Pagaya Technologies Ltd. (PGY)
Pagaya Statistics
Share Statistics
Pagaya has 75.3M shares outstanding. The number of shares has increased by 6.2% in one year.
| Shares Outstanding | 75.3M |
| Shares Change (YoY) | 6.2% |
| Shares Change (QoQ) | 2.23% |
| Owned by Institutions (%) | 42.29% |
| Shares Floating | 46.78M |
| Failed to Deliver (FTD) Shares | 22.26K |
| FTD / Avg. Volume | 0.85% |
Short Selling Information
The latest short interest is 9.94M, so 13.21% of the outstanding shares have been sold short.
| Short Interest | 9.94M |
| Short % of Shares Out | 13.21% |
| Short % of Float | 20.97% |
| Short Ratio (days to cover) | 4.57 |
Valuation Ratios
The PE ratio is -1.64 and the forward PE ratio is 11.31. Pagaya's PEG ratio is -0.01.
| PE Ratio | -1.64 |
| Forward PE | 11.31 |
| PS Ratio | 0.64 |
| Forward PS | 0.6 |
| PB Ratio | 2.02 |
| P/FCF Ratio | 9.9 |
| PEG Ratio | -0.01 |
Enterprise Valuation
Currently the Enterprise Value (EV) is not available for Pagaya.
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.8, with a Debt / Equity ratio of 1.1.
| Current Ratio | 1.8 |
| Quick Ratio | 1.8 |
| Debt / Equity | 1.1 |
| Debt / EBITDA | 5.28 |
| Debt / FCF | 5.39 |
| Interest Coverage | 0 |
Financial Efficiency
Return on Equity is n/a and Return on Invested Capital is n/a.
| Return on Equity | n/a |
| Return on Assets | n/a |
| Return on Invested Capital | n/a |
| Revenue Per Employee | $1.87M |
| Profits Per Employee | $-725.87K |
| Employee Count | 553 |
| Asset Turnover | 0.8 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 24.58M |
| Effective Tax Rate | -5.84% |
Stock Price Statistics
The stock price has increased by 10.06% in the last 52 weeks. The beta is 5.92, so Pagaya's price volatility has been higher than the market average.
| Beta | 5.92 |
| 52-Week Price Change | 10.06% |
| 50-Day Moving Average | 10.98 |
| 200-Day Moving Average | 11.36 |
| Relative Strength Index (RSI) | 56.79 |
| Average Volume (20 Days) | 2.61M |
Income Statement
In the last 12 months, Pagaya had revenue of 1.03B and earned -401.41M in profits. Earnings per share was -5.66.
| Revenue | 1.03B |
| Gross Profit | 434.6M |
| Operating Income | 66.84M |
| Net Income | -401.41M |
| EBITDA | 67.89M |
| EBIT | 39.14M |
| Earnings Per Share (EPS) | -5.66 |
Balance Sheet
The company has 187.92M in cash and 358.38M in debt, giving a net cash position of -170.46M.
| Cash & Cash Equivalents | 187.92M |
| Total Debt | 358.38M |
| Net Cash | -170.46M |
| Retained Earnings | -944.04M |
| Total Assets | 1.29B |
| Working Capital | 155.99M |
Cash Flow
In the last 12 months, operating cash flow was 66.52M and capital expenditures 0, giving a free cash flow of 66.52M.
| Operating Cash Flow | 66.52M |
| Capital Expenditures | 0 |
| Free Cash Flow | 66.52M |
| FCF Per Share | 0.94 |
Margins
Gross margin is 42.1%, with operating and profit margins of 6.48% and -38.89%.
| Gross Margin | 42.1% |
| Operating Margin | 6.48% |
| Pretax Margin | -40.8% |
| Profit Margin | -38.89% |
| EBITDA Margin | 6.58% |
| EBIT Margin | 6.48% |
| FCF Margin | 6.44% |
Dividends & Yields
PGY does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Payout Ratio | n/a |
| Earnings Yield | n/a |
| FCF Yield | n/a |
Analyst Forecast
The average price target for PGY is $24, which is 110.9% higher than the current price. The consensus rating is "Buy".
| Price Target | $24 |
| Price Target Difference | 110.9% |
| Analyst Consensus | Buy |
| Analyst Count | 10 |
Stock Splits
The last stock split was on Mar 8, 2024. It was a backward split with a ratio of 1:12.
| Last Split Date | Mar 8, 2024 |
| Split Type | backward |
| Split Ratio | 1:12 |
Scores
| Altman Z-Score | 0.61 |
| Piotroski F-Score | 4 |