Consumer Portfolio Servic... (CPSS)

NASDAQ: CPSS · Real-Time Price · USD

8.92

0.33 (3.84%)

At close: May 02, 2025, 12:01 PM

Consumer Portfolio Services Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	330.49M	363.68M	317.29M	276.06M	239.66M	207.83M	220.47M	234.56M	242.19M	240.42M	223.83M	208.37M	192.57M	179.66M	175.19M	168.21M	169.82M	188.48M	200.29M	218.11M	235.27M	241.95M	254.19M	269.75M	288.31M	307.02M	323.37M	336.03M	342.04M	345.2M	346.65M	345.02M	342.34M	334.93M	326.45M	315.92M
Cost of Revenue	1.73M	1.93M	2.23M	3.65M	3.44M	10.77M	11.21M	9.95M	11.8M	4.69M	4.61M	6.24M	6.29M	5.87M	5.75M	5.57M	5.36M	5.36M	5.28M	5.46M	5.75M	5.75M	5.92M	5.77M	5.64M	5.64M	5.58M	5.45M	5.26M	5.26M	4.63M	4.19M	3.61M	3.61M	3.42M	3.08M
Gross Profit	328.76M	361.75M	315.06M	272.41M	236.23M	197.07M	209.25M	224.61M	230.38M	235.73M	219.22M	202.13M	186.28M	173.79M	169.44M	162.64M	164.46M	183.12M	195.01M	212.65M	229.53M	236.21M	248.27M	263.98M	282.66M	301.38M	317.79M	330.58M	336.78M	339.94M	342.02M	340.84M	338.73M	331.32M	323.03M	312.84M
Operating Income	208.81M	192.44M	149.75M	120.47M	76.94M	33.62M	77.23M	92.84M	138.57M	179.13M	159.18M	157.82M	140.99M	129.06M	121.97M	120.25M	121.46M	120.5M	120.48M	119.83M	119.69M	122.4M	122.15M	121.51M	120.17M	120.89M	121.81M	123.15M	124.42M	126.64M	128.57M	129.43M	129.6M	127.27M	124.42M	121.25M
Interest Income	384.96M	371.07M	361.68M	350.44M	341.22M	331.65M	330.39M	328.12M	320.52M	308.55M	287.56M	272.63M	261.85M	255.37M	257.78M	258.34M	265.45M	287.49M	301.59M	320.04M	337.1M	342.58M	352.67M	365.24M	380.3M	396.63M	410.03M	420.5M	424.17M	424.32M	422.68M	416.91M	409M	395.82M	381.02M	364.22M
Pretax Income	27.43M	29.92M	37.29M	49.22M	61.1M	69.56M	89.68M	105.3M	116.19M	122.27M	107.47M	87.13M	65.75M	47.84M	34.18M	24.95M	20.12M	14.53M	11.47M	9.6M	9.16M	13.06M	14.94M	16.82M	18.7M	22.13M	25.54M	28.84M	32.07M	36.5M	40.85M	45.22M	49.66M	52.79M	55.99M	58.86M
Net Income	19.2M	21.25M	26.83M	36.11M	45.34M	52.29M	67.33M	78.69M	85.98M	90.81M	79.08M	63.48M	47.52M	32.7M	22.79M	16.05M	21.68M	17.56M	15.63M	14.46M	5.41M	10.73M	12.09M	13.45M	14.86M	-443K	1.02M	2.43M	3.76M	21.18M	23.86M	26.57M	29.3M	30.8M	32.3M	33.56M
Selling & General & Admin	173.66M	170.7M	167.73M	157.79M	153.9M	144.84M	134.73M	136.51M	127.74M	129.51M	125.06M	117.63M	115.15M	107.81M	109.19M	109.58M	112.18M	114.92M	116.35M	117.14M	113.88M	112.48M	110.63M	109.47M	110.36M	107.66M	105.88M	106.97M	103.53M	102.56M	100.75M	94.62M	90.39M	87.61M	84.86M	85.3M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	-79.26M	-129.1M	-65.87M	-84.9M	-30.71M	293.36M	274.65M	375.71M	321.9M	132.77M	127.86M	133.32M	221.46M	199.47M	214.96M	224.89M	162.48M	85.14M	23.6M	-36.28M	-26.46M	-27.02M	-27.14M	-26.93M	-26.17M	-25.57M	-24.92M	-16.6M	-16.15M	-15.89M	-15.87M	-23.7M	-23.78M	-23.56M	-23.48M	-15.96M
Operating Expenses	101.86M	90.73M	116.48M	130.38M	137.72M	309.58M	287.24M	349.96M	287.38M	134.75M	127.88M	146.59M	212.09M	182.01M	197.89M	207.83M	179.15M	176.06M	139.52M	104.89M	105.32M	103.73M	101.73M	100.73M	101.75M	99.12M	97.42M	102.24M	99.01M	98.39M	97.25M	88.02M	84.42M	82.13M	79.61M	82.84M
Interest Expense	191.26M	179.01M	166.84M	155.84M	146.63M	135.22M	120.82M	103.88M	87.52M	75.63M	70.48M	70.69M	75.24M	81.22M	87.79M	95.29M	101.34M	105.97M	109.01M	110.23M	110.53M	109.34M	107.21M	104.69M	101.47M	98.76M	96.27M	94.32M	92.34M	90.14M	87.72M	84.21M	79.94M	74.48M	68.43M	62.39M
Selling & Marketing Expenses	46.91M	45.34M	20.78M	20.36M	21.22M	22.37M	23M	23.38M	23.04M	21.59M	19.91M	18.28M	16.88M	15.97M	14.88M	13.76M	14.21M	14.73M	15.93M	17.49M	17.89M	18.27M	18.24M	18.2M	17.57M	17.03M	16.46M	15.86M	15.61M	15.71M	16.37M	17.11M	17.82M	18.09M	18.23M	17.94M
Cost & Expenses	178.52M	161.6M	188.93M	121.39M	133.51M	318.7M	296.81M	359.52M	296.95M	75.89M	68.95M	89.67M	157.08M	187.88M	203.64M	213.4M	182.82M	179.73M	141.35M	104.89M	105.32M	103.73M	101.73M	100.73M	101.75M	99.12M	97.42M	102.24M	99.01M	98.39M	97.25M	88.02M	84.42M	82.13M	79.61M	82.84M
Income Tax Expense	8.23M	8.68M	10.46M	13.11M	15.75M	17.27M	22.36M	26.61M	30.21M	31.45M	28.39M	23.66M	18.22M	15.14M	11.39M	8.9M	-1.56M	-3.03M	-4.16M	-4.86M	3.76M	2.33M	2.85M	3.37M	3.84M	22.58M	24.52M	26.41M	28.31M	15.32M	16.98M	18.66M	20.36M	21.99M	23.69M	25.3M
Shares Outstanding (Basic)	21.29M	21.34M	21.26M	21.14M	21.14M	21.15M	20.87M	20.42M	20.34M	26.65M	21.37M	28.15M	21.66M	23.01M	22.84M	22.74M	22.55M	22.67M	22.68M	22.54M	22.53M	22.53M	22.36M	22.24M	22.55M	22.64M	21.18M	21.58M	21.61M	22.47M	23.08M	23.52M	23.71M	23.89M	24.54M	25.3M
Shares Outstanding (Diluted)	24.27M	24.15M	24.26M	24.6M	24.88M	25.22M	25.37M	25.39M	23.83M	26.65M	27.69M	28.2M	26.81M	26.22M	25.13M	24.97M	24.54M	23.91M	23.69M	23.88M	23.95M	24.07M	23.98M	24.26M	24.41M	24.73M	25.12M	25.66M	21.7M	26.78M	27.6M	28.22M	28.39M	28.5M	29.11M	30.15M
EPS (Basic)	0.90	1.00	1.27	1.72	2.18	2.53	2.99	3.50	3.57	3.76	3.40	2.65	2.13	1.43	1.01	0.71	0.96	0.78	0.69	0.64	0.24	0.48	0.54	0.61	0.68	-0.02	0.05	0.10	0.14	0.91	1.01	1.11	1.21	1.25	1.28	1.31
EPS (Diluted)	0.79	0.87	1.08	1.44	1.79	2.09	2.63	2.99	3.20	3.32	2.89	2.37	1.83	1.29	0.93	0.67	0.91	0.74	0.66	0.61	0.23	0.45	0.50	0.55	0.60	-0.08	-0.04	n/a	0.04	0.76	0.85	0.93	1.01	1.04	1.06	1.08
EBITDA	178M	167.82M	110.7M	57.1M	50.33M	-1K	34.75M	69.35M	99.1M	140.88M	126.08M	105.78M	84.4M	72.5M	52.54M	38.25M	29.88M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	8.46M	16.81M	24.98M	33M	37.41M	41.71M	33.54M	25.52M	12.66M	n/a	n/a
EBIT	219.1M	208.94M	151.83M	98.24M	49.48M	-1.05M	56.97M	110.17M	109.99M	151.76M	93.52M	40.12M	40.11M	28.18M	28.15M	28.08M	28.09M	-1.63M	-1.47M	-1.24M	-1.08M	-1.03M	-1.01M	-1M	-992K	7.47M	15.84M	24.04M	32.07M	36.5M	40.85M	32.71M	24.74M	11.92M	-703K	-664K
Depreciation & Amortization	862K	855K	840K	830K	846K	1.05M	1.26M	1.43M	1.62M	1.63M	1.63M	1.66M	1.68M	1.69M	1.72M	1.79M	1.78M	1.63M	1.47M	1.24M	1.08M	1.03M	1.01M	1M	992K	988K	976K	946K	934K	901K	858K	830K	777K	734K	703K	664K