X Financial (XYF)

NYSE: XYF · Real-Time Price · USD

13.76

0.43 (3.23%)

At close: May 02, 2025, 12:35 PM

X Financial Income Statement

Financials in CNY. Fiscal year is January - December.

Fiscal Year	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017
Period Ending	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017
Revenue	3.53B	3.42B	3.96B	3.76B	3.04B	2.96B	2.05B	2.08B	2.03B	1.59B	1.63B	1.53B	1.27B	1.37B	857.13M	530.89M	616.15M	374.93M	1.34B	1.78B	2.03B	2.21B	2.13B	2.17B	2.14B	1.88B	1.56B	1.31B	850.2M	604.88M	204.9M
Cost of Revenue	2.51B	2.55B	2.07B	1.58B	1.39B	1.95B	1.79B	2.29B	1.64B	1.58B	1.53B	1.63B	2.2B	2.32B	2.41B	2.28B	1.69B	1.55B	1.89B	1.76B	2.1B	1.92B	1.28B	1.23B	1.14B	1.05B	936.78M	760.14M	503.17M	299.84M	111.65M
Gross Profit	1.02B	868.2M	1.9B	2.18B	1.65B	1.01B	255.15M	-211.62M	382.15M	9.28M	103.46M	-101.05M	-930.4M	-954.06M	-1.55B	-1.75B	-1.08B	-1.17B	-542.99M	21.73M	-74.3M	287.33M	846.66M	940.58M	997.89M	831.82M	621.21M	545.2M	347.03M	305.04M	93.25M
Operating Income	-234.38M	160.45M	1.54B	1.51B	1.51B	1.37B	1.15B	1.13B	1.17B	1.27B	1.31B	1.22B	-2,264.9B	-2,265.4B	-2,266B	-2,266.4B	-470.83M	-611.05M	-6.75M	111.67M	297.35M	813.47M	1.01B	1.28B	1.23B	948.72M	530.14M	354.27M	116.17M	118.44M	73.92M
Interest Income	1.32B	1.28B	1.2B	1.12B	1.06B	1.02B	989.79M	970.04M	943.81M	870.29M	790.13M	691.61M	646.22M	612.07M	587.3M	634.59M	687.77M	686.83M	620.15M	457.65M	244.36M	109.99M	70.2M	80.33M	98.78M	130.09M	105.47M	76.86M	41.08M	505.16K	77.74K
Pretax Income	1.63B	1.57B	1.51B	1.42B	1.57B	1.46B	1.24B	1.22B	1.14B	1.22B	1.29B	1.2B	17.14M	-476.24M	-1.15B	-1.6B	-650.48M	-346.16M	246.97M	734.71M	896.38M	930.61M	1.14B	1.09B	1.07B	984.03M	611.56M	478.57M	257.83M	116.86M	73.95M
Net Income	1.34B	1.31B	1.27B	1.19B	1.27B	1.14B	956.41M	812M	682.88M	738.39M	775.91M	825.18M	24.19M	-356.08M	-922.96M	-1.31B	-573.36M	-290.76M	356.49M	761.79M	924.04M	952.35M	949.84M	883.11M	799.66M	702.09M	430.94M	340.28M	181.81M	81.49M	51.57M
Selling & General & Admin	685.66M	181.35M	189.84M	189.44M	182.53M	176.89M	175.04M	186.97M	209.56M	207.76M	211.63M	208.69M	425.68B	425.67B	425.72B	425.73B	263.62M	310.99M	303.26M	330.76M	378.51M	404.39M	422.49M	425.75M	373.97M	305.33M	298.56M	227.68M	157.38M	113.11M	19.33M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	1.19B	671.01M	41.49M	48.77M	21.18M	22.54M	21.52M	30.3M	47.9M	51.43M	45.5M	31.54M	1,839.9B	1,839.9B	1,839.9B	1,839.9B	40.73M	38.93M	36.49M	9.02M	1.27M	1.24M	83.52M	83.53M	83.3M	83.31M	73.25M	73.25M	73.48M	73.49M	n/a
Operating Expenses	1.89B	858.61M	237.58M	254.08M	2,315.4B	2,315.4B	2,315.4B	2,315.4B	2,275.6B	2,275.6B	2,275.6B	2,275.6B	2,265.6B	2,265.5B	2,265.6B	2,265.6B	2,265.6B	2,265.7B	2,265.7B	2,265.7B	2,265.7B	2,265.7B	2,265.6B	2,265.6B	232.47M	163.84M	373.86M	302.97M	232.9M	188.64M	19.33M
Interest Expense	572.01M	572.01M	580.49M	604.06M	604.06M	604.06M	271.94M	n/a	n/a	n/a	n/a	n/a	215.00	215.00	215.00	215.00	n/a	n/a	n/a	n/a	222.00	222.00	222.00	222.00	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Selling & Marketing Expenses	510.47M	7.46M	10.89M	12.93M	11.71M	11.69M	12.83M	15.45M	18.27M	19.98M	20.96M	20.83M	20.37M	18.8M	28.34M	35.63M	50.63M	72.61M	84.29M	103.16M	135.74M	155.23M	185.93M	205.73M	180.95M	158.67M	121.05M	76.58M	48.92M	25.86M	6.02M
Cost & Expenses	2.76B	1.74B	1.12B	1.14B	2,315.4B	2,315.4B	2,315.4B	2,315.4B	2,275.6B	2,275.6B	2,275.6B	2,275.6B	2,265.6B	2,265.5B	2,265.6B	2,265.6B	2,265.6B	2,265.7B	2,265.7B	2,266.1B	2,266.1B	2,266.1B	2,266.7B	2,266.3B	930.88M	1.13B	823.4M	864.17M	794.1M	486.44M	130.99M
Income Tax Expense	290.58M	264.42M	261.9M	249.44M	288.76M	305.69M	260.89M	389.36M	468.55M	496.91M	512.55M	368.74M	-12.4M	-130.28M	-231.5M	-299.88M	-122.16M	-97.22M	-161.37M	-76.61M	-31.08M	-23.15M	198.64M	209.92M	275.03M	281.31M	180.27M	138.25M	76.85M	36.13M	22.86M
Shares Outstanding (Basic)	7.94M	8.16M	8.16M	8.09M	7.99M	7.99M	8M	8.66M	8.94M	9.22M	9.22M	9.19M	9.24M	9.19M	9.02M	8.94M	8.92M	8.91M	8.91M	8.88M	8.79M	8.69M	8.5M	8.42M	7.85M	8.39M	8.39M	8.12M	8.39M	7.45M	7.16M
Shares Outstanding (Diluted)	8.12M	8.35M	8.25M	8.18M	8.25M	8.16M	8.18M	8.83M	9.14M	9.43M	9.43M	9.4M	9.51M	9.44M	9.26M	8.95M	8.92M	8.91M	8.91M	9.04M	8.98M	9.03M	8.96M	8.91M	8.44M	8.39M	8.38M	8.2M	8.33M	7.33M	7.09M
EPS (Basic)	165.00	161.22	157.26	148.26	156.60	136.74	111.18	90.72	75.00	80.10	84.42	90.12	0.84	-40.62	-103.68	-146.58	-64.26	-32.16	42.78	89.28	109.08	114.84	114.36	106.86	96.96	83.70	51.84	42.06	23.16	11.22	7.20
EPS (Diluted)	162.96	158.82	154.08	145.08	153.00	134.04	108.72	88.62	73.26	78.18	82.26	87.96	-0.9	-41.64	-103.98	-146.52	-64.62	-33.24	40.26	85.68	104.04	108.72	109.68	103.26	95.16	83.70	51.90	42.18	23.28	11.34	7.26
EBITDA	1.45B	797.47M	1.82B	1.73B	1,311.6B	1,311.5B	1,311.2B	1,311B	1.11B	1.22B	1.38B	1.31B	-2,265.7B	-2,266.2B	-2,266.9B	-2,267.3B	1,274.6B	1,275B	1,275.6B	1,275.9B	978.61M	1.07B	1.38B	1.1B	859.15M	695.11M	265.37M	340.11M	340.11M	193.85M	74.74M
EBIT	375.95M	852.09M	1.88B	1.78B	1,311.7B	1,311.5B	1,311.2B	1,311B	1.1B	1.21B	1.37B	1.3B	-2,265.7B	-2,266.2B	-2,266.9B	-2,267.3B	1,274.6B	1,275B	1,275.6B	1,275.9B	969.01M	1.06B	1.37B	1.09B	854.76M	691.82M	263.17M	337.09M	337.09M	191.93M	73.92M
Depreciation & Amortization	3.95M	-50.84M	-50.49M	-50.14M	-49.8M	7.02M	7.39M	7.76M	8.14M	9.08M	10.03M	10.97M	11.92M	11.78M	11.44M	11.3M	11.17M	10.64M	10.31M	9.78M	6.93M	6.82M	6.7M	6.41M	7.58M	6.49M	5.39M	4.2M	3.02M	1.92M	824.55K