Shares Outstanding Shares Outstanding n/a Close	1.31B
Shares Change (YoY) Shares Change (YoY) n/a Close	-2.44%
Shares Change (QoQ) Shares Change (QoQ) n/a Close	-1.67%
Owned by Institutions (%) Owned by Institutions (%) n/a Close	72.43%
Shares Floating Shares Floating n/a Close	1.31B
Failed to Deliver (FTD) Shares Failed to Deliver (FTD) Shares n/a Close	489
FTD / Avg. Volume FTD / Avg. Volume n/a Close	0.01%

Short Selling Information

The latest short interest is 26.61M, so 2.03% of the outstanding shares have been sold short.

Short Interest Short Interest n/a Close	26.61M
Short % of Shares Out Short % of Shares Out n/a Close	2.03%
Short % of Float Short % of Float n/a Close	2.03%
Short Ratio (days to cover) Short Ratio (days to cover) n/a Close	3.32

Valuation Ratios

The PE ratio is 11.98 and the forward PE ratio is 8.74. Truist Financial's PEG ratio is -0.03.

PE Ratio PE Ratio n/a Close	11.98
Forward PE Forward PE n/a Close	8.74
PS Ratio PS Ratio n/a Close	4.35
Forward PS Forward PS n/a Close	2.3
PB Ratio PB Ratio n/a Close	0.91
P/FCF Ratio P/FCF Ratio n/a Close	26.68
PEG Ratio PEG Ratio n/a Close	-0.03

Financial Ratio History

Enterprise Valuation

Truist Financial has an Enterprise Value (EV) of 80.24B.

EV / Sales EV / Sales n/a Close	6.04
EV / EBITDA EV / EBITDA n/a Close	-166.82
EV / EBIT EV / EBIT n/a Close	37.08
EV / FCF EV / FCF n/a Close	37.08

Financial Position

The company has a current ratio of 0.15, with a Debt / Equity ratio of 0.98.

Current Ratio Current Ratio n/a Close	0.15
Quick Ratio Quick Ratio n/a Close	0.15
Debt / Equity Debt / Equity n/a Close	0.98
Debt / EBITDA Debt / EBITDA n/a Close	164.72
Debt / FCF Debt / FCF n/a Close	28.77
Interest Coverage Interest Coverage n/a Close	-0.04

Financial Efficiency

Return on Equity is 7.57% and Return on Invested Capital is -0.03%.

Return on Equity Return on Equity n/a Close	7.57%
Return on Assets Return on Assets n/a Close	0.91%
Return on Invested Capital Return on Invested Capital n/a Close	-0.03%
Revenue Per Employee Revenue Per Employee n/a Close	$646,246.9
Profits Per Employee Profits Per Employee n/a Close	$128,380.72
Employee Count Employee Count n/a Close	37,529
Asset Turnover Asset Turnover n/a Close	0.02
Inventory Turnover Inventory Turnover n/a Close	n/a

Taxes

Income Tax Income Tax n/a Close	-556M
Effective Tax Rate Effective Tax Rate n/a Close	92.51%

Stock Price Statistics

The stock price has increased by 9.97% in the last 52 weeks. The beta is 0.81, so Truist Financial's price volatility has been higher than the market average.

Beta Beta n/a Close	0.81
52-Week Price Change 52-Week Price Change n/a Close	9.97%
50-Day Moving Average 50-Day Moving Average n/a Close	38.7
200-Day Moving Average 200-Day Moving Average n/a Close	42.82
Relative Strength Index (RSI) Relative Strength Index (RSI) n/a Close	47.31
Average Volume (20 Days) Average Volume (20 Days) n/a Close	9,718,726

Income Statement

In the last 12 months, Truist Financial had revenue of 24.25B and earned 4.82B in profits. Earnings per share was 3.36.

Revenue Revenue n/a Close	24.25B
Gross Profit Gross Profit n/a Close	11.41B
Operating Income Operating Income n/a Close	-601M
Net Income Net Income n/a Close	4.82B
EBITDA EBITDA n/a Close	378M
EBIT EBIT n/a Close	-601M
Earnings Per Share (EPS) Earnings Per Share (EPS) n/a Close	3.36

Full Income Statement

Balance Sheet

The company has 39.77B in cash and 62.27B in debt, giving a net cash position of -22.5B.

Cash & Cash Equivalents Cash & Cash Equivalents n/a Close	39.77B
Total Debt Total Debt n/a Close	62.27B
Net Cash Net Cash n/a Close	-22.5B
Retained Earnings Retained Earnings n/a Close	23.78B
Total Assets Total Assets n/a Close	535.9B
Working Capital Working Capital n/a Close	-359.73B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 2.16B and capital expenditures 0, giving a free cash flow of 2.16B.

Operating Cash Flow Operating Cash Flow n/a Close	2.16B
Capital Expenditures Capital Expenditures n/a Close	n/a
Free Cash Flow Free Cash Flow n/a Close	2.16B
FCF Per Share FCF Per Share n/a Close	1.63

Full Cash Flow Statement

Margins

Gross margin is -82.66%, with operating and profit margins of -3.62% and 36.29%.

Gross Margin Gross Margin n/a Close	-82.66%
Operating Margin Operating Margin n/a Close	-3.62%
Pretax Margin Pretax Margin n/a Close	-4.53%
Profit Margin Profit Margin n/a Close	36.29%
EBITDA Margin EBITDA Margin n/a Close	-3.62%
EBIT Margin EBIT Margin n/a Close	-2.48%
FCF Margin FCF Margin n/a Close	8.92%

Dividends & Yields

TFC pays an annual dividend of $2.6, which amounts to a dividend yield of 5.33%.

Dividend Per Share Dividend Per Share n/a Close	$2.60
Dividend Yield Dividend Yield n/a Close	5.33%
Dividend Growth (YoY) Dividend Growth (YoY) n/a Close	0%
Payout Ratio Payout Ratio n/a Close	-1368.42%
Earnings Yield Earnings Yield n/a Close	8.34%
FCF Yield FCF Yield n/a Close	3.75%

Dividend Details

Analyst Forecast

The average price target for TFC is $47, which is 19.4% higher than the current price. The consensus rating is "Buy".

Price Target Price Target n/a Close	$47
Price Target Difference Price Target Difference n/a Close	19.4%
Analyst Consensus Analyst Consensus n/a Close	Buy
Analyst Count Analyst Count n/a Close	17

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value Lynch Fair Value n/a Close	$16.8
Lynch Upside Lynch Upside n/a Close	-57.33%
Graham Number Graham Number n/a Close	62.42
Graham Upside Graham Upside n/a Close	58.55%

Stock Splits

The last stock split was on Aug 4, 1998. It was a forward split with a ratio of 2:1.

Last Split Date Last Split Date n/a Close	Aug 4, 1998
Split Type Split Type n/a Close	forward
Split Ratio Split Ratio n/a Close	2:1

Scores

Altman Z-Score Altman Z-Score n/a Close	-0.66
Piotroski F-Score Piotroski F-Score n/a Close	6