Regions Financial Corpora... (RF)
Regions Financial Statistics
Share Statistics
Regions Financial has 905.47M shares outstanding. The number of shares has increased by -1.13% in one year.
| Shares Outstanding | 905.47M |
| Shares Change (YoY) | -1.13% |
| Shares Change (QoQ) | -0.37% |
| Owned by Institutions (%) | 79.84% |
| Shares Floating | 902.16M |
| Failed to Deliver (FTD) Shares | 80 |
| FTD / Avg. Volume | < 0.01% |
Short Selling Information
The latest short interest is 45.27M, so 5.04% of the outstanding shares have been sold short.
| Short Interest | 45.27M |
| Short % of Shares Out | 5.04% |
| Short % of Float | 5.81% |
| Short Ratio (days to cover) | 3.47 |
Valuation Ratios
The PE ratio is 11.38 and the forward PE ratio is 8.22. Regions Financial's PEG ratio is -1.41.
| PE Ratio | 11.38 |
| Forward PE | 8.22 |
| PS Ratio | 3.04 |
| Forward PS | 2.3 |
| PB Ratio | 1.21 |
| P/FCF Ratio | 13.48 |
| PEG Ratio | -1.41 |
Enterprise Valuation
Regions Financial has an Enterprise Value (EV) of 17.33B.
| EV / Sales | 2.45 |
| EV / EBITDA | 7.07 |
| EV / EBIT | 10.84 |
| EV / FCF | 10.84 |
Financial Position
The company has a current ratio of 0.27, with a Debt / Equity ratio of 0.36.
| Current Ratio | 0.27 |
| Quick Ratio | 0.27 |
| Debt / Equity | 0.36 |
| Debt / EBITDA | 2.65 |
| Debt / FCF | 4.06 |
| Interest Coverage | 1.07 |
Financial Efficiency
Return on Equity is 10.59% and Return on Invested Capital is 6.64%.
| Return on Equity | 10.59% |
| Return on Assets | 1.2% |
| Return on Invested Capital | 6.64% |
| Revenue Per Employee | $360.57K |
| Profits Per Employee | $96.37K |
| Employee Count | 19,644 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 461M |
| Effective Tax Rate | 19.58% |
Stock Price Statistics
The stock price has increased by 4.19% in the last 52 weeks. The beta is 1.03, so Regions Financial's price volatility has been higher than the market average.
| Beta | 1.03 |
| 52-Week Price Change | 4.19% |
| 50-Day Moving Average | 21.24 |
| 200-Day Moving Average | 23.06 |
| Relative Strength Index (RSI) | 50.47 |
| Average Volume (20 Days) | 9.59M |
Income Statement
In the last 12 months, Regions Financial had revenue of 7.08B and earned 1.89B in profits. Earnings per share was 1.94.
| Revenue | 7.08B |
| Gross Profit | 7.11B |
| Operating Income | 2.45B |
| Net Income | 1.89B |
| EBITDA | 2.45B |
| EBIT | 2.45B |
| Earnings Per Share (EPS) | 1.94 |
Balance Sheet
The company has 10.71B in cash and 6.49B in debt, giving a net cash position of 4.22B.
| Cash & Cash Equivalents | 10.71B |
| Total Debt | 6.49B |
| Net Cash | 4.22B |
| Retained Earnings | 9.06B |
| Total Assets | 157.3B |
| Working Capital | -93.38B |
Cash Flow
In the last 12 months, operating cash flow was 1.6B and capital expenditures 0, giving a free cash flow of 1.6B.
| Operating Cash Flow | 1.6B |
| Capital Expenditures | 0 |
| Free Cash Flow | 1.6B |
| FCF Per Share | 1.74 |
Margins
Gross margin is 100.35%, with operating and profit margins of 34.62% and 26.73%.
| Gross Margin | 100.35% |
| Operating Margin | 34.62% |
| Pretax Margin | 33.23% |
| Profit Margin | 26.73% |
| EBITDA Margin | 34.62% |
| EBIT Margin | 34.62% |
| FCF Margin | 22.56% |
Dividends & Yields
RF pays an annual dividend of $1.24, which amounts to a dividend yield of 4.88%.
| Dividend Per Share | $1.24 |
| Dividend Yield | 4.88% |
| Dividend Growth (YoY) | 4.17% |
| Payout Ratio | 59.9% |
| Earnings Yield | 8.79% |
| FCF Yield | 7.42% |
Analyst Forecast
The average price target for RF is $25, which is 22.6% higher than the current price. The consensus rating is "Buy".
| Price Target | $25 |
| Price Target Difference | 22.6% |
| Analyst Consensus | Buy |
| Analyst Count | 19 |
Stock Splits
The last stock split was on Jul 1, 2004. It was a forward split with a ratio of 6173:5000.
| Last Split Date | Jul 1, 2004 |
| Split Type | forward |
| Split Ratio | 6173:5000 |
Scores
| Altman Z-Score | -0.45 |
| Piotroski F-Score | 5 |