Essent Group Ltd. (ESNT)

NYSE: ESNT · Real-Time Price · USD

57.10

0.17 (0.30%)

At close: May 01, 2025, 3:59 PM

57.38

0.48%

Pre-market: May 02, 2025, 08:31 AM EDT

Essent Income Statement

Financials in USD. Fiscal year is January - December.

Fiscal Year	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017	Q4 2016	Q3 2016	Q2 2016	Q1 2016
Period Ending	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017	Dec 31, 2016	Sep 30, 2016	Jun 30, 2016	Mar 31, 2016
Revenue	1.27B	1.23B	1.2B	1.15B	1.11B	1.04B	1.01B	992.46M	1B	1.03B	1.05B	1.05B	1.03B	1.02B	978.29M	971.11M	955.15M	936.72M	920.07M	895.88M	867.57M	831.93M	790.54M	752.42M	719.35M	687.34M	652.54M	616.38M	576.51M	541.77M	512.83M	483.38M	458.26M	429.36M	399.84M	375.75M
Cost of Revenue	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Gross Profit	1.27B	1.23B	1.2B	1.15B	1.11B	1.04B	1.01B	992.46M	1B	1.03B	1.05B	1.05B	1.03B	1.02B	978.29M	971.11M	955.15M	936.72M	920.07M	895.88M	867.57M	831.93M	790.54M	752.42M	719.35M	687.34M	652.54M	616.38M	576.51M	541.77M	512.83M	483.38M	458.26M	429.36M	399.84M	375.75M
Operating Income	855.49M	863.5M	865.37M	835.45M	823M	793.03M	794.51M	861.03M	988.18M	1.03B	1.07B	982.58M	822.31M	751.44M	653.19M	481.58M	490.1M	518.33M	542.12M	686.04M	659.06M	636.74M	604.66M	574.84M	546.7M	499.99M	467.25M	433.3M	398.57M	380.51M	356.56M	331.39M	311.88M	288.23M	264.42M	245.23M
Interest Income	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Pretax Income	855.49M	863.5M	865.37M	835.45M	823M	793.03M	794.51M	861.03M	988.19M	1.03B	1.07B	982.58M	822.31M	751.44M	653.19M	481.58M	490.1M	518.33M	542.12M	686.04M	659.06M	636.74M	604.66M	574.84M	546.7M	499.99M	467.25M	433.3M	398.57M	380.51M	356.56M	331.39M	311.88M	288.23M	264.42M	245.23M
Net Income	729.4M	736.87M	738.65M	707.28M	696.39M	668.38M	668.48M	728.01M	831.35M	864.97M	892.28M	820.3M	681.78M	624.4M	543.58M	399.17M	413.04M	436.4M	456.49M	577.52M	555.71M	537.28M	508.66M	484.01M	467.36M	501.47M	463.86M	424.22M	379.75M	279.8M	261.11M	241.25M	222.61M	204.4M	185.51M	170.44M
Selling & General & Admin	136.39M	134.24M	131.81M	122.98M	114.9M	107.73M	101.34M	102.1M	100.3M	98.81M	101.07M	101.41M	101.34M	98.95M	94.42M	92.96M	93.07M	94.56M	96.18M	95.18M	93.66M	93.46M	90.75M	89.87M	90.08M	89.4M	90.98M	91.35M	90.96M	91.33M	89.17M	86.92M	84.04M	80.51M	77.27M	74.35M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	275.27M	227.42M	207.5M	193.45M	171.86M	141.76M	112.33M	29.33M	-87.66M	-103.32M	-119.57M	-35.66M	104.86M	168.4M	230.69M	396.57M	371.99M	323.83M	281.76M	114.66M	114.85M	101.73M	95.13M	87.71M	82.57M	97.95M	94.32M	91.73M	86.98M	69.93M	67.1M	65.08M	62.33M	60.62M	58.16M	56.16M
Operating Expenses	411.66M	361.65M	339.31M	316.42M	286.76M	249.49M	213.67M	131.43M	12.64M	-4.51M	-18.5M	65.75M	206.2M	267.35M	325.1M	489.53M	465.06M	418.39M	377.94M	209.84M	208.51M	195.19M	185.88M	177.58M	172.65M	187.35M	185.3M	183.09M	177.94M	161.26M	156.27M	152M	146.38M	141.13M	135.43M	130.51M
Interest Expense	35.32M	35.12M	31.52M	31.06M	30.14M	28.23M	24.82M	20.32M	15.61M	11.66M	9.27M	8.46M	8.28M	8.34M	8.5M	8.99M	9.07M	9.14M	9.5M	9.61M	10.15M	10.54M	10.46M	10.4M	10.18M	9.38M	8.34M	6.91M	5.18M	3.36M	1.96M	772K	56K	56K	n/a	n/a
Selling & Marketing Expenses	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Cost & Expenses	411.66M	361.65M	339.31M	316.42M	286.76M	249.49M	213.67M	131.43M	12.64M	-4.51M	-18.5M	65.75M	206.2M	267.35M	325.1M	489.53M	465.06M	418.39M	377.94M	209.84M	208.51M	195.19M	185.88M	177.58M	172.65M	187.35M	185.3M	183.09M	177.94M	161.26M	156.27M	152M	146.38M	141.13M	135.43M	130.51M
Income Tax Expense	126.09M	126.63M	126.72M	128.17M	126.61M	124.65M	126.03M	133.02M	156.83M	167.24M	175.7M	162.27M	140.53M	127.05M	109.61M	82.42M	77.06M	81.93M	85.63M	108.52M	103.35M	99.46M	96M	90.82M	79.34M	-1.48M	3.39M	9.08M	18.82M	100.72M	95.44M	90.13M	89.28M	83.83M	78.91M	74.79M
Shares Outstanding (Basic)	104.96M	105.27M	105.66M	105.7M	105.73M	105.98M	106.25M	106.94M	106.88M	106.87M	106.92M	108.17M	109.55M	111M	112.12M	112.02M	111.91M	111.91M	102.5M	97.95M	97.83M	97.82M	97.8M	97.59M	97.45M	97.44M	97.43M	97.3M	96.43M	94.19M	91.38M	91.26M	90.99M	90.96M	90.91M	90.78M
Shares Outstanding (Diluted)	106.1M	106.55M	106.78M	106.77M	106.82M	107.03M	107.09M	107.58M	107.42M	107.34M	107.28M	108.59M	110.03M	111.39M	112.45M	112.38M	112.31M	112.13M	102.61M	98.33M	98.38M	98.26M	98.17M	98.1M	98.07M	98.01M	97.87M	97.95M	98.5M	96.09M	93.16M	93.02M	92.58M	92.4M	92.14M	91.86M
EPS (Basic)	6.92	6.98	6.99	6.68	6.56	6.28	6.27	6.82	7.75	8.02	8.20	7.46	6.14	5.59	4.85	3.57	3.89	4.29	4.66	5.90	5.68	5.50	5.21	4.97	4.80	5.17	4.81	4.45	4.04	3.04	2.87	2.65	2.45	2.25	2.04	1.88
EPS (Diluted)	6.84	6.90	6.91	6.61	6.50	6.23	6.23	6.78	7.71	7.98	8.16	7.42	6.11	5.57	4.84	3.57	3.88	4.27	4.63	5.87	5.65	5.47	5.18	4.93	4.76	5.10	4.74	4.37	3.96	2.99	2.82	2.62	2.42	2.22	2.01	1.85
EBITDA	896.59M	904.32M	902.83M	871.73M	857.66M	825.24M	822.31M	884.32M	1.01B	1.05B	1.08B	994.3M	833.98M	763.16M	665.01M	493.89M	502.5M	530.99M	555.3M	699.4M	672.98M	650.92M	618.62M	588.64M	560.28M	512.88M	479.27M	444.03M	407.67M	299.53M	274.23M	247.94M	227.72M	227.72M	143.18M	68.35M
EBIT	890.81M	898.62M	896.89M	866.51M	853.14M	821.26M	819.34M	881.35M	1B	1.04B	1.08B	991.03M	830.6M	759.78M	661.69M	490.58M	499.17M	527.47M	551.62M	695.65M	669.21M	647.28M	615.12M	585.24M	556.88M	509.38M	475.59M	440.21M	403.75M	295.6M	270.24M	243.88M	223.66M	223.8M	139.5M	64.86M
Depreciation & Amortization	5.78M	5.69M	5.95M	5.22M	4.53M	3.98M	2.97M	2.97M	3.02M	3.03M	3.15M	3.27M	3.38M	3.38M	3.32M	3.31M	3.33M	3.52M	3.68M	3.75M	3.77M	3.63M	3.5M	3.41M	3.4M	3.51M	3.69M	3.82M	3.92M	3.93M	3.99M	4.07M	4.06M	3.92M	3.68M	3.48M