X Financial (XYF)

NYSE: XYF · Real-Time Price · USD

13.81

0.48 (3.60%)

At close: May 02, 2025, 12:35 PM

X Financial Income Statement

Financials in CNY. Fiscal year is January - December.

Fiscal Year	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021	Q4 2020	Q3 2020	Q2 2020	Q1 2020	Q4 2019	Q3 2019	Q2 2019	Q1 2019	Q4 2018	Q3 2018	Q2 2018	Q1 2018	Q4 2017	Q3 2017	Q2 2017	Q1 2017
Period Ending	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021	Dec 31, 2020	Sep 30, 2020	Jun 30, 2020	Mar 31, 2020	Dec 31, 2019	Sep 30, 2019	Jun 30, 2019	Mar 31, 2019	Dec 31, 2018	Sep 30, 2018	Jun 30, 2018	Mar 31, 2018	Dec 31, 2017	Sep 30, 2017	Jun 30, 2017	Mar 31, 2017
Revenue	1.08B	675.53M	578.58M	1.19B	972.1M	1.22B	376.76M	466.91M	894.62M	311.75M	408.23M	412.23M	458.11M	352.92M	304.57M	151.63M	559.8M	-158.87M	-21.68M	236.89M	318.58M	809.59M	419.33M	482.24M	500.76M	726.32M	457.55M	455.14M	245.32M	399.98M	204.9M
Cost of Revenue	-40.18M	1.21B	488.09M	854.6M	n/a	725.17M	n/a	664.13M	557.67M	573.09M	498.24M	15.67M	494.03M	520.08M	599.09M	584.43M	619.38M	607.24M	467.71M	n/a	472.15M	946.51M	344M	341.38M	292.7M	303.92M	288.29M	256.97M	203.33M	188.19M	111.65M
Gross Profit	1.12B	-532.46M	90.5M	338.06M	972.1M	495.25M	376.76M	-197.22M	336.95M	-261.34M	-90.01M	396.56M	-35.92M	-167.16M	-294.53M	-432.79M	-59.58M	-766.1M	-489.38M	236.89M	-153.57M	-136.92M	75.33M	140.86M	208.06M	422.4M	169.26M	198.17M	41.99M	211.79M	93.25M
Operating Income	40.18M	-931.06M	376.54M	279.96M	435.01M	453.33M	343.2M	273.95M	300.43M	235.68M	320.97M	311.58M	399.34M	281.11M	230.06M	-2,265.8B	-101.43M	-341.51M	-130.04M	102.16M	-241.65M	262.78M	-11.62M	287.83M	274.48M	463.11M	249.79M	238.1M	-2.27M	44.52M	73.92M
Interest Income	336.98M	349.19M	330.34M	305.1M	293.63M	266.18M	252.06M	249.04M	252.25M	236.45M	232.3M	222.81M	178.73M	156.28M	133.78M	177.43M	144.58M	131.51M	181.07M	230.61M	143.64M	64.83M	18.56M	17.33M	9.27M	25.04M	28.69M	35.78M	40.58M	427.42K	77.74K
Pretax Income	476.17M	504.87M	426.12M	224.63M	417.47M	443.9M	330.62M	382.54M	302.89M	220.21M	317.82M	301.12M	385.15M	281.11M	228.07M	-877.2M	-108.23M	-387.79M	-228.31M	73.86M	196.09M	205.34M	259.43M	235.53M	230.32M	415.37M	206.94M	220.75M	140.97M	42.91M	73.95M
Net Income	375.84M	415.3M	363.14M	188.97M	347.19M	366.29M	284.35M	274.64M	211.72M	185.7M	139.93M	145.52M	267.24M	223.22M	189.2M	-655.47M	-113.02M	-343.67M	-196.34M	79.67M	169.58M	303.58M	208.96M	241.92M	197.89M	301.07M	142.24M	158.46M	100.33M	29.91M	51.57M
Selling & General & Admin	556.26M	39.07M	38.47M	51.85M	51.95M	47.57M	38.07M	44.94M	46.32M	45.71M	50M	67.53M	44.52M	49.58M	47.06M	425.54B	39.66M	90.17M	59.45M	74.33M	87.04M	82.44M	86.95M	122.08M	112.92M	100.54M	90.21M	70.3M	44.28M	93.78M	19.33M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	528.55M	636.46M	4.05M	25.77M	4.74M	6.93M	11.33M	-1.83M	6.11M	5.91M	20.12M	15.76M	9.64M	-24K	6.16M	1,839.9B	1.8M	3.71M	27.47M	7.75M	n/a	1.27M	n/a	-230	-28K	83.55M	6K	-227.31K	-17K	73.49M	n/a
Operating Expenses	1.08B	675.53M	42.52M	83.87M	56.69M	54.5M	59.02M	2,315.2B	52.42M	51.62M	70.12M	2,275.5B	54.16M	50.53M	53.22M	2,265.4B	41.46M	93.93M	86.98M	2,265.4B	88.08M	83.59M	87.41M	2,265.4B	112.89M	-40.7M	90.22M	70.07M	44.26M	169.31M	19.33M
Interest Expense	n/a	323.64M	248.37M	n/a	n/a	332.12M	271.94M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	215.00	n/a	n/a	n/a	n/a	n/a	n/a	n/a	222.00	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Selling & Marketing Expenses	506.76M	n/a	n/a	3.71M	3.75M	3.43M	2.04M	2.5M	3.73M	4.57M	4.66M	5.32M	5.44M	5.55M	4.53M	4.86M	3.87M	15.08M	11.81M	19.86M	25.85M	26.76M	30.68M	52.45M	45.34M	57.46M	50.48M	27.67M	23.06M	19.84M	6.02M
Cost & Expenses	1.07B	675.53M	42.52M	967.14M	56.69M	54.5M	59.02M	2,315.2B	52.42M	51.62M	70.12M	2,275.5B	54.16M	50.53M	53.22M	2,265.4B	41.46M	93.93M	86.98M	2,265.4B	88.08M	83.59M	497.36M	2,265.4B	112.89M	657.71M	90.22M	70.07M	307.66M	355.46M	130.99M
Income Tax Expense	100.33M	89.57M	65.03M	35.66M	74.17M	87.04M	52.56M	74.98M	91.1M	42.24M	181.03M	154.17M	119.46M	57.89M	37.22M	-226.97M	1.58M	-43.33M	-31.15M	-49.25M	26.51M	-107.48M	53.6M	-3.72M	34.44M	114.31M	64.88M	61.39M	40.72M	13.27M	22.86M
Shares Outstanding (Basic)	7.94M	8.16M	8.16M	8.09M	7.99M	7.99M	8M	8.66M	8.94M	9.22M	9.22M	9.19M	9.24M	9.19M	9.02M	8.94M	8.92M	8.91M	8.91M	8.88M	8.79M	8.69M	8.5M	8.42M	7.85M	8.39M	8.39M	8.12M	8.39M	7.45M	7.16M
Shares Outstanding (Diluted)	8.12M	8.35M	8.25M	8.18M	8.25M	8.16M	8.18M	8.83M	9.14M	9.43M	9.43M	9.4M	9.51M	9.44M	9.26M	8.95M	8.92M	8.91M	8.91M	9.04M	8.98M	9.03M	8.96M	8.91M	8.44M	8.39M	8.38M	8.2M	8.33M	7.33M	7.09M
EPS (Basic)	47.34	49.68	44.64	23.34	43.56	45.72	35.64	31.68	23.70	20.16	15.18	15.96	28.80	24.48	20.88	-73.32	-12.66	-38.58	-22.02	9.00	19.44	36.36	24.48	28.80	25.20	35.88	16.98	18.90	11.94	4.02	7.20
EPS (Diluted)	46.26	49.74	43.92	23.04	42.12	45.00	34.92	30.96	23.16	19.68	14.82	15.60	28.08	23.76	20.52	-73.26	-12.66	-38.58	-22.02	8.64	18.72	34.92	23.40	27.00	23.40	35.88	16.98	18.90	11.94	4.08	7.26
EBITDA	1.07B	-579.23M	674.07M	281.27M	421.36M	446.17M	577.61M	1,310.2B	297.05M	181.86M	316.09M	312.26M	413.54M	340.67M	245.92M	-2,266.7B	-120.74M	-335.16M	-99.73M	1,275.2B	217.01M	242.03M	281.37M	238.2M	310.3M	548.85M	n/a	n/a	146.26M	119.11M	74.74M
EBIT	n/a	-580.55M	676.54M	279.96M	476.14M	444.51M	575.95M	1,310.2B	295.02M	179.82M	314.06M	310.22M	410.56M	337.7M	242.94M	-2,266.7B	-123.59M	-337.8M	-102.57M	1,275.2B	214.7M	239.72M	279.06M	235.53M	308.1M	546.66M	n/a	n/a	145.16M	118.01M	73.92M
Depreciation & Amortization	n/a	1.32M	1.32M	1.32M	-54.78M	1.66M	1.66M	1.66M	2.03M	2.03M	2.03M	2.03M	2.98M	2.98M	2.98M	2.98M	2.84M	2.64M	2.84M	2.84M	2.31M	2.31M	2.31M	n/a	2.19M	2.19M	2.02M	1.17M	1.1M	1.1M	824.55K