Citizens Inc. (CIA)
Citizens Statistics
Share Statistics
Citizens has 49.91M shares outstanding. The number of shares has increased by 0.55% in one year.
| Shares Outstanding | 49.91M |
| Shares Change (YoY) | 0.55% |
| Shares Change (QoQ) | 0% |
| Owned by Institutions (%) | 15.28% |
| Shares Floating | 44.4M |
| Failed to Deliver (FTD) Shares | 5.38K |
| FTD / Avg. Volume | 4.66% |
Short Selling Information
The latest short interest is 4.88M, so 9.77% of the outstanding shares have been sold short.
| Short Interest | 4.88M |
| Short % of Shares Out | 9.77% |
| Short % of Float | 9.9% |
| Short Ratio (days to cover) | 33.71 |
Valuation Ratios
The PE ratio is 15.01 and the forward PE ratio is 10.33. Citizens's PEG ratio is -0.33.
| PE Ratio | 15.01 |
| Forward PE | 10.33 |
| PS Ratio | 0.91 |
| Forward PS | 0.8 |
| PB Ratio | 1.06 |
| P/FCF Ratio | 7.16 |
| PEG Ratio | -0.33 |
Enterprise Valuation
Citizens has an Enterprise Value (EV) of 219.49M.
| EV / Sales | 0.9 |
| EV / EBITDA | 0 |
| EV / EBIT | 36.87 |
| EV / FCF | 7.02 |
Financial Position
The company has a current ratio of 0, with a Debt / Equity ratio of 0.
| Current Ratio | 0 |
| Quick Ratio | 0 |
| Debt / Equity | 0 |
| Debt / EBITDA | - |
| Debt / FCF | 0 |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is 7.09% and Return on Invested Capital is 45.31%.
| Return on Equity | 7.09% |
| Return on Assets | 0.88% |
| Return on Invested Capital | 45.31% |
| Revenue Per Employee | $991.91K |
| Profits Per Employee | $60.37K |
| Employee Count | 247 |
| Asset Turnover | 0.15 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 68K |
| Effective Tax Rate | 0.45% |
Stock Price Statistics
The stock price has increased by 90.65% in the last 52 weeks. The beta is 0.26, so Citizens's price volatility has been higher than the market average.
| Beta | 0.26 |
| 52-Week Price Change | 90.65% |
| 50-Day Moving Average | 4.54 |
| 200-Day Moving Average | 4.15 |
| Relative Strength Index (RSI) | 43.24 |
| Average Volume (20 Days) | 115.47K |
Income Statement
In the last 12 months, Citizens had revenue of 245M and earned 14.91M in profits. Earnings per share was 0.27.
| Revenue | 245M |
| Gross Profit | 245M |
| Operating Income | 14.98M |
| Net Income | 14.91M |
| EBITDA | 0 |
| EBIT | -619K |
| Earnings Per Share (EPS) | 0.27 |
Balance Sheet
The company has 4.27M in cash and 0 in debt, giving a net cash position of 4.27M.
| Cash & Cash Equivalents | 4.27M |
| Total Debt | 0 |
| Net Cash | 4.27M |
| Retained Earnings | 57.06M |
| Total Assets | 1.56B |
| Working Capital | 18.66M |
Cash Flow
In the last 12 months, operating cash flow was 5.95M and capital expenditures -663K, giving a free cash flow of 31.25M.
| Operating Cash Flow | 5.95M |
| Capital Expenditures | -663K |
| Free Cash Flow | 31.25M |
| FCF Per Share | 0.56 |
Margins
Gross margin is 100%, with operating and profit margins of 6.11% and 6.09%.
| Gross Margin | 100% |
| Operating Margin | 6.11% |
| Pretax Margin | 6.11% |
| Profit Margin | 6.09% |
| EBITDA Margin | n/a |
| EBIT Margin | 6.11% |
| FCF Margin | 12.76% |
Dividends & Yields
CIA does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | 6.66% |
| FCF Yield | 13.97% |
Analyst Forecast
Currently there are no analyst rating for CIA.
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
Stock Splits
The last stock split was on Dec 13, 2005. It was a forward split with a ratio of 107:100.
| Last Split Date | Dec 13, 2005 |
| Split Type | forward |
| Split Ratio | 107:100 |
Scores
| Altman Z-Score | 0.33 |
| Piotroski F-Score | 5 |