Encore Capital Group Inc. (ECPG)

NASDAQ: ECPG · Real-Time Price · USD

34.47

0.07 (0.20%)

At close: May 01, 2025, 3:59 PM

34.42

-0.15%

After-hours: May 01, 2025, 06:00 PM EDT

Encore Capital Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	1.31B	1.32B	1.27B	1.24B	1.22B	1.18B	1.18B	1.21B	1.4B	1.52B	1.63B	1.7B	1.61B	1.64B	1.63B	1.63B	1.5B	1.47B	1.42B	1.34B	1.4B	1.4B	1.38B	1.38B	1.36B	1.33B	1.3B	1.24B	1.19B	1.14B	1.01B	1.01B	1.03B	1.06B	1.16B	1.16B
Cost of Revenue	524.32M	582.26M	602.35M	655.68M	651.44M	641.28M	631.91M	632.47M	628.65M	637.19M	657.97M	672.37M	686.51M	712.05M	710.32M	670.87M	667M	663.34M	657.22M	679.55M	663.86M	637.24M	631.08M	624.21M	622.22M	621.09M	600.25M	586.57M	559.5M	523.31M	520.93M	511.82M	518.09M	537.62M	537.17M	538.68M
Gross Profit	788.9M	742.73M	665.2M	582.76M	571.24M	538.01M	545.51M	578.83M	769.7M	884.46M	968.55M	1.02B	927.98M	927.76M	920.54M	958.29M	834.4M	803.25M	761.62M	660.13M	733.82M	761.37M	748.37M	758.11M	739.81M	709.7M	700.46M	655.31M	627.53M	617.63M	492.73M	500.36M	511.17M	518.01M	626.84M	626.25M
Operating Income	157.03M	74.03M	43.45M	29.99M	16.54M	230.15M	235.15M	266.03M	460.9M	588.5M	674.63M	729.97M	633.27M	633.46M	609.27M	654.67M	533.56M	522.56M	488.45M	382.49M	446.35M	449.02M	438.2M	427.91M	405.3M	353.65M	359.99M	337.15M	324.54M	347.75M	222.7M	233.85M	241.51M	191.84M	247.51M	242.77M
Interest Income	7.08M	-3.99M	49.24M	98.1M	143.99M	186.31M	175.62M	126.76M	80.87M	38.56M	n/a	n/a	n/a	14.99M	14.99M	14.99M	14.99M	n/a	n/a	n/a	53.95M	53.95M	53.95M	113.4M	115.9M	115.9M	167.71M	157.85M	149.83M	149.83M	145.95M	146.33M	148.11M	154.75M	114.52M	71.49M
Pretax Income	-96.22M	-157.93M	-168.63M	-174.81M	-180.26M	45.55M	57.9M	105.25M	310.99M	442.02M	507.88M	545.58M	436.54M	399.11M	365.69M	410.65M	282.9M	292.31M	259.88M	142.11M	201.24M	199.25M	186.71M	176.42M	156.49M	112.75M	142.84M	137.16M	131.23M	158.71M	33.01M	44.68M	57.38M	6.74M	58.2M	55.07M
Net Income	-139.24M	-184.7M	-196M	-201.88M	-206.49M	-8.85M	3.31M	37.44M	194.56M	343.76M	395.84M	431.9M	350.78M	312.02M	283.1M	316.93M	211.85M	217.61M	201.83M	108.16M	167.87M	171.82M	153.68M	143.31M	115.89M	81.53M	89M	82.96M	83.23M	93.36M	63.64M	72.97M	76.57M	52.77M	43.34M	41.4M
Selling & General & Admin	163.85M	148.64M	145.39M	143.14M	144.86M	148.08M	149.79M	150.23M	145.8M	140.68M	139.22M	139.08M	137.69M	137.95M	155.59M	149.38M	149.11M	137.47M	122.18M	126.19M	133.85M	145.52M	149.25M	158.62M	158.35M	178.49M	169.1M	164.05M	158.08M	133.75M	136.12M	132.13M	134.05M	140.09M	193.22M	199.45M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	330.75M	87.58M	9.81M	6.01M	41.77M	85.65M	120.49M	161.3M	161.73M	117.06M	59.61M	21.13M	-17.78M	-16.14M	1.73M	-1.85M	-357K	-3.79M	-15.7M	-13.93M	-18.34M	-19.57M	-10.56M	-13.93M	-8.76M	-6.12M	5.29M	12.44M	10.85M	11.87M	7.1M	7.71M	14.23M	15.01M	9.98M	7.24M
Operating Expenses	566.41M	346.31M	299.35M	295.84M	297.78M	306.58M	309.09M	311.53M	307.53M	295.96M	293.92M	295M	294.71M	294.3M	311.27M	303.61M	300.84M	280.69M	262.45M	266.93M	276.76M	301.63M	310.16M	330.2M	334.51M	356.05M	340.47M	318.16M	303M	269.88M	270.03M	266.51M	269.65M	276.89M	330.05M	334.2M
Interest Expense	256.32M	227.04M	211.18M	196.08M	190.45M	182.48M	171.22M	158.38M	142.32M	138.1M	139.26M	145.83M	157.18M	170.48M	190.88M	198.27M	208.02M	210.15M	204.61M	209.11M	157.22M	160.66M	173.94M	122.05M	122.05M	116.79M	51.69M	51.69M	51.69M	48.45M	48.45M	48.45M	48.45M	50.19M	95.5M	138.09M
Selling & Marketing Expenses	106.61M	106.61M	106.61M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	10.03M	20.65M	32.14M	43.7M	41.58M	39.8M	37.58M	36.14M	37.57M	38.1M	37.29M
Cost & Expenses	1.16B	994.04M	967.16M	951.52M	949.22M	947.87M	941M	944M	936.17M	933.15M	951.89M	967.37M	981.23M	1.01B	1.02B	974.48M	967.84M	944.02M	919.68M	946.48M	940.62M	938.87M	941.24M	954.41M	956.73M	977.14M	940.73M	904.73M	862.5M	793.19M	790.96M	778.33M	787.74M	814.51M	867.22M	872.88M
Income Tax Expense	43.03M	26.77M	27.37M	27.07M	26.23M	54.39M	54.59M	67.81M	116.42M	98.26M	112.04M	113.4M	85.34M	86.78M	81.82M	92.78M	70.37M	73.76M	57.03M	33.22M	32.33M	27.54M	41.4M	40.95M	46.75M	46.26M	47.23M	49.45M	52.05M	71.82M	40.2M	40.12M	38.2M	-3.53M	5.35M	7.86M
Shares Outstanding (Basic)	23.92M	23.91M	23.88M	23.78M	23.74M	23.71M	23.67M	23.55M	23.54M	25.81M	26.39M	27.46M	27.95M	30.23M	30.91M	31.47M	31.5M	31.48M	31.41M	31.31M	31.23M	31.34M	31.23M	31.2M	31.11M	29.87M	26.15M	26.06M	26.02M	26.01M	25.98M	25.88M	25.79M	25.4M	25.74M	25.55M
Shares Outstanding (Diluted)	23.92M	24.41M	24.1M	24.47M	23.74M	24.38M	24.28M	24.94M	23.54M	25.92M	26.41M	27.48M	30.04M	31.36M	31.41M	31.83M	31.83M	31.83M	31.56M	31.31M	31.61M	31.66M	31.43M	31.36M	31.27M	30.12M	26.41M	26.42M	26.41M	26.74M	26.39M	26.09M	25.99M	25.78M	25.87M	25.87M
EPS (Basic)	-5.81	-7.79	-8.25	-8.49	-8.68	-0.39	0.01	1.19	6.80	12.63	14.17	15.00	11.61	10.07	9.05	10.08	6.74	6.94	6.44	3.46	5.37	5.50	4.95	4.79	4.05	3.03	3.42	3.19	3.20	3.59	2.45	2.82	2.98	2.06	1.69	1.61
EPS (Diluted)	-6.03	-8.01	-8.48	-8.74	-8.78	-0.49	-0.06	1.15	6.80	12.44	13.88	14.66	11.23	9.87	8.93	9.99	6.69	6.88	6.39	3.43	5.33	5.47	4.93	4.76	4.02	3.00	3.36	3.13	3.15	3.55	2.44	2.81	2.95	2.03	1.66	1.55
EBITDA	291.98M	394.8M	367.27M	356.74M	346.31M	279.55M	285.01M	316.83M	512.67M	636.02M	724.63M	780.37M	683.35M	682.5M	586.41M	630.31M	507.97M	496.92M	486.38M	379.62M	443.19M	444.57M	477.81M	468.69M	446.53M	347.27M	352.26M	327.17M	312.75M	325.76M	202.71M	213.54M	226.52M	231.02M	280.98M	272.71M
EBIT	165.82M	79.04M	50.07M	32.5M	18.11M	217.19M	221.8M	256.22M	449.76M	574.88M	642.3M	687.11M	589.97M	550.73M	529.41M	580.54M	460.92M	500.98M	469.95M	365.76M	421.88M	419.86M	405.54M	388.39M	371.2M	325.6M	352.19M	336.62M	321.88M	345.58M	216.28M	228.37M	243.12M	194.08M	241.61M	230.79M
Depreciation & Amortization	32.43M	32.44M	35.47M	38.72M	41.74M	48.13M	48.59M	49.53M	50.49M	47.52M	50M	50.4M	50.08M	49.04M	45.51M	44.01M	42.78M	42.73M	42.12M	41.32M	41.03M	39.73M	39.6M	40.79M	41.23M	45.39M	44.04M	41.79M	39.98M	34.56M	34.07M	33.63M	34.87M	35.4M	35.61M	35.46M