Citizens Financial Group ... (CFG)

NYSE: CFG · Real-Time Price · USD

37.34

0.45 (1.22%)

At close: May 01, 2025, 3:59 PM

36.08

-3.37%

After-hours: May 01, 2025, 07:30 PM EDT

Citizens Financial Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	7.79B	7.63B	7.75B	7.88B	8.05B	8.27B	8.44B	8.31B	7.83B	7.51B	6.99B	6.63B	6.65B	6.63B	6.76B	6.91B	6.91B	6.83B	6.68B	6.56B	6.49B	6.44B	6.36B	6.24B	6.12B	6.02B	5.9B	5.79B	5.71B	5.59B	5.52B	5.41B	5.25B	5.12B	4.95B	4.87B
Cost of Revenue	-1.04B	-164.23M	-171M	-171M	-171M	-194M	-194M	-194M	-194M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	8.83B	7.8B	7.92B	8.05B	8.22B	8.47B	8.63B	8.5B	8.02B	7.51B	6.99B	6.63B	6.65B	6.63B	6.76B	6.91B	6.91B	6.83B	6.68B	6.56B	6.49B	6.44B	6.36B	6.24B	6.12B	6.02B	5.9B	5.79B	5.71B	5.59B	5.52B	5.41B	5.25B	5.12B	4.95B	4.87B
Operating Income	1.87B	1.58B	1.66B	1.8B	2.03B	2.62B	2.89B	2.76B	2.63B	2.52B	2.39B	2.73B	2.98B	2.86B	2.56B	2.03B	1.3B	1.27B	1.47B	1.74B	2.26B	2.28B	2.28B	2.25B	2.18B	2.17B	2.11B	2.02B	1.96B	1.82B	1.73B	1.63B	1.53B	1.45B	1.36B	1.28B
Interest Income	10.19B	10.4B	10.46B	10.41B	10.2B	9.78B	9.15B	8.25B	7.06B	6.01B	5.26B	4.85B	4.85B	4.9B	4.96B	5.09B	5.36B	5.61B	5.87B	6.1B	6.19B	6.23B	6.17B	6B	5.76B	5.51B	5.29B	5.09B	4.92B	4.75B	4.57B	4.41B	4.27B	4.13B	4.03B	3.93B
Pretax Income	1.89B	1.58B	1.66B	1.8B	2.03B	2.65B	2.92B	2.78B	2.65B	2.51B	2.38B	2.73B	2.98B	2.86B	2.56B	2.03B	1.3B	1.27B	1.46B	1.73B	2.25B	2.27B	2.28B	2.25B	2.18B	2.13B	2.07B	1.98B	1.91B	1.82B	1.74B	1.64B	1.53B	1.45B	1.36B	1.28B
Net Income	1.51B	1.3B	1.34B	1.43B	1.61B	2.07B	2.28B	2.16B	2.07B	1.95B	1.84B	2.13B	2.32B	2.25B	2.03B	1.63B	1.06B	1.05B	1.19B	1.39B	1.79B	1.81B	1.8B	1.77B	1.72B	1.92B	1.83B	1.72B	1.65B	1.27B	1.22B	1.14B	1.04B	984M	907M	854M
Selling & General & Admin	2.99B	3.25B	3.27B	3.25B	3.18B	2.9B	2.87B	2.9B	2.81B	3.1B	2.93B	2.76B	2.7B	2.34B	2.33B	2.3B	2.29B	2.21B	2.2B	2.19B	2.15B	2.48B	2.48B	2.46B	2.45B	2.3B	2.26B	2.25B	2.22B	1.98B	1.97B	1.96B	1.93B	1.9B	1.87B	1.85B
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	1.96B	1.51B	802M	802M	802M	701M	701M	701M	701M	n/a	n/a	n/a	n/a	508M	508M	508M	508M	552M	552M	552M	552M	498M	498M	498M	498M	474M	474M	474M	474M	476M	936M	1.37B	1.79B	1.76B	1.72B	1.74B
Operating Expenses	6.07B	5.7B	5.56B	5.57B	5.51B	5.1B	5.05B	5.06B	4.89B	4.74B	4.51B	4.19B	4.08B	4.03B	4.01B	4B	3.99B	3.96B	3.95B	3.92B	3.85B	3.81B	3.75B	3.67B	3.62B	3.58B	3.54B	3.5B	3.47B	3.38B	3.38B	3.4B	3.35B	3.33B	3.26B	3.25B
Interest Expense	4.55B	4.69B	4.59B	4.37B	3.96B	3.33B	2.56B	1.74B	1.05B	567M	340M	306M	339M	383M	449M	552M	771M	1.01B	1.26B	1.48B	1.57B	1.59B	1.52B	1.4B	1.23B	1.07B	940M	829M	747M	672M	604M	548M	508M	488M	472M	461M
Selling & Marketing Expenses	170M	169M	177M	184M	187M	189M	195M	178M	166M	148M	126M	118M	111M	107M	99M	95M	100M	101M	108M	109M	112M	120M	125M	131M	129M	118M	109M	104M	105M	107M	104M	100M	98M	98M	99M	103M
Cost & Expenses	6.41B	6.22B	6.25B	6.26B	6.19B	5.81B	5.71B	5.72B	5.39B	5.02B	4.67B	4.17B	4.06B	4.03B	4.01B	4B	3.99B	3.96B	3.95B	3.92B	3.85B	3.81B	3.75B	3.67B	3.62B	3.58B	3.54B	3.5B	3.47B	3.38B	3.38B	3.4B	3.35B	3.33B	3.26B	3.25B
Income Tax Expense	379M	288M	319M	365M	422M	581M	639M	619M	582M	561M	535M	604M	658M	619M	529M	400M	241M	217M	271M	344M	460M	461M	479M	476M	462M	207M	239M	259M	260M	555M	520M	494M	489M	467M	452M	426M
Shares Outstanding (Basic)	440.8M	446.56M	454.14M	461.36M	466.23M	469.48M	479.47M	485.44M	493.29M	495.65M	491.5M	422.4M	424.7M	426.09M	425.95M	425.95M	427.07M	426.85M	426.61M	427.72M	434.68M	445.7M	458.15M	460.71M	467.34M	475.96M	484.74M	487.5M	492.15M	500.86M	506.37M	509.45M	512.02M	519.46M	538.34M	528.07M
Shares Outstanding (Diluted)	444.84M	449.91M	456.56M	463.8M	468.16M	471.18M	480.98M	487.71M	495.48M	497.48M	493.3M	424.67M	426.87M	427.84M	427.56M	427.88M	428.88M	427.99M	427.57M	429.39M	436.5M	447.13M	459.3M	462.52M	469.1M	477.6M	486.14M	489.27M	493.79M	502.16M	507.41M	511.35M	513.9M	521.12M	530.37M	530.45M
EPS (Basic)	3.89	2.56	2.64	2.78	3.12	4.04	4.42	4.17	4.11	4.02	3.97	4.74	5.18	5.00	4.50	3.58	2.23	2.22	2.51	2.93	3.82	3.80	3.75	3.68	3.54	3.93	3.69	3.44	3.27	2.47	2.35	2.18	1.98	1.85	1.69	1.58
EPS (Diluted)	3.85	2.54	2.62	2.76	3.11	4.02	4.40	4.15	4.08	4.00	3.95	4.72	5.16	4.98	4.48	3.57	2.23	2.22	2.51	2.93	3.82	3.80	3.74	3.67	3.53	3.92	3.69	3.44	3.27	2.47	2.35	2.18	1.98	1.85	1.69	1.58
EBITDA	2.25B	2.08B	2.16B	2.26B	2.51B	3.03B	3.29B	3.31B	3.13B	3.13B	3.01B	3.27B	3.6B	3.48B	3.14B	2.56B	1.88B	1.88B	2.13B	2.43B	2.88B	2.84B	2.8B	2.75B	2.67B	2.6B	2.54B	2.46B	2.4B	2.33B	2.27B	2.16B	2.05B	1.95B	1.84B	1.75B
EBIT	1.91B	1.62B	1.66B	1.8B	2.03B	2.65B	2.92B	2.78B	2.65B	2.51B	2.38B	2.73B	2.98B	2.86B	2.56B	2.03B	1.3B	1.27B	1.46B	1.73B	2.25B	2.27B	2.28B	2.25B	2.18B	2.13B	2.07B	1.98B	1.91B	1.82B	1.74B	1.64B	1.53B	1.45B	1.36B	1.28B
Depreciation & Amortization	374M	500M	493M	462M	478M	469M	468M	616M	565M	620M	635M	540M	625M	612M	579M	526M	578M	612M	674M	703M	633M	572M	521M	501M	489M	471M	470M	483M	485M	507M	536M	535M	523M	508M	482M	470M