SmartFinancial Inc. (SMBK)
SmartFinancial Statistics
Share Statistics
SmartFinancial has 17.02M shares outstanding. The number of shares has increased by -0.26% in one year.
| Shares Outstanding | 17.02M |
| Shares Change (YoY) | -0.26% |
| Shares Change (QoQ) | 0.54% |
| Owned by Institutions (%) | 57.48% |
| Shares Floating | n/a |
| Failed to Deliver (FTD) Shares | 603 |
| FTD / Avg. Volume | 1.2% |
Short Selling Information
The latest short interest is 87.44K, so 0.51% of the outstanding shares have been sold short.
| Short Interest | 87.44K |
| Short % of Shares Out | 0.51% |
| Short % of Float | 0.56% |
| Short Ratio (days to cover) | 1.33 |
Valuation Ratios
The PE ratio is 14.37 and the forward PE ratio is 10.28. SmartFinancial's PEG ratio is 0.53.
| PE Ratio | 14.37 |
| Forward PE | 10.28 |
| PS Ratio | 2.07 |
| Forward PS | 2.4 |
| PB Ratio | 1.06 |
| P/FCF Ratio | 9.86 |
| PEG Ratio | 0.53 |
Enterprise Valuation
SmartFinancial has an Enterprise Value (EV) of 466.68M.
| EV / Sales | 1.86 |
| EV / EBITDA | 0 |
| EV / EBIT | 8.86 |
| EV / FCF | 8.86 |
Financial Position
The company has a current ratio of 144.71, with a Debt / Equity ratio of 0.09.
| Current Ratio | 144.71 |
| Quick Ratio | 144.71 |
| Debt / Equity | 0.09 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.83 |
| Interest Coverage | 2.2 |
Financial Efficiency
Return on Equity is 7.36% and Return on Invested Capital is 25.64%.
| Return on Equity | 7.36% |
| Return on Assets | 0.69% |
| Return on Invested Capital | 25.64% |
| Revenue Per Employee | $420,634.84 |
| Profits Per Employee | $60,537.69 |
| Employee Count | 597 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | 9.32M |
| Effective Tax Rate | 20.5% |
Stock Price Statistics
The stock price has increased by 41.48% in the last 52 weeks. The beta is 0.58, so SmartFinancial's price volatility has been higher than the market average.
| Beta | 0.58 |
| 52-Week Price Change | 41.48% |
| 50-Day Moving Average | 31.03 |
| 200-Day Moving Average | 31.36 |
| Relative Strength Index (RSI) | 53.33 |
| Average Volume (20 Days) | 50,054 |
Income Statement
In the last 12 months, SmartFinancial had revenue of 251.12M and earned 36.14M in profits. Earnings per share was 2.16.
| Revenue | 251.12M |
| Gross Profit | 251.12M |
| Operating Income | 249.8M |
| Net Income | 36.14M |
| EBITDA | n/a |
| EBIT | 159.23M |
| Earnings Per Share (EPS) | 2.16 |
Balance Sheet
The company has 96.51M in cash and 43.68M in debt, giving a net cash position of 52.82M.
| Cash & Cash Equivalents | 96.51M |
| Total Debt | 43.68M |
| Net Cash | 52.82M |
| Retained Earnings | 203.82M |
| Total Assets | 4.87B |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was 52.7M and capital expenditures 0, giving a free cash flow of 52.7M.
| Operating Cash Flow | 52.7M |
| Capital Expenditures | n/a |
| Free Cash Flow | 52.7M |
| FCF Per Share | 3.14 |
Margins
Gross margin is 100%, with operating and profit margins of 99.47% and 14.39%.
| Gross Margin | 100% |
| Operating Margin | 99.47% |
| Pretax Margin | 18.1% |
| Profit Margin | 14.39% |
| EBITDA Margin | n/a |
| EBIT Margin | 99.47% |
| FCF Margin | 20.99% |
Dividends & Yields
SMBK pays an annual dividend of $0.4, which amounts to a dividend yield of 0.91%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 0.91% |
| Dividend Growth (YoY) | 0% |
| Payout Ratio | 17.7% |
| Earnings Yield | 6.96% |
| FCF Yield | 10.14% |
Analyst Forecast
The average price target for SMBK is $33, which is 8.2% higher than the current price. The consensus rating is "Hold".
| Price Target | $33 |
| Price Target Difference | 8.2% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
Stock Splits
The last stock split was on Sep 23, 2015. It was a backward split with a ratio of 1:4.
| Last Split Date | Sep 23, 2015 |
| Split Type | backward |
| Split Ratio | 1:4 |
Scores
| Altman Z-Score | 0.12 |
| Piotroski F-Score | 6 |