Price Alert

Ready Capital Corporation (RC)

NYSE: RC · Real-Time Price · USD

3.77

0.03 (0.80%)

At close: Oct 03, 2025, 3:59 PM

3.75

-0.66%

After-hours: Oct 03, 2025, 07:57 PM EDT

Ready Capital Statistics

Share Statistics

Ready Capital has 164.33M shares outstanding. The number of shares has increased by -2.49% in one year.

Shares Outstanding	164.33M
Shares Change (YoY)	-2.49%
Shares Change (QoQ)	-3.62%
Owned by Institutions (%)	60.38%
Shares Floating	152.01M
Failed to Deliver (FTD) Shares	338,120
FTD / Avg. Volume	15.83%

Short Selling Information

The latest short interest is 26.25M, so 15.98% of the outstanding shares have been sold short.

Short Interest	26.25M
Short % of Shares Out	15.98%
Short % of Float	19.43%
Short Ratio (days to cover)	11.85

Valuation Ratios

The PE ratio is -2.65 and the forward PE ratio is 17. Ready Capital's PEG ratio is 0.01.

PE Ratio	-2.65
Forward PE	17
PS Ratio	1.27
Forward PS	2.1
PB Ratio	0.63
P/FCF Ratio	4.2
PEG Ratio	0.01

Financial Ratio History

Enterprise Valuation

Currently the Enterprise Value (EV) is not available for Ready Capital.

EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.33, with a Debt / Equity ratio of 3.28.

Current Ratio	0.33
Quick Ratio	0.33
Debt / Equity	3.28
Debt / EBITDA	37.25
Debt / FCF	21.96
Interest Coverage	-0.59

Financial Efficiency

Return on Equity is n/a and Return on Invested Capital is n/a.

Return on Equity	n/a
Return on Assets	n/a
Return on Invested Capital	n/a
Revenue Per Employee	$1.91M
Profits Per Employee	$-917.38K
Employee Count	475
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

Income Tax	-104.51M
Effective Tax Rate	20.23%

Stock Price Statistics

The stock price has increased by -48.43% in the last 52 weeks. The beta is 1.49, so Ready Capital's price volatility has been higher than the market average.

Beta	1.49
52-Week Price Change	-48.43%
50-Day Moving Average	4.12
200-Day Moving Average	5.03
Relative Strength Index (RSI)	33.91
Average Volume (20 Days)	2,135,780

Income Statement

In the last 12 months, Ready Capital had revenue of 907.04M and earned -435.75M in profits. Earnings per share was -2.63.

Revenue	907.04M
Gross Profit	798.77M
Operating Income	-412M
Net Income	-435.75M
EBITDA	162.02M
EBIT	142.25M
Earnings Per Share (EPS)	-2.63

Full Income Statement

Balance Sheet

The company has 143.8M in cash and 6.04B in debt, giving a net cash position of -5.89B.

Cash & Cash Equivalents	143.8M
Total Debt	6.04B
Net Cash	-5.89B
Retained Earnings	-505.09M
Total Assets	9.31B
Working Capital	-557.96M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 274.81M and capital expenditures 0, giving a free cash flow of 274.81M.

Operating Cash Flow	274.81M
Capital Expenditures	n/a
Free Cash Flow	274.81M
FCF Per Share	1.63

Full Cash Flow Statement

Margins

Gross margin is 88.06%, with operating and profit margins of -45.42% and -48.04%.

Gross Margin	88.06%
Operating Margin	-45.42%
Pretax Margin	-56.94%
Profit Margin	-48.04%
EBITDA Margin	17.86%
EBIT Margin	-45.42%
FCF Margin	30.3%

Dividends & Yields

RC pays an annual dividend of $0.88, which amounts to a dividend yield of 16.15%.

Dividend Per Share	$0.88
Dividend Yield	16.15%
Dividend Growth (YoY)	-58.33%
Payout Ratio	-52.08%
Earnings Yield	n/a
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for RC is $4, which is 6.1% higher than the current price. The consensus rating is "Hold".

Price Target	$4
Price Target Difference	6.1%
Analyst Consensus	Hold
Analyst Count	4

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Scores

Altman Z-Score	-0.04
Piotroski F-Score	4