per Employee | $256,135.78 |
| Profits Per Employee | $36,392.66 |
| Employee Count | 545 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 4.21M |
| Effective Tax Rate | 17.47% |
Stock Price Statistics
The stock price has increased by 61.67% in the last 52 weeks. The beta is 0.33, so C&F Financial's price volatility has been higher than the market average.
| Beta | 0.33 |
| 52-Week Price Change | 61.67% |
| 50-Day Moving Average | 68.21 |
| 200-Day Moving Average | 66.29 |
| Relative Strength Index (RSI) | 54.26 |
| Average Volume (20 Days) | 11,781 |
Income Statement
In the last 12 months, C&F Financial had revenue of 139.59M and earned 19.83M in profits. Earnings per share was 6.09.
| Revenue | 139.59M |
| Gross Profit | 139.59M |
| Operating Income | 134.77M |
| Net Income | 19.83M |
| EBITDA | n/a |
| EBIT | 66.95M |
| Earnings Per Share (EPS) | 6.09 |
Balance Sheet
The company has 16.16M in cash and 28.99M in debt, giving a net cash position of -12.83M.
| Cash & Cash Equivalents | 16.16M |
| Total Debt | 28.99M |
| Net Cash | -12.83M |
| Retained Earnings | 247.81M |
| Total Assets | 2.56B |
| Working Capital | 132.04M |
Cash Flow
In the last 12 months, operating cash flow was 38.49M and capital expenditures 0, giving a free cash flow of 38.49M.
| Operating Cash Flow | 38.49M |
| Capital Expenditures | n/a |
| Free Cash Flow | 38.49M |
| FCF Per Share | 11.81 |
Margins
Gross margin is 100%, with operating and profit margins of 96.54% and 14.21%.
| Gross Margin | 100% |
| Operating Margin | 96.54% |
| Pretax Margin | 17.29% |
| Profit Margin | 14.21% |
| EBITDA Margin | n/a |
| EBIT Margin | 96.54% |
| FCF Margin | 27.57% |
Dividends & Yields
CFFI pays an annual dividend of $2.22, which amounts to a dividend yield of 2.49%.
| Dividend Per Share | $2.22 |
| Dividend Yield | 2.49% |
| Dividend Growth (YoY) | 4.55% |
| Payout Ratio | 33.33% |
| Earnings Yield | 8.54% |
| FCF Yield | 16.58% |
Analyst Forecast
Currently there are no analyst rating for CFFI.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Jul 21, 1998. It was a forward split with a ratio of 2:1.
| Last Split Date | Jul 21, 1998 |
| Split Type | forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | 0.32 |
| Piotroski F-Score | 6 |