Price Alert

X Financial (XYF)

NYSE: XYF · Real-Time Price · USD

14.29

-0.13 (-0.90%)

At close: Oct 03, 2025, 3:59 PM

14.20

-0.63%

After-hours: Oct 03, 2025, 05:16 PM EDT

X Financial Income Statement

Financials in CNY. Fiscal year is January - December.

Fiscal Year	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021
Revenue	6.51B	6.12B	5.4B	5.36B	4.75B	4.59B	3.76B	3.04B	2.96B	2.05B	2.08B	2.03B	1.59B	1.63B	1.53B	1.27B	1.37B	857.13M
Cost of Revenue	2.15B	1.62B	1.26B	1.98B	1.52B	1.73B	1.25B	1.39B	1.95B	1.79B	2.29B	1.64B	1.58B	1.53B	1.63B	2.2B	2.32B	2.41B
Gross Profit	6.17B	6.32B	6.43B	3.38B	3.23B	2.86B	2.52B	1.65B	1.01B	255.15M	-211.62M	382.15M	9.28M	103.46M	-101.05M	-930.4M	-954.06M	-1.55B
Operating Income	6.19B	8.96B	13.14B	12.89B	8.91B	5.92B	1.51B	1.51B	1.37B	1.15B	1.13B	1.17B	1.27B	1.31B	1.22B	-2,264.9B	-2,265.4B	-2,266B
Interest Income	1.32B	1.35B	1.37B	1.32B	1.28B	1.2B	1.12B	1.06B	1.02B	989.79M	970.04M	943.81M	870.29M	790.13M	691.61M	646.22M	612.07M	587.3M
Pretax Income	2.23B	2.14B	2.04B	1.79B	1.69B	1.58B	1.44B	1.57B	1.46B	1.24B	1.22B	1.14B	1.22B	1.29B	1.2B	17.14M	-476.24M	-1.15B
Net Income	1.75B	1.63B	1.54B	1.34B	1.31B	1.27B	1.19B	1.27B	1.14B	956.41M	812M	682.88M	738.39M	775.91M	825.18M	24.19M	-356.08M	-922.96M
Selling & General & Admin	204.47M	194M	180.73M	183.7M	181.35M	189.84M	188.5M	181.59M	175.95M	174.1M	186.97M	209.56M	207.76M	211.63M	208.69M	182.4M	177.55M	218.13M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	1.97B	2.33B	1.86B	1.59B	1.04B	682.81M	389.27M	21.18M	22.54M	21.52M	30.3M	47.9M	51.43M	45.5M	31.54M	1,839.9B	1,839.9B	1,839.9B
Operating Expenses	2.17B	2.52B	2.04B	1.78B	1.22B	872.66M	588.33M	2,315.4B	2,315.4B	2,315.4B	2,315.4B	2,275.6B	2,275.6B	2,275.6B	2,275.6B	2,265.6B	2,265.5B	2,265.6B
Interest Expense	2.48B	2.04B	1.58B	1.08B	572.01M	580.49M	604.06M	604.06M	604.06M	271.94M	n/a	n/a	n/a	n/a	n/a	215.00	215.00	215.00
Selling & Marketing Expenses	4.8M	4.8M	4.8M	8.51M	7.46M	10.89M	9.95M	8.74M	8.71M	9.85M	15.45M	18.27M	19.98M	20.96M	20.83M	20.37M	18.8M	28.34M
Cost & Expenses	4.27B	4.09B	3.56B	3.75B	2.74B	1.88B	1.11B	2,315.4B	2,315.4B	2,315.4B	2,315.4B	2,275.6B	2,275.6B	2,275.6B	2,275.6B	2,265.6B	2,265.5B	2,265.6B
Income Tax Expense	478.43M	457.2M	405.7M	290.58M	264.42M	261.9M	249.44M	288.76M	305.69M	260.89M	389.36M	468.55M	496.91M	512.55M	368.74M	-12.4M	-130.28M	-231.5M
Shares Outstanding (Basic)	6.99M	48.14M	46.97M	47.64M	48.99M	48.97M	48.55M	47.97M	47.94M	48.01M	51.97M	53.62M	55.33M	55.3M	55.14M	55.42M	55.13M	54.11M
Shares Outstanding (Diluted)	7.33M	48.89M	48.09M	48.72M	50.08M	49.48M	49.1M	49.52M	48.98M	49.05M	52.95M	54.83M	56.59M	56.6M	56.42M	57.06M	56.62M	55.54M
EPS (Basic)	237.60	212.76	191.88	165.96	126.06	82.92	44.22	26.10	22.80	18.54	15.12	12.48	13.38	14.10	15.00	0.14	-6.78	-17.28
EPS (Diluted)	230.04	207.72	188.28	143.88	104.46	62.28	24.18	25.50	22.32	18.12	14.76	12.24	13.02	13.74	14.64	-0.15	-6.96	-17.34
EBITDA	3.44B	2.19B	2.31B	1.45B	797.47M	1.82B	1.73B	1,311.6B	1,311.5B	1,311.2B	1,311B	1.11B	1.22B	1.38B	1.31B	-2,265.7B	-2,266.2B	-2,266.9B
EBIT	4.91B	3.67B	3.78B	1.44B	848.31M	1.87B	1.78B	1,311.7B	1,311.5B	1,311.2B	1,311B	1.1B	1.21B	1.37B	1.3B	-2,265.7B	-2,266.2B	-2,266.9B
Depreciation & Amortization	3.11M	4.43M	5.75M	5.26M	-50.84M	-50.49M	-50.14M	-49.8M	7.02M	7.39M	7.76M	8.14M	9.08M	10.03M	10.97M	11.92M	11.78M	11.44M