Price Alert

M&T Bank Corporation (MTB)

NYSE: MTB · Real-Time Price · USD

194.48

-1.15 (-0.59%)

At close: Oct 03, 2025, 3:59 PM

194.70

0.11%

After-hours: Oct 03, 2025, 07:38 PM EDT

M&T Bank Statistics

Share Statistics

M&T Bank has 156.27M shares outstanding. The number of shares has increased by -5.82% in one year.

Shares Outstanding	156.27M
Shares Change (YoY)	-5.82%
Shares Change (QoQ)	-2.65%
Owned by Institutions (%)	87.57%
Shares Floating	155.48M
Failed to Deliver (FTD) Shares	11
FTD / Avg. Volume	n/a

Short Selling Information

The latest short interest is 4.89M, so 3.13% of the outstanding shares have been sold short.

Short Interest	4.89M
Short % of Shares Out	3.13%
Short % of Float	3.59%
Short Ratio (days to cover)	5.74

Valuation Ratios

The PE ratio is 12.09 and the forward PE ratio is 10.4. M&T Bank's PEG ratio is -1.68.

PE Ratio	12.09
Forward PE	10.4
PS Ratio	2.33
Forward PS	3
PB Ratio	1.08
P/FCF Ratio	9.22
PEG Ratio	-1.68

Financial Ratio History

Enterprise Valuation

M&T Bank has an Enterprise Value (EV) of 24.18B.

EV / Sales	1.8
EV / EBITDA	6.33
EV / EBIT	6.7
EV / FCF	7.13

Financial Position

The company has a current ratio of 0.22, with a Debt / Equity ratio of 0.47.

Current Ratio	0.22
Quick Ratio	0.22
Debt / Equity	0.47
Debt / EBITDA	3.58
Debt / FCF	4.03
Interest Coverage	0.79

Financial Efficiency

Return on Equity is 8.92% and Return on Invested Capital is 5.51%.

Return on Equity	8.92%
Return on Assets	1.24%
Return on Invested Capital	5.51%
Revenue Per Employee	$601.36K
Profits Per Employee	$116.1K
Employee Count	22,291
Asset Turnover	0.06
Inventory Turnover	n/a

Taxes

Income Tax	722M
Effective Tax Rate	21.81%

Stock Price Statistics

The stock price has increased by 8.81% in the last 52 weeks. The beta is 0.61, so M&T Bank's price volatility has been higher than the market average.

Beta	0.61
52-Week Price Change	8.81%
50-Day Moving Average	195.39
200-Day Moving Average	187.78
Relative Strength Index (RSI)	42.91
Average Volume (20 Days)	1,011,630

Income Statement

In the last 12 months, M&T Bank had revenue of 13.4B and earned 2.59B in profits. Earnings per share was 14.71.

Revenue	13.4B
Gross Profit	8.62B
Operating Income	3.31B
Net Income	2.59B
EBITDA	3.82B
EBIT	3.31B
Earnings Per Share (EPS)	14.71

Full Income Statement

Balance Sheet

The company has 20.78B in cash and 13.66B in debt, giving a net cash position of 7.12B.

Cash & Cash Equivalents	20.78B
Total Debt	13.66B
Net Cash	7.12B
Retained Earnings	19.08B
Total Assets	211.58B
Working Capital	-109.53B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 3.61B and capital expenditures -216M, giving a free cash flow of 3.39B.

Operating Cash Flow	3.61B
Capital Expenditures	-216M
Free Cash Flow	3.39B
FCF Per Share	20.39

Full Cash Flow Statement

Margins

Gross margin is 64.31%, with operating and profit margins of 24.69% and 19.31%.

Gross Margin	64.31%
Operating Margin	24.69%
Pretax Margin	24.69%
Profit Margin	19.31%
EBITDA Margin	28.48%
EBIT Margin	24.69%
FCF Margin	25.32%

Dividends & Yields

MTB pays an annual dividend of $6.9, which amounts to a dividend yield of 2.79%.

Dividend Per Share	$6.90
Dividend Yield	2.79%
Dividend Growth (YoY)	3.85%
Payout Ratio	45.82%
Earnings Yield	8.27%
FCF Yield	10.84%

Dividend Details

Analyst Forecast

The average price target for MTB is $215, which is 10.6% higher than the current price. The consensus rating is "Hold".

Price Target	$215
Price Target Difference	10.6%
Analyst Consensus	Hold
Analyst Count	18

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	$119.89
Lynch Upside	-38.35%
Graham Number	246.95
Graham Upside	26.98%

Stock Splits

The last stock split was on Oct 6, 2000. It was a forward split with a ratio of 10:1.

Last Split Date	Oct 6, 2000
Split Type	forward
Split Ratio	10:1

Scores

Altman Z-Score	-0.27
Piotroski F-Score	8