Price Alert

X Financial (XYF)

NYSE: XYF · Real-Time Price · USD

14.29

-0.13 (-0.90%)

At close: Oct 03, 2025, 3:59 PM

14.20

-0.63%

After-hours: Oct 03, 2025, 05:16 PM EDT

X Financial Income Statement

Financials in CNY. Fiscal year is January - December.

Fiscal Year	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021	Q3 2021	Q2 2021	Q1 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021	Sep 30, 2021	Jun 30, 2021	Mar 31, 2021
Revenue	1.76B	1.94B	1.23B	1.58B	1.37B	1.21B	1.19B	972.1M	1.22B	376.76M	466.91M	894.62M	311.75M	408.23M	412.23M	458.11M	352.92M	304.57M
Cost of Revenue	1.04B	844.55M	-193.79M	457.51M	510.94M	488.09M	520.35M	n/a	725.17M	n/a	664.13M	557.67M	573.09M	498.24M	15.67M	494.03M	520.08M	599.09M
Gross Profit	715.3M	605.77M	3.73B	1.12B	861.65M	719.89M	672.31M	972.1M	495.25M	376.76M	-197.22M	336.95M	-261.34M	-90.01M	396.56M	-35.92M	-167.16M	-294.53M
Operating Income	675.06M	572.9M	525.21M	4.42B	3.45B	4.75B	278.33M	435.01M	453.33M	343.2M	273.95M	300.43M	235.68M	320.97M	311.58M	399.34M	281.11M	230.06M
Interest Income	323.92M	307.42M	354.94M	336.98M	349.19M	330.34M	305.1M	293.63M	266.18M	252.06M	249.04M	252.25M	236.45M	232.3M	222.81M	178.73M	156.28M	133.78M
Pretax Income	638.81M	574.65M	490.7M	523.92M	552.62M	473.87M	244.24M	417.47M	443.9M	330.62M	382.54M	302.89M	220.21M	317.82M	301.12M	385.15M	281.11M	228.07M
Net Income	528.02M	458.13M	385.63M	375.84M	415.3M	363.14M	188.97M	347.19M	366.29M	284.35M	274.64M	211.72M	185.7M	139.93M	145.52M	267.24M	223.22M	189.2M
Selling & General & Admin	49.54M	51.74M	48.89M	54.3M	39.07M	38.47M	51.85M	51.95M	47.57M	37.13M	44.94M	46.32M	45.71M	50M	67.53M	44.52M	49.58M	47.06M
Research & Development	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Other Expenses	-221K	776.93M	631.36M	561.73M	359.53M	304.87M	366.27M	4.74M	6.93M	11.33M	-1.83M	6.11M	5.91M	20.12M	15.76M	9.64M	-24K	6.16M
Operating Expenses	49.32M	828.68M	680.25M	616.02M	398.6M	343.35M	418.12M	56.69M	54.5M	59.02M	2,315.2B	52.42M	51.62M	70.12M	2,275.5B	54.16M	50.53M	53.22M
Interest Expense	756.26M	709.01M	503.7M	506.76M	323.64M	248.37M	n/a	n/a	332.12M	271.94M	n/a	n/a	n/a	n/a	n/a	n/a	n/a	n/a
Selling & Marketing Expenses	n/a	n/a	n/a	4.8M	n/a	n/a	3.71M	3.75M	3.43M	-940K	2.5M	3.73M	4.57M	4.66M	5.32M	5.44M	5.55M	4.53M
Cost & Expenses	1.09B	1.36B	741.33M	1.07B	909.53M	831.43M	938.47M	56.69M	54.5M	59.02M	2,315.2B	52.42M	51.62M	70.12M	2,275.5B	54.16M	50.53M	53.22M
Income Tax Expense	110.8M	116.53M	150.78M	100.33M	89.57M	65.03M	35.66M	74.17M	87.04M	52.56M	74.98M	91.1M	42.24M	181.03M	154.17M	119.46M	57.89M	37.22M
Shares Outstanding (Basic)	6.99M	48.14M	46.97M	47.64M	48.99M	48.97M	48.55M	47.97M	47.94M	48.01M	51.97M	53.62M	55.33M	55.3M	55.14M	55.42M	55.13M	54.11M
Shares Outstanding (Diluted)	7.33M	48.89M	48.09M	48.72M	50.08M	49.48M	49.1M	49.52M	48.98M	49.05M	52.95M	54.83M	56.59M	56.6M	56.42M	57.06M	56.62M	55.54M
EPS (Basic)	75.60	65.52	49.32	47.16	50.76	44.64	23.40	7.26	7.62	5.94	5.28	3.95	3.36	2.53	2.66	4.80	4.08	3.48
EPS (Diluted)	72.00	63.36	48.24	46.44	49.68	43.92	3.84	7.02	7.50	5.82	5.16	3.86	3.28	2.47	2.60	4.68	3.96	3.42
EBITDA	665.98M	555.96M	1.15B	1.07B	-579.23M	674.07M	281.27M	421.36M	446.17M	577.61M	1,310.2B	297.05M	181.86M	316.09M	312.26M	413.54M	340.67M	245.92M
EBIT	665.98M	555.96M	2.62B	1.07B	-580.55M	672.76M	279.96M	476.14M	444.51M	575.95M	1,310.2B	295.02M	179.82M	314.06M	310.22M	410.56M	337.7M	242.94M
Depreciation & Amortization	n/a	n/a	1.8M	1.32M	1.32M	1.32M	1.32M	-54.78M	1.66M	1.66M	1.66M	2.03M	2.03M	2.03M	2.03M	2.98M	2.98M	2.98M